Home Blog

Xiaomi 12 Series Redefines Flagship Category

0

Xiaomi today announced the launch of the all-new flagship Xiaomi 12 Series for local markets, featuring two groundbreaking devices: Xiaomi 12 Pro and Xiaomi 12. Designed to empower users around the world with a cutting-edge videography studio and entertainment powerhouse, Xiaomi 12 Series delivers impressive advancements in Xiaomi’s AI algorithm, flagship processing power, and an all-round elevated experience. 

Capture cinematic shots at any time 

Xiaomi 12 Series enables users to record studio-quality shots no matter the scenario, be it challenging lighting conditions or moving objects. Both phones boast a pro-grade triple camera array for versatile shooting, starring a massive 50MP main wide angle camera, with 8K recording capabilities on both Xiaomi 12 Pro and Xiaomi 12.  Xiaomi 12 Pro stands out with its state-of-the-art triple 50MP array, which features a cutting-edge Sony IMX707 ultra-large main sensor. This sensor is capable of catching large amounts of light and empowers advanced imaging capabilities with faster focus speeds and increased color accuracy. Xiaomi 12 features a 13MP ultra-wide angle camera, along with a 5MP tele macro camera, for filming life from different perspectives.  

Beyond impressive hardware, Xiaomi 12 Pro and Xiaomi 12 also advance Xiaomi’s proprietary AI algorithms. These innovations make it easier than ever for users to record every moment the way they want to, even in low-light or moving subjects. Xiaomi ProFocus intelligently identifies and tracks objects, preventing blurring or out-of-focus shots of moving or veiled subjects. These advancements also include eye and face auto focus capabilities. Ultra Night Video uses Xiaomi’s proprietary algorithms to record video even under extreme low-light, meaning moody, atmospheric shots are clearer than ever.  

Available on both devices, One-click AI Cinema offers numerous creative options for show-stopping video editing, such as Parallel World, Freeze Frame Video, and Magic Zoom modes. 

Flagship processing, unprecedented performance and power-efficiency  

Flagship experience requires flagship performance. Xiaomi 12 Series features advanced Qualcomm® Snapdragon™ mobile platforms. Xiaomi 12 Pro and Xiaomi 12 boast a Snapdragon® 8 Gen 1 processor – Qualcomm’s most advanced mobile platform. Built on a 4nm process, this processor also boosts GPU graphic rendering capabilities by 30% and energy efficiency by 25% when compared to the previous generation. Both three devices come with UFS 3.1 exceptional loading and data transfer speeds, along with LPDDR5 RAM for memory speeds up to 6,400Mbps. For optimal product experience, Xiaomi 12 Series packs a high-performing cooling system, bolstered by a super-large vapor chamber and multiple layers of graphite to offer a leading–cooling capability. 

All-around elevated entertainment experiences 

Xiaomi 12 Series not only lets users capture every moment in exquisite detail, but also allows them to relive those moments in astonishing detail via an exceptional entertainment experience.  Both devices offer vivid viewing on an AMOLED Dot Display rated A+ by DisplayMate, and with TrueColor support. For added peace of mind, the display features scratch-resistant Corning® Gorilla® Glass Victus®, and supports Dolby Vision®, industry’s leading imaging technology that brings your content to life with vibrant color and details. Xiaomi 12 Series also supports HDR 10+. Xiaomi 12 Pro is SGS Eye Care Display Certified, showing care for users’ long-term visual health during marathon sessions.  

Meanwhile, Xiaomi 12 Pro redefines flagship display with incredibly smooth viewing, scrolling, swiping, and sliding. The device’s highly power-efficient 6.73-inch WQHD+ display leverages AdaptiveSync Pro to intelligently adjust dynamic LTPO display between 1Hz and 120Hz based on content. 

Xiaomi 12 delivers Xiaomi’s most colorful smartphone display to date, with more than 68 billion colors on 6.28-inch full-HD+ displays. Both feature 120Hz AdaptiveSync, for an impressively high-definition, vibrant, and flicker-free display that conveys every detail.  

 No cinematic experience is truly complete without pro-grade audio. Xiaomi 12 Series features SOUND BY Harman Kardon, and creates an immersive audio experience powered by Dolby Atmos®, delivering spatial sound with rich detail, clarity, and realism across all your favorite entertainment. Xiaomi 12 Pro’s quad speakers – in the form of two tweeters and two woofers – deliver clear details and cover an astounding range of sound. Xiaomi 12 delivers balanced stereo sound ideal for immersive gaming or video.  To optimize core user experience further, Xiaomi 12 Series incorporates MIUI 13, released globally earlier this year. The update includes faster storage, higher background process efficiency, smarter processing, and longer battery life. New features in the upgraded experience include Xiaomi’s proprietary Liquid Storage, Atomized Memory, Focused Algorithms, and Smart Balance. 

Next-generation charging 

Xiaomi 12 Series delivers pro-grade cinematic and entertainment experiences all day, the devices deliver next-level charging speed and safety.  

 Xiaomi 12 Pro features an incredibly fast 120W Xiaomi HyperCharge. With a 4,600mAh battery fully charged in just 18 minutes using Boost mode, Xiaomi 12 Pro delivers next-generation charging capabilities that keep up with user demands.  Xiaomi 12 fits a 4,500mAh battery into compact body designs. Xiaomi 12 Pro and Xiaomi 12 also support 50W wireless charging and 10W reverse charging.  Both leverage Xiaomi AdaptiveCharge, a smart charging algorithm that learns and adapts to charging habits, which prolongs battery life. 

Flagship capabilities packaged in an iconic design  

These portable pocket-sized studios fit comfortably in the palm of your hand thanks to Xiaomi 12 Series’ iconic and user-centered design. Slimmer high-capacity batteries and a narrower ridge gap save precious space within the device. Xiaomi 12 Pro’s 6.73-inch display is encased in a sleek middle frame with sophisticated 3D curves. Meanwhile, Xiaomi 12’s 6.28-inch display measures just 69.9mm in width and is accented by smooth curves for a perfect fit. Both devices are available in Gray, Purple, and Blue. 

