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Xiaomi 12 Series Redefines Flagship Category

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Xiaomi 12 Series Redefines Flagship Category

Xiaomi today announced the launch of the all-new flagship Xiaomi 12 Series for local markets, featuring two groundbreaking devices: Xiaomi 12 Pro and Xiaomi 12. Designed to empower users around the world with a cutting-edge videography studio and entertainment powerhouse, Xiaomi 12 Series delivers impressive advancements in Xiaomi’s AI algorithm, flagship processing power, and an all-round elevated experience. 

Capture cinematic shots at any time 

Xiaomi 12 Series enables users to record studio-quality shots no matter the scenario, be it challenging lighting conditions or moving objects. Both phones boast a pro-grade triple camera array for versatile shooting, starring a massive 50MP main wide angle camera, with 8K recording capabilities on both Xiaomi 12 Pro and Xiaomi 12.  Xiaomi 12 Pro stands out with its state-of-the-art triple 50MP array, which features a cutting-edge Sony IMX707 ultra-large main sensor. This sensor is capable of catching large amounts of light and empowers advanced imaging capabilities with faster focus speeds and increased color accuracy. Xiaomi 12 features a 13MP ultra-wide angle camera, along with a 5MP tele macro camera, for filming life from different perspectives.  

Beyond impressive hardware, Xiaomi 12 Pro and Xiaomi 12 also advance Xiaomi’s proprietary AI algorithms. These innovations make it easier than ever for users to record every moment the way they want to, even in low-light or moving subjects. Xiaomi ProFocus intelligently identifies and tracks objects, preventing blurring or out-of-focus shots of moving or veiled subjects. These advancements also include eye and face auto focus capabilities. Ultra Night Video uses Xiaomi’s proprietary algorithms to record video even under extreme low-light, meaning moody, atmospheric shots are clearer than ever.  

Available on both devices, One-click AI Cinema offers numerous creative options for show-stopping video editing, such as Parallel World, Freeze Frame Video, and Magic Zoom modes. 

Flagship processing, unprecedented performance and power-efficiency  

Flagship experience requires flagship performance. Xiaomi 12 Series features advanced Qualcomm® Snapdragon™ mobile platforms. Xiaomi 12 Pro and Xiaomi 12 boast a Snapdragon® 8 Gen 1 processor – Qualcomm’s most advanced mobile platform. Built on a 4nm process, this processor also boosts GPU graphic rendering capabilities by 30% and energy efficiency by 25% when compared to the previous generation. Both three devices come with UFS 3.1 exceptional loading and data transfer speeds, along with LPDDR5 RAM for memory speeds up to 6,400Mbps. For optimal product experience, Xiaomi 12 Series packs a high-performing cooling system, bolstered by a super-large vapor chamber and multiple layers of graphite to offer a leading–cooling capability. 

All-around elevated entertainment experiences 

Xiaomi 12 Series not only lets users capture every moment in exquisite detail, but also allows them to relive those moments in astonishing detail via an exceptional entertainment experience.  Both devices offer vivid viewing on an AMOLED Dot Display rated A+ by DisplayMate, and with TrueColor support. For added peace of mind, the display features scratch-resistant Corning® Gorilla® Glass Victus®, and supports Dolby Vision®, industry’s leading imaging technology that brings your content to life with vibrant color and details. Xiaomi 12 Series also supports HDR 10+. Xiaomi 12 Pro is SGS Eye Care Display Certified, showing care for users’ long-term visual health during marathon sessions.  

Meanwhile, Xiaomi 12 Pro redefines flagship display with incredibly smooth viewing, scrolling, swiping, and sliding. The device’s highly power-efficient 6.73-inch WQHD+ display leverages AdaptiveSync Pro to intelligently adjust dynamic LTPO display between 1Hz and 120Hz based on content. 

Xiaomi 12 delivers Xiaomi’s most colorful smartphone display to date, with more than 68 billion colors on 6.28-inch full-HD+ displays. Both feature 120Hz AdaptiveSync, for an impressively high-definition, vibrant, and flicker-free display that conveys every detail.  