Market Availability   

Xiaomi 12 Pro comes in one variant 12GB+256GB, and recommended retail price starts from PKR 208,999/-.

Xiaomi 12 comes in one variant, 12GB+256GB, and recommended retail price starts from PKR 179,999/-.

Purchase these devices and get a sweet bundle deal where you get a Mi Band 6 and a bag with the Xiaomi 12. Similarly with the Xiaomi 12 Pro, get a Mi Portable Bluetooth Speaker and a 10000mAh Mi Power Bank 3.  Available at top distributor partners such as Phonezo, Airlink, Smartlink etc. For those looking to purchase these online, we’ve news for you  too as these are also available on MiStore and Daraz. 

Quick Specs:

 Xiaomi 12Xiaomi 12 Pro
Display120Hz +  AMOLED DotDisplay120Hz 6.73” AMOLED Dot Display 
Rear Camera50MP main camera 13MP ultra-wide camera 2MP macro camera 5MP depth camera50MP wide angle, ultra-wide and tele macro camera
Front Camera32MP32MP in-display selfie camera
Dimension & Weight152.70mm x 69.90mm x 8.16mm – 180g163.60mm x 74.60mm x 8.16mm 205g
ProcessorSnapdragon ® 8 Gen 1Snapdragon ®r 8 Gen 1
Charging4500mAH – 67W charge4600mAH – 120W charge
Variant12GB + 256GB12GB + 256GB
Color AvailableGray, Purple & BlueGray, Purple & Blue

About Xiaomi Corporation  

Xiaomi Corporation was founded in April 2010 and listed on the Main Board of the Hong Kong Stock Exchange on July 9, 2018 (1810.HK). Xiaomi is a consumer electronics and smart manufacturing company with smartphones and smart hardware connected by an IoT platform at its core.  

Embracing our vision of “Make friends with users and be the coolest company in the users’ hearts”, Xiaomi continuously pursues innovations, high-quality user experience and operational efficiency. The company relentlessly builds amazing products with honest prices to let everyone in the world enjoy a better life through innovative technology.  

Xiaomi is one of the world’s leading smartphone companies. The company’s market share in terms of smartphone shipments ranked no. 3 globally in the third quarter of 2021. The company has also established the world’s leading consumer AIoT (AI+IoT) platform, more than 400 million smart devices connected to its platform as of September 30, 2021, excluding smartphones and laptops. Xiaomi products are present in more than 100 countries and regions around the world. In August 2021, the company made the Fortune Global 500 list for the third time, ranking 338th, up 84 places compared to 2020.  

Xiaomi is a constituent of the Hang Seng Index, Hang Seng China Enterprises Index, Hang Seng TECH Index and Hang Seng China 50 Index. 

To Get yours click here

TECNO to launch its new Spark phone in Pakistan soon

0

TECNO to launch its new Spark phone in Pakistan soon

After massive success in the Pakistani Mobile market, TECNO is rumored to be preparing for a new addition to its Spark series. The globally eminent smartphone brand TECNO has been working tirelessly in Pakistan for quite some time now. The brand has brought forward some great phones over the years with advanced technologies, pocket-friendly prices, and stylish designs. 

Spark is TECNO’s famous mid-range series, bringing you quality devices at lower prices. Spark 8C is an entry mobile that is expected to be around PKR 19,499 to PKR 22,999. The price is not confirmed yet but we are expecting it around this segment. The phone is going to be a stunner in this range with Stylish Design and great Battery.

According to sources, Spark 8C will be equipped with better memory and memory fusion features than any other phone in this range. Memory Fusion Technology is specially designed to channel RAM operations by using unused read-only memory (ROM). This means it can expand the memory of 4+128GB to 7+128GB and that of 3+64GB into 6+64GB maximum. The RAM can be updated or expanded from 3GB to 6GB and 4GB to 7GB depending on the variant. If this is true, then Spark 8C shall be the only smartphone to provide such an amazing feature with 128GB in such an affordable price range.

Moreover, the phone is anticipated to provide efficient performance with a powerful processor and big battery. The 90Hz refresh rate, great display, and handy body design will make it a user-friendly device. The phone is expected to launch somewhere in mid-March 2022. Furthermore, the phone is being assembled in Pakistan to make it economical and pocket-friendly for the local consumers. 

So, fingers crossed for this new Spark device to be soon launched in Pakistan. Stay tuned for more updates and much more about tech!

Jazz appoints Atyab Tahir as CEO JazzCash

0

Jazz appoints Atyab Tahir as CEO JazzCash

Jazz, Pakistan’s leading digital operator (part of VEON Group NASDAQ: VEON, Euronext Amsterdam: VEON), announces the appointment of Atyab Tahir as the CEO of JazzCash effective May 1 2022.

Atyab, currently serving as Country Manager MasterCard Pakistan & Afghanistan, has over two decades of international experience in banking and consulting. Atyab has also held senior positions at Fidelity Investments, HBL, Telenor Bank and easypaisa. He holds a BA from Dartmouth College and an MBA from Babson College.

Commenting on Atyab’s appointment Aamir Ibrahim, CEO, Jazz  said: “While mobile phones and payment solutions have accelerated financial inclusion in the country, a significant portion of Pakistan’s adult population remain unbanked. I am confident that under Atyab’s dynamic leadership JazzCash will help boost financial inclusion across the board through innovative and customer-centric products.”

“JazzCash is at the forefront of Pakistan’s digital revolution processing more than 5 million transactions every day and accounting for almost 7% of Pakistan’s GDP. Our aim is to build a world-class fintech serving every single Pakistani, from youth, SMEs, freelancers, with a very strong focus on the unbanked and the underbanked. I look forward to joining the Jazz family and collaborating with our partners in the telecommunications and financial services sector to unlock the true potential of Digital Pakistan.” said Atyab.