 No cinematic experience is truly complete without pro-grade audio. Xiaomi 12 Series features SOUND BY Harman Kardon, and creates an immersive audio experience powered by Dolby Atmos®, delivering spatial sound with rich detail, clarity, and realism across all your favorite entertainment. Xiaomi 12 Pro’s quad speakers – in the form of two tweeters and two woofers – deliver clear details and cover an astounding range of sound. Xiaomi 12 delivers balanced stereo sound ideal for immersive gaming or video.  To optimize core user experience further, Xiaomi 12 Series incorporates MIUI 13, released globally earlier this year. The update includes faster storage, higher background process efficiency, smarter processing, and longer battery life. New features in the upgraded experience include Xiaomi’s proprietary Liquid Storage, Atomized Memory, Focused Algorithms, and Smart Balance. 

Next-generation charging 

Xiaomi 12 Series delivers pro-grade cinematic and entertainment experiences all day, the devices deliver next-level charging speed and safety.  

 Xiaomi 12 Pro features an incredibly fast 120W Xiaomi HyperCharge. With a 4,600mAh battery fully charged in just 18 minutes using Boost mode, Xiaomi 12 Pro delivers next-generation charging capabilities that keep up with user demands.  Xiaomi 12 fits a 4,500mAh battery into compact body designs. Xiaomi 12 Pro and Xiaomi 12 also support 50W wireless charging and 10W reverse charging.  Both leverage Xiaomi AdaptiveCharge, a smart charging algorithm that learns and adapts to charging habits, which prolongs battery life. 

Flagship capabilities packaged in an iconic design  

These portable pocket-sized studios fit comfortably in the palm of your hand thanks to Xiaomi 12 Series’ iconic and user-centered design. Slimmer high-capacity batteries and a narrower ridge gap save precious space within the device. Xiaomi 12 Pro’s 6.73-inch display is encased in a sleek middle frame with sophisticated 3D curves. Meanwhile, Xiaomi 12’s 6.28-inch display measures just 69.9mm in width and is accented by smooth curves for a perfect fit. Both devices are available in Gray, Purple, and Blue. 

Market Availability   

Xiaomi 12 Pro comes in one variant 12GB+256GB, and recommended retail price starts from PKR 208,999/-.

Xiaomi 12 comes in one variant, 12GB+256GB, and recommended retail price starts from PKR 179,999/-.

Purchase these devices and get a sweet bundle deal where you get a Mi Band 6 and a bag with the Xiaomi 12. Similarly with the Xiaomi 12 Pro, get a Mi Portable Bluetooth Speaker and a 10000mAh Mi Power Bank 3.  Available at top distributor partners such as Phonezo, Airlink, Smartlink etc. For those looking to purchase these online, we’ve news for you  too as these are also available on MiStore and Daraz. 

Quick Specs:

 Xiaomi 12Xiaomi 12 Pro
Display120Hz +  AMOLED DotDisplay120Hz 6.73” AMOLED Dot Display 
Rear Camera50MP main camera 13MP ultra-wide camera 2MP macro camera 5MP depth camera50MP wide angle, ultra-wide and tele macro camera
Front Camera32MP32MP in-display selfie camera
Dimension & Weight152.70mm x 69.90mm x 8.16mm – 180g163.60mm x 74.60mm x 8.16mm 205g
ProcessorSnapdragon ® 8 Gen 1Snapdragon ®r 8 Gen 1
Charging4500mAH – 67W charge4600mAH – 120W charge
Variant12GB + 256GB12GB + 256GB
Color AvailableGray, Purple & BlueGray, Purple & Blue

About Xiaomi Corporation  

Xiaomi Corporation was founded in April 2010 and listed on the Main Board of the Hong Kong Stock Exchange on July 9, 2018 (1810.HK). Xiaomi is a consumer electronics and smart manufacturing company with smartphones and smart hardware connected by an IoT platform at its core.  

Embracing our vision of “Make friends with users and be the coolest company in the users’ hearts”, Xiaomi continuously pursues innovations, high-quality user experience and operational efficiency. The company relentlessly builds amazing products with honest prices to let everyone in the world enjoy a better life through innovative technology.  

Xiaomi is one of the world’s leading smartphone companies. The company’s market share in terms of smartphone shipments ranked no. 3 globally in the third quarter of 2021. The company has also established the world’s leading consumer AIoT (AI+IoT) platform, more than 400 million smart devices connected to its platform as of September 30, 2021, excluding smartphones and laptops. Xiaomi products are present in more than 100 countries and regions around the world. In August 2021, the company made the Fortune Global 500 list for the third time, ranking 338th, up 84 places compared to 2020.  