A division of Jazz, JazzCash has grown rapidly to become a leader in the country’s marketplace for digital financial services. As shown in VEON Group’s FY21 results that were released on 28 February 2022, JazzCash has 15.2 million monthly active users (+24.9% YoY) and 130,800 monthly active merchants (up by 2.3 times YoY). 

Jazz appoints Atyab Tahir as CEO JazzCash.

vivo V23 5G — The Best in Camera, Technology, Performance and Appearance

0

Due to the constant development in the technology space for smartphones, there is always hype surrounding any new ‘firsts’ in the market. There is always excitement as to what will be introduced and how well it will be accepted by the audience. 

Keeping this in mind, Vivo’s latest smartphone vivo V23 5G finds itself in a similar situation. The day it was announced, it received a lot of attention for its color-changing design. The design itself represents a significant advancement in smartphone research and design. Making smartphones not only technologically superior but also cosmetically superior is a step forward.

The continual excitement and experience since the smartphone’s launch has not only solidified its market position but also demonstrated that it is a well-balanced phone that isn’t only focused on aesthetics.

Delving more into the device, the vivo V23 5G dons a high-resolution 50MP AF Portrait Selfie camera on the front. This device focuses heavily on the selfie experience which makes it stand out in the market. The latest ISOCELL 3.0 technology helps the camera increase light sensitivity to capture a more crystal-clear picture for the user. Furthermore, the Eye Autofocus feature enables the users to be the center of attention while clicking the picture as the camera focuses on the user, even if they are in motion. 

The dual front camera system offers a much larger field of view with the help of its 8MP Super Wide-Angle Camera. Furthermore, with modes like the AI Extreme Night Portrait mode, the front camera delivers an unparalleled experience in this price range. The phone also sports a 64 MP main rear camera with an 8MP wide-angle lens and a 2MP Macro that can handle wide natural landscapes very easily. The user experience is further increased with features like the Super Night Mode, Bokeh Flare Portrait, and Ultra Stabilization. It is only right to say that both, the front camera and the rear camera together offer a device that is picture-perfect. 

When it comes to the visual and performance aspects of this phone, there’s no doubt that it’s the best of what vivo has to offer. vivo has always been on the cutting edge of device design and aesthetics. It’s also fair to say that Vivo takes pride in its technological advancements and innovations. Every device that vivo introduces exemplifies this completion.

V23 5G brings out the result of Vivo’s extensive research which is the Color Changing Fluorite AG Design. This material changes its color upon exposure to ultraviolet light and after about 30 seconds under the sun. This switch goes back to normal once the phone is out of sun exposure. Talking more about the appearance of the device, it is the combination of the Metal Flat Frame Design and the Color Changing Fluorite AG Design that gives the device the aesthetic appeal that has been the talk in the industry for a while now. 

All these powerful features that the phone flaunts are powered by the powerful MediaTek Dimensity 920 processor. This processor offers powerful performance and a fast user experience. The Extended RAM 2.0 further enhances the user experience with its versatile features to expand RAM when required. The 90Hz refresh rate display, a Liquid Cooling System, and Ultra Game Mode make it possible for users to enjoy super smooth gameplay performance. This experience is mutually assisted by the 4200mAh battery that features a 44W FlashCharge that helps in interrupted experience and performance. 

To summarise it all, the vivo V23 5G is a proud and well-balanced device that fulfills the requirements of every smartphone enthusiast whether it is for work, casual, or professional usage.

 

Tech Giant XIAOMI launches anticipated Redmi Note 11 Pro – Packing major upgraded to hardwares & software!

0

Xiaomi announced the Redmi Note 11 Pro for Pakistani markets, pushing forward the legacy of the Redmi Note series with two all-new devices: Redmi Note 11 Pro and Redmi Note 11. Rising to the challenge to bring even stronger specs and features, Redmi Note 11 series packs powerful upgrades to its camera system, charging speed, display, and SoC—making flagship-level smartphone performance more accessible than before. All this available in a bundle deal, with Redmi Buds 3 completely free.

Flagship-level 108MP quad camera to deliver outstanding photography

Boasting a rear quad camera setup, Redmi Note 11 Pro delivers an outstanding photography experience with zero compromise. Its 108MP main camera captures stunning images in high-resolution and vivid colors; an 8MP ultra-wide angle camera extends your perspective with a 118-degree viewing angle; a 2MP macro camera that captures fine details up close and a 2MP depth sensor that’s for capturing more natural looking portrait shots. Accenting the front of the phone is a 16MP front camera that can capture clearer and natural-looking selfies. The 108MP pro-grade main camera utilizes the Samsung HM2 sensor with a large sensor size at 1/1.52 inch, and supports 9-in-1 pixel binning technology as well as a dual native ISO to deliver incredible images in all lighting conditions, with spectacular results especially in dim light.

120Hz FHD+ AMOLED DotDisplay packed into trendy flat-edge body

Featuring a large 6.67′ FHD+ AMOLED DotDisplay with 120Hz display refresh rate, Redmi Note 11 Pro levels up the screen experience with smooth scrolling response and lag-free transitions. The beautiful display is packed into a body with a trendy flat-edge design. Plus, with the dual super linear speakers located at the top and bottom of the phone, Redmi Note 11 offers immersive stereo sound for gaming or watching videos.

Performance powered by 67W turbo charging and MediaTek Helio G96

Redmi Note 11 Pro comes with flagship 67W turbo charging, allowing you to charge up

to 51% of its 5,000mAh high capacity battery in just 15 minutes Powered by MediaTek Helio G96, Redmi Note 11 Pro also delivers a smooth and seamless performance.

Market availability:

Redmi Note 11 Pro comes in two variants – 6GB+128GB, and 8GB+128GB and are available at top distributor partners such as Phonezo, Airlink Communication, Smartlink and Tech Sirat. For those looking to purchase these online, we’ve news for you  too as these are also available on MiStore.

Redmi Note 11 Pro

6GB+128GB: PKR 51,999/-

8GB+128GB: PKR 59,999/-

Redmi Note 11 Quick Specs:

 Redmi Note 11
Display120Hz  6.67” FHD+ AMOLED DotDisplay
Rear Camera108MP main camera 8MP ultra-wide camera 2MP macro camera 2MP depth camera
Front Camera16MP in-display front camera
Dimension & Weight164.19mm x 76.1mm x 8.12mm 202g
ProcessorMediaTek Helio G96
Charging5,000mAh (typ) battery Supports 67W wired Pro fast charging
Variant6GB+128GB, 8GB+128GB
Available ColorGraphite Gray, Polar White, Star Blue

The Redmi Note 11 Pro is available at PKR 51,999/- for the 6+128GB variant and PKR 59,999/- for the 8+128GB variant. A bundle deal with Redmi Buds 3 absolutely free!

About Xiaomi Corporation

Xiaomi Corporation was founded in April 2010 and listed on the Main Board of the Hong Kong Stock Exchange on July 9, 2018 (1810.HK). Xiaomi is a consumer electronics and smart manufacturing company with smartphones and smart hardware connected by an IoT platform at its core.

Embracing our vision of “Make friends with users and be the Coolest Company in the users’ hearts”, Xiaomi continuously pursues innovations, high-quality user experience and operational efficiency. The company relentlessly builds amazing products with honest prices to let everyone in the world enjoy a better life through innovative technology.

Xiaomi is one of the world’s leading smartphone companies. The company’s market share in terms of smartphone shipments ranked no. 3 globally in the third quarter of 2021. The company has also established the world’s leading consumer AIoT (AI+IoT) platform, more than 400 million smart devices connected to its platform as of September 30, 2021, excluding smartphones and laptops. Xiaomi products are present in more than 100 countries and regions around the world. In August 2021, the company made the Fortune Global 500 list for the third time, ranking 338th, up 84 places compared to 2020.

Xiaomi is a constituent of the Hang Seng Index, Hang Seng China Enterprises Index, Hang Seng TECH Index and Hang Seng China 50 Index.

MCB Arif Habib Savings signs agreement with 1LINK to become its first PayPak Affiliate member

    0

    MCB Arif Habib Savings signs agreement with 1LINK to become its first PayPak Affiliate member

    Karachi, December 13, 2017: MCB-Arif Habib Savings and Investments Limited (MCB-AH) signed an agreement with 1LINK (Guarantee) Limited (1LINK) which will result in MCB-AH joining the PayPak scheme as an Affiliate Member.

    This is the first such agreement in Pakistan, and MCB-AH is the first PayPak Affiliate member and the first ever Non-Banking Finance Company to obtain membership of 1LINK’s PayPak Scheme in Pakistan. This agreement will also result in MCB-AH being able to introduce the first ever proprietary card by any Asset Management Company in Pakistan.

    PayPak is a domestic payment scheme that allows banks to promote Financial Inclusion. In line with State Bank of Pakistan Vision 2020, 1LINK launched Pakistan’s First Domestic Payment Scheme “PayPak” aimed at providing efficient, cost-effective, robust and ubiquitous payments solutions.

    MCB-AH will aim to issue debit cards to its customers, giving them convenience and quick access to their funds. This new card service will increase the range of facilities it offers to the customers by pushing the boundaries of technical excellence in the Asset Management Industry in Pakistan.

    Such steps are significant towards the digitization of the company and the overall industry, thus setting a trend for other players in the market. The use of debit cards will permit customers to utilize their accounts for quick withdrawal from ATM machines, and make online investments and payments.

    Mr. Muhammad Saqib Saleem, CEO, MCB-AH claimed ‘In the era we stand today, the world has become entirely digitalized and to stay competitive, we must offer the best solutions to our customers. We are proud to be the pioneers in innovation and through our collaboration with 1LINK we are confident that our customers will appreciate the convenience that it will offer.”

    Mr. Najeeb Agrawalla, CEO 1LINK stated, “The synergy of MCB-AH with 1LINK is an ideal alliance and opens the door for the launch of the PayPak affiliate initiative. Therefore, millions of Pakistanis will be able to enjoy scheme related benefits as customers of any corporate entity, apart from banks. Consequently, the end consumers will be able to reap maximum benefits and allow our affiliate partner to offer best in class digital banking services to its customer base.”

    Photo Caption:

    MCB-Arif Habib Savings and Investments Limited (MCB-AH) signed an agreement with 1LINK (Guarantee) Limited (1LINK) which will result in MCB-AH joining the PayPak scheme as an Affiliate Member. Picture shows (sitting L-R) Mr. Bashir Khan, COO 1LINK; Mr. Najeeb Agrawala, CEO 1LINK; Mr. Saqib Saleem, CEO MCB-AH & Mr. Muhammad Asim, CIO MCB-AH along with other representatives of both the organizations after signing the agreement.

     

    The Exquisite Camon 19 Neo is here to woo users who are ‘Young at Heart.’

    Youngsters are obsessed with technologically advanced gadgets that go well with their style. They want to be up-to-date with the ever-evolving fashion trends and prefer stylish smartphones and laptops. To cater to this young lot, TECNO has artistically designed its latest wonder canon, 19 Neo. This phone not only looks stylish but has also loaded with some pretty decent tech features such as a 48 MP Bright Night Portrait Camera, 32 MP Softlight Selfie shooter and 5000 mAh battery. 

    Camon 19 Neo is designed with a glistening back to make it appear sophisticated. It has a Geometric Cutting Design at the back, with lines intersecting each other, which gives it a colourful look. The Borderless Image Module at the back houses two cameras in dual metal rings to give it a flagship look. Its back doesn’t catch smudges easily, even though it has a glossy finishing. So you won’t have to clean your fingerprints off your phone constantly, and it won’t look messy. How cool is that!

    The-Exquisite-Camon-19-Neo-is-here-to-woo-users-who-are-Young-at-Heart

    Also, Camon 19 Neo has a Straight Middle Frame Design, which makes it super comfortable to hold and operate with one hand. The brand ensures you get an aesthetically beautiful phone, which is also handy. TECNO has merged the world of aesthetics with high-end technology to give you the best of both worlds. This is why Camon 19 Neo has charmed the ‘Young at Heart’ users, as it looks super chic. It boosts your style, and you can flaunt this gorgeous phone in front of your friends. 

    The-Exquisite-Camon-19-Neo-is-here-to-woo-users-who-are-Young-at-Heart

    Moreover, this exquisite smartphone keeps up with the colour popularity trends of 2022 with three unique colours- Ice Mirror, Eco Black, and Dreamland Green. So you have the option of choosing the colour which matches your vibe. If you’re chill and quite laid back, Ice Mirror suits you best. Otherwise, you can choose a more intense Eco Black. All three colours will look equally fashionable in your hand. 

    So don’t wait any longer now. Get this extraordinary phone and show it off to your pals.

    HBL Microfinance Bank and SUPARCO Expand Satellite-Based Agri-Financing in Punjab

    HBL Microfinance Bank and the Space & Upper Atmosphere Research Commission (SUPARCO) have joined hands to expand satellite-based agricultural financing in Punjab. The partnership aims to use modern satellite technology and digital data to help farmers get better access to financial services.

    Agriculture remains one of the most important parts of Pakistan’s economy. Millions of people depend on farming for their income, while the sector also plays a major role in food production and rural employment. However, farmers often face problems when they need loans, especially small farmers who may not have detailed land records, strong financial histories, or easy access to traditional banking services.

    The new cooperation between HBL Microfinance Bank and SUPARCO is designed to address some of these challenges by using satellite information to understand agricultural land and farming activity. The technology can help financial institutions make better decisions when providing loans to farmers.

    Using Satellite Technology to Support Farmers

    The partnership brings together banking services and space-based technology. SUPARCO can provide satellite data and information that can help identify agricultural areas, monitor crops, and assess land conditions. HBL Microfinance Bank, meanwhile, can use this information to improve its agricultural lending process.

    Satellite images can provide useful information about farmland without requiring physical visits to every location. They can help show the size and location of agricultural fields and provide information about crop activity over time.

    For a financial institution, such information can be useful when assessing a farmer’s financing needs. Instead of relying only on paperwork and traditional methods, banks can use additional data to better understand agricultural activity.

    This can be especially helpful in rural areas where collecting accurate and updated information can be difficult.

    A New Approach to Agricultural Financing

    Agricultural lending has always been an important area for Pakistan’s financial sector. Farmers need money at different stages of the crop cycle. They may require financing to purchase seeds, fertilizers, pesticides, machinery, fuel, or other farming inputs.

    Small farmers can face greater difficulties in obtaining formal loans. Some may have limited documentation, while others may live far away from bank branches. The process of assessing agricultural land can also take time and involve physical inspections.

    Satellite-enabled financing can make this process more data-driven. By using satellite information, financial institutions can gain a clearer picture of farmland and farming conditions.

    The goal is not simply to introduce another technology into banking. Instead, the partnership is focused on making agricultural finance more accessible, efficient, and suitable for the needs of farmers.

    Why Punjab Is Important

    Punjab is Pakistan’s largest agricultural province and has a major role in the country’s food supply. The province produces a wide range of crops and has a large population of farmers working across rural areas.

    From wheat and rice to sugarcane, cotton, vegetables, and other crops, farming activity covers large parts of Punjab. Because of this, improvements in agricultural financing can have a wider impact on rural communities and the overall economy.

    Farmers need timely financial support because agricultural activities follow specific seasons. If a farmer does not have enough money when seeds or fertilizers are needed, delays can affect the entire crop.

    A faster and more informed financing system could therefore help farmers manage their expenses at important points in the farming cycle.

    How Satellite Data Can Help Banks

    Satellite technology has become increasingly useful in agriculture around the world. Images collected from space can provide information about land and crops over large areas.

    For banks, one major benefit is the ability to gather information without depending entirely on physical field visits.

    Satellite data can potentially help identify:

    Agricultural land and field boundaries

    Crop areas

    Changes in vegetation

    Farming activity

    Possible crop conditions

    Land-use patterns

    Information that can support agricultural loan assessment

    This information can then be combined with other financial and agricultural data.

    The purpose is to give banks a better understanding of the farming activity linked to a financing application. This may help reduce uncertainty and improve the process of evaluating agricultural borrowers.

    Helping Small Farmers Access Formal Finance

    One of the biggest challenges in Pakistan’s agricultural sector is increasing access to formal financial services.

    Large farmers and established businesses may have more experience dealing with banks. Small farmers, however, can sometimes find formal financing difficult to access.

    Microfinance banks have an important role in this area because they focus on providing financial services to individuals and communities that may not be fully served by traditional banking.

    HBL Microfinance Bank’s cooperation with SUPARCO could strengthen this role by providing additional information for agricultural financing decisions.

    If satellite-based information makes loan assessment easier, more farmers could potentially be brought into the formal financial system.

    This can also reduce farmers’ dependence on informal sources of borrowing, where financing may sometimes come with high costs or difficult repayment conditions.

    Improving the Loan Assessment Process

    Traditional agricultural loan assessment can require considerable time and effort. Bank staff may need to visit farms, check land details, review documents, and assess the farmer’s ability to repay the loan.

    These steps remain important, but technology can support them.

    Satellite information can provide a broader view of agricultural land and farming activity. When combined with on-ground verification and financial information, it can give lenders another tool for making decisions.

    This could help make the process more efficient while reducing some of the challenges connected with manual assessment.

    However, satellite data should be viewed as a supporting tool rather than a complete replacement for proper banking checks. Financial institutions still need to follow responsible lending practices and ensure that farmers receive loans according to their ability to repay.

    Supporting Digital Transformation in Agriculture

    Pakistan’s agriculture sector is gradually becoming more connected with digital technology. Mobile banking, digital payments, online marketplaces, weather information, and smart farming tools are changing how farmers and agricultural businesses operate.

    The cooperation between HBL Microfinance Bank and SUPARCO adds another part to this digital transformation.

    Instead of depending only on traditional records, financial institutions can use technology to collect and analyze information about agricultural activity.

    This can eventually support the development of more modern financial products designed specifically for farmers.

    For example, lenders could potentially develop financing solutions linked to crop cycles, land size, farming activity, or other verified agricultural information.

    Better Information Can Lead to Better Decisions

    A major benefit of satellite-enabled agricultural financing is improved access to information.

    Lending decisions become more difficult when a bank has limited information about the borrower or the asset connected to the loan. Agriculture can be particularly challenging because crop conditions and land activity can change over time.

    Satellite technology can provide updated information that helps lenders understand what is happening on the ground.

    This does not eliminate all risks associated with agricultural lending. Farmers remain exposed to weather conditions, water shortages, pests, diseases, changing market prices, and other problems.

    Still, better information can help financial institutions understand these risks and design financing solutions more effectively.

    Technology Can Also Help Manage Agricultural Risks

    Farming is naturally exposed to risks that are different from those faced by many other businesses. A farmer may invest heavily in a crop and then face losses because of heavy rain, drought, extreme temperatures, pests, or disease.

    Satellite data can potentially help monitor changes in agricultural conditions. Over time, such information could support better risk assessment for agricultural finance.

    It may also help financial institutions understand broader patterns across farming areas.

    When combined with weather information, field surveys, crop data, and other sources, satellite information can become part of a wider system for managing agricultural lending risks.

    Potential Benefits for Rural Communities

    The impact of improved agricultural financing can go beyond individual farmers.

    When farmers have access to suitable financing, they can purchase better-quality inputs, maintain their farms, invest in equipment, and manage their crop expenses more effectively.

    Higher productivity can support household incomes and strengthen rural economies.

    Agriculture also supports many businesses outside farming. Transporters, fertilizer dealers, seed suppliers, machinery providers, wholesalers, traders, and food businesses all depend on agricultural activity.

    As a result, improving financial access for farmers can potentially support a wider network of businesses and workers.

    A Step Toward More Modern Agricultural Banking

    The HBL Microfinance Bank and SUPARCO partnership reflects a broader shift toward technology-based financial services.

    Banking is no longer limited to physical branches and paper documents. Digital tools are increasingly being used to assess customers, process transactions, manage risks, and deliver financial services.

    Agriculture can benefit from this transformation because farming involves large areas of land and many customers living in locations where traditional banking infrastructure may be limited.

    Satellite technology provides a way to collect information across large areas. This makes it particularly useful for agricultural applications.

    What This Could Mean for the Future

    The expansion of satellite-enabled agricultural financing in Punjab could open the door to further use of technology in Pakistan’s farming sector.

    As more digital agricultural data becomes available, banks may be able to create financing products that are better matched to farmers’ actual needs.

    Future systems could potentially combine satellite images with digital land records, weather information, crop information, mobile banking data, and other sources.

    Such systems could make agricultural finance more responsive and easier to manage.

    For farmers, the biggest benefit would be greater access to financial services through a process that understands the realities of farming.

    For banks, better information could support more informed lending decisions.

    For the agriculture sector, wider access to formal finance could support investment and productivity.

    Challenges That Need Attention

    While satellite-enabled financing offers several opportunities, it also comes with challenges.

    Technology alone cannot solve every problem in agricultural finance. Farmers still need awareness about banking services, easy access to digital tools, suitable loan products, and clear information about repayment requirements.

    Digital systems also need to be reliable and accurate. Satellite data must be properly analyzed before it is used for financial decisions.

    Another important issue is making sure that technology does not create new barriers for farmers who have limited digital skills.

    Banks and relevant institutions will need to make the system simple and easy to understand.

    Building a Stronger Link Between Space and Agriculture

    SUPARCO’s involvement highlights how space technology can have practical uses in everyday economic activities.

    Space-based systems are often associated with research, communication, weather monitoring, and scientific work. However, satellite data can also support agriculture, disaster management, mapping, environmental monitoring, and financial services.

    By working with HBL Microfinance Bank, SUPARCO can help connect this technology with the needs of Pakistan’s farmers.

    This type of cooperation can also encourage more innovation in the use of satellite information for economic development.

    Conclusion

    The partnership between HBL Microfinance Bank and SUPARCO marks an important step toward using modern technology to improve agricultural financing in Punjab.

    By combining banking expertise with satellite-based information, the initiative aims to make agricultural loan assessment more informed and efficient. It could also help expand formal financial services to farmers who may face difficulties with traditional lending systems.

    Punjab’s large agricultural base makes it an important place for such an initiative. If implemented effectively, satellite-enabled financing could support farmers in getting timely access to funds while helping financial institutions better understand agricultural lending risks.

    The move also shows how technology can connect different sectors of the economy. Space-based data may seem far removed from everyday farming, but it can provide useful information about land and crops across large areas.

    For Pakistan, where agriculture remains central to jobs, food production, and rural incomes, better use of technology and finance can play an important role in the future.

    The cooperation between HBL Microfinance Bank and SUPARCO therefore represents more than a banking project. It is a step toward a more data-based and digitally supported agricultural system, where farmers can have better access to financial services and lenders can make decisions using more reliable information.

    Read Also: check

    Customers Are buying Clothes With Pakistani Flags

      0

      Customers Are buying Clothes With Pakistani Flags

      Px27-071

      PTCL Turning Around- Posts 7% Revenue Growth during COVID-19 Challenged Q1, 2021

        0

        Islamabad, April 12, 2021: Pakistan Telecommunication Company Limited (PTCL), the country’s leading telecom and ICT services provider, has announced its financial results for the quarter ended March 31, 2021 at its Board of Directors’ meeting held in Islamabad on April 11, 2021.
        The significant growth in revenues was mainly driven by strong performance in Consumer segment and continued growth momentum in Business Services that supported PTCL in posting 7% growth in revenues for the first time since Q1 of 2014. This was achieved despite the negative effects of the coronavirus pandemic.
        Speedy deployment of Fiber-To-The-Home (FTTH) network under project ‘Sunrise Pakistan’, aggressive commercial strategy that aimed at improving customer experience and expansion of digital portfolio successfully helped the company get topline growth back on track. This topline growth and efficient cost control program improved bottom line significantly.
        PTCL Group Highlights
        • PTCL Group’s posted revenue of Rs 33.9 Billion in Q 1, 2021 that is 6.7% higher as compared to the same period of last year, which was mainly contributed by PTCL and U Bank.
        • U Bank continued its growth momentum and has achieved a 26.5% growth in its quarterly revenue over same period of last year.
        • PTML’s (Ufone) revenue remained stable despite stiff competition in the cellular market.
        • PTCL Group posted a net profit of Rs 1.6 Billion as compared to loss of Rs 0.4 Billion for the same period of last year.
        • The Group also successfully conducted 5G trial in a limited environment showcasing a remote surgery test case for the first time in Pakistan.

        PTCL Highlights
        • PTCL’s revenue of Rs 18.9 Billion for the quarter is 7% higher than Q1 2020, mainly driven by Broadband and Corporate & Wholesale business segments.
        • The operating profit of the company has increased by Rs 1.3 Billion compared to the same period of last year as a result of growth in the topline, coupled with varied management initiatives for cost optimization.
        • Net Profit of Rs 1.7 Billion has significantly increased by 42.6% from last year.

        PTCL Consumer Business: Consistent and Exceptional Performance
        PTCL Consumer Business reported 4th straight quarter of growth. Fixed Broadband customers crossed 1.48 Million mark, with 30,000 net additions recorded for the quarter. Apart from Voice Business, which is severely impacted by COVID-19, all the business segments reported revenue growth in double-digits.

        • PTCL Fixed Broadband business grew by 12.3% YoY, whereas PTCL IPTV Segment also grew by 11.1% YoY.
        • PTCL Flash Fiber, FTTH service offered by PTCL, showed a tremendous growth of 47.1% YoY.
        • PTCL Charji /Wireless Broadband Segment grew by 11.1% YoY.

        Universal Service Fund (USF) awarded two contracts to PTCL worth Rs 3 Billion for the provision of Optic Fiber Cable in interior Sindh to connect the underserved areas.

         

        Business Services: Continued Positive Growth Trajectory
        Corporate and Wholesale businesses continued their growth trajectory proving its market leadership in IP Bandwidth, Cloud, Data Center and other ICT services segments.

        • Corporate business grew by 11.9% as compared to the same period last year.
        • Carrier business continued its growth momentum and achieved 13.5% overall revenue growth YoY.
        • International revenue has declined by 7%, as compared to the same period last year mainly due to lower voice traffic and appreciation of PKR against USD.

        PTCL embarked on a journey in developing partnerships to offer software as a service (SaaS) in the banking, education, Cloud and cyber-security verticals. Additionally, PTCL was awarded major digital enablement projects that included Utility stores in the digital transformation of 4,000+ branches, UBL for hosting of the primary infrastructure in a purpose-built Tier-3 site, among other projects.
        With the renewal of its integrated services license for the next 25 years, the company has accelerated investments in developing state-of-the-art telecommunication infrastructure in Pakistan, which further strengthened its position as the backbone of connectivity in the country.

        Samsung And de GRISOGONO Make Baselworld Tick To Luxury Smart Time

        Samsung And de GRISOGONO Make Baselworld Tick To Luxury Smart Time

        Lahore: April 04, 2016 – Today, Samsung Electronics Co., Ltd. announced their latest fashion collaboration with the renowned and glamorous jewelry and watchmaker, de GRISOGONO. The two iconic brands have come together to co-create the Samsung Gear S2 by de GRISOGONO – a limited-edition jewelry watch designed and sculpted in gold and precious jewels,

        Samsung Gear S2 by de GRISOGONO1 boasting Samsung’s innovative Gear S2 technology.The partnership between de GRISOGONO and Samsung goes far beyond mere co-branding and extends into authentic co-creation and design. Both brands combined their vision and unique aesthetic to co-create a limited-edition smartwatch that brings fashion and function together, while allowing you to express your personal style.

        Samsung GearS2 by de GRISOGONO

        “The combination of style and substance is inherent in every Samsung device,” said Younghee Lee, Executive Vice President of Global Marketing, Mobile Communications Business at Samsung Electronics. “This dynamic partnership builds on this heritage by merging Samsung’s barrier breaking technology with de GRISOGONO’s signature style to create a smartwatch as unique as the wearer.“de GRISOGONO has always been associated with daring products and a visionary approach to High Jewellery and watches,” said Fawaz Gruosi Founder and Creative Director, de GRISOGONO. “Designing a connected watch with Samsung has been an incredible experience for both brands. Samsung brought to the table the best and most intuitive technology, while de Grisogono brought its glamorous design and craftsmanship expertise. The resulting Samsung Gear S2 by de Grisogono clearly embodies all of our boldness in watch design and our jewellery savoir-faire, while maintaining all of Samsung’s technological capabilities and intuitive usage. This watch will take an honourable place alongside de GRISOGONO’s Meccanico, Otturatore and Occhio, as another of our brand’s revolutionary approaches to displaying time.”

        The Samsung Gear S2 by de GRISOGONO channels inspiration from traditional jewelry and watchmaking, evoking the distinctive de GRISOGONO design heritage. The smartwatch is transformed into smart fashion with rose gold, over 100 black and white diamonds and a bracelet studded with de GRISOGONO’s signature galuchat. The diamond-set gold bezel turns freely around the dial, allowing consumers to access the Gear S2’s library of applications and features, including notifications, activity logs.

        Dedicated to perfection, innovation and imagination, de GRISOGONO has spent the last 20 years creating a characteristic and distinguished style expressed through collections that have made a lasting impression on the watch and jewelry industry. The designer’s signature look blends glamour and artistry, and brings his bold vision to life. Both Samsung and de GRISOGONO share a barrier-breaking vision and cherish craftsmanship along with the beauty of design, thereby fueling the co-creation of the Samsung Gear S2 by de GRISOGONO and a partnership that further unites fashion and technology. The Samsung Gear S2 by de GRISOGONO will be debuted at Baselworld 2016. This limited-edition smartwatch will be available for purchase starting this summer through both Samsung and de GRISOGONO’s retail channels.

        Samsung Gear S2 by de GRISOGONO:

        Case41 mm, rose gold set with 56 white diamonds (approx. 1.2 cts),

        black DLC-coated stainless steel set with 71 black diamonds (approx.. 1.8 cts)

        Watch facesA two-hand dial with dual-time display complete with day/night indicator at 3 o’clock, day-date indicator at 6 o’clock and small seconds at 9 o’clock.

         

        A two-hand dial with a central seconds counter, a power-reserve indicator at 4 o’clock and a moon phase at 8 o’clock.

        StrapBlack Galuchat
        Triple folding claspBlack DLC-coated stainless steel
        Display1.2”, Circular Super AMOLED, 360×360, 302ppi
        MemoryStorage: 4GB Internal Memory  /  RAM: 512MB
        ConnectivityWi-Fi: 802.11 b/g/n

        Bluetooth® 4.1

        NFC

        SensorAccelerometer, Gyroscope, Heart Rate, Ambient Light, Barometer
        BatteryWireless Charging

        250mAh Li-ion

        Typical Usage 2~3days

         

        *All functionality, features, specifications and other product information provided in this document including, but not limited to,the benefits, design, pricing, components, performance, availability, and capabilities of the product are subject to change without notice or obligation.* Battery performance may vary depending on network conditions and configuration, and device usage.

        About Samsung Electronics Co., Ltd.

        Samsung Electronics Co., Ltd. inspires the world and shapes the future with transformative ideas and technologies that redefine the worlds of TVs, smartphones, wearable devices, tablets, cameras, digital appliances, printers, medical equipment, network systems, and semiconductor and LED solutions. We are also leading in the Internet of Things space with the open platform SmartThings, our broad range of smart devices, and through proactive cross-industry collaboration. We employ 319,000 people across 84 countries with annual sales of US $196 billion. To discover more, and for the latest news, feature articles and press material

         About de GRISOGONO

        Jeweller since 1993

        Watchmaker since 2000

        de GRISOGONO has created a characteristic and immediately recognisable style expressed through watch and jewellery collections. Each creation is unique, while bearing within it the distinctive signatures that reflect the spirit of the Maison. In the course of time, its collections have become icons and sources of inspiration, representing an art that at first glance appears astonishing simple, yet which takes great skill to master.

        About Samsung Electronics Co., Ltd.

        Samsung Electronics Co., Ltd. inspires the world and shapes the future with transformative ideas and technologies, redefining the worlds of TVs, smartphones, wearable devices, tablets, cameras, digital appliances, printers, medical equipment, network systems, and semiconductor and LED solutions. We are also leading in the Internet of Things space through, among others, our Smart Home and Digital Health initiatives. We employ 319,000 people across 84 countries with annual sales of US $196 billion.

        Jazz Offers Additional MBs during Ramadanto Stay Connected with Loved Ones

          0

          Jazz Offers Additional MBs during Ramadanto Stay Connected with Loved Ones

          Islamabad – 15th June, 2016: Jazz has announced an additional 200 MBs of data for Facebook & WhatsApp usage in its Weekly Smart internet offer for the same price of PKR 75. The offer provides subscribers of Jazz 3G additional data so they can remain connected with their loved ones during the holy month of Ramadan.

          mobilink-banner-full“Majority of Jazz 3G users use Facebook, and as we have shown in the past through our various other offers, we understand the value of engaging with social media enthusiasts to bring the best value to the relationship. Both Facebook & WhatsApp are heavy usage social media apps and we want our subscribers to not feel the brunt of the data charges, while connecting with their loved ones during Ramadan,” said Muhammad Ali Khan, Director Data & Devices– Mobilink.To activate the Weekly Smart internet offer, subscribers need to dial *117*7# with their smartphones.  Once activated, subscribers will have 500 MBs of data to surf the internet, while the additional 200 MBs, being offered under the promo, can only be utilized on Facebook and Whatsapp This offer is in line with Jazz’s vision to facilitate social media usage through its superior 3G network, and is testament to the fact that Pakistan’s most famous brand is always looking to offer the best data bundles in a bid to create a more open and connected community online.

          About Mobilink

          Mobilink is Pakistan’s leading provider of voice and data services. With over 37.8 million subscribers, Mobilink maintains market leadership with coverage in over 20,000 cities, towns and villages across Pakistan. With an investment of USD 4.3 billion in Pakistan, Mobilink continues to innovate through cutting-edge, state of the art technology, a portfolio of Mobile Financial Services, strongest brands, the largest portfolio of value added services, the largest bio-metric SIM verification footprint as well as the country’s largest network with over 10,000 cell sites. The company also has the largest distribution and call center network that enables it to offer wider accessibility and quality customer services across Pakistan.Usage of Facebook and WhatsApp through proxy browsers or viewing external links to be charged from general purpose quota of the bundle