Xiaomi is a constituent of the Hang Seng Index, Hang Seng China Enterprises Index, Hang Seng TECH Index and Hang Seng China 50 Index. 

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TECNO to launch its new Spark phone in Pakistan soon

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TECNO to launch its new Spark phone in Pakistan soon

TECNO to launch its new Spark phone in Pakistan soon

After massive success in the Pakistani Mobile market, TECNO is rumored to be preparing for a new addition to its Spark series. The globally eminent smartphone brand TECNO has been working tirelessly in Pakistan for quite some time now. The brand has brought forward some great phones over the years with advanced technologies, pocket-friendly prices, and stylish designs. 

Spark is TECNO’s famous mid-range series, bringing you quality devices at lower prices. Spark 8C is an entry mobile that is expected to be around PKR 19,499 to PKR 22,999. The price is not confirmed yet but we are expecting it around this segment. The phone is going to be a stunner in this range with Stylish Design and great Battery.

According to sources, Spark 8C will be equipped with better memory and memory fusion features than any other phone in this range. Memory Fusion Technology is specially designed to channel RAM operations by using unused read-only memory (ROM). This means it can expand the memory of 4+128GB to 7+128GB and that of 3+64GB into 6+64GB maximum. The RAM can be updated or expanded from 3GB to 6GB and 4GB to 7GB depending on the variant. If this is true, then Spark 8C shall be the only smartphone to provide such an amazing feature with 128GB in such an affordable price range.

Moreover, the phone is anticipated to provide efficient performance with a powerful processor and big battery. The 90Hz refresh rate, great display, and handy body design will make it a user-friendly device. The phone is expected to launch somewhere in mid-March 2022. Furthermore, the phone is being assembled in Pakistan to make it economical and pocket-friendly for the local consumers. 

So, fingers crossed for this new Spark device to be soon launched in Pakistan. Stay tuned for more updates and much more about tech!

Jazz appoints Atyab Tahir as CEO JazzCash

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Jazz appoints Atyab Tahir as CEO JazzCash

Jazz appoints Atyab Tahir as CEO JazzCash

Jazz, Pakistan’s leading digital operator (part of VEON Group NASDAQ: VEON, Euronext Amsterdam: VEON), announces the appointment of Atyab Tahir as the CEO of JazzCash effective May 1 2022.

Atyab, currently serving as Country Manager MasterCard Pakistan & Afghanistan, has over two decades of international experience in banking and consulting. Atyab has also held senior positions at Fidelity Investments, HBL, Telenor Bank and easypaisa. He holds a BA from Dartmouth College and an MBA from Babson College.

Commenting on Atyab’s appointment Aamir Ibrahim, CEO, Jazz  said: “While mobile phones and payment solutions have accelerated financial inclusion in the country, a significant portion of Pakistan’s adult population remain unbanked. I am confident that under Atyab’s dynamic leadership JazzCash will help boost financial inclusion across the board through innovative and customer-centric products.”

“JazzCash is at the forefront of Pakistan’s digital revolution processing more than 5 million transactions every day and accounting for almost 7% of Pakistan’s GDP. Our aim is to build a world-class fintech serving every single Pakistani, from youth, SMEs, freelancers, with a very strong focus on the unbanked and the underbanked. I look forward to joining the Jazz family and collaborating with our partners in the telecommunications and financial services sector to unlock the true potential of Digital Pakistan.” said Atyab.

A division of Jazz, JazzCash has grown rapidly to become a leader in the country’s marketplace for digital financial services. As shown in VEON Group’s FY21 results that were released on 28 February 2022, JazzCash has 15.2 million monthly active users (+24.9% YoY) and 130,800 monthly active merchants (up by 2.3 times YoY). 

Jazz appoints Atyab Tahir as CEO JazzCash.

vivo V23 5G — The Best in Camera, Technology, Performance and Appearance

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vivo V23 5G — The Best in Camera, Technology, Performance and Appearance

Due to the constant development in the technology space for smartphones, there is always hype surrounding any new ‘firsts’ in the market. There is always excitement as to what will be introduced and how well it will be accepted by the audience. 

Keeping this in mind, Vivo’s latest smartphone vivo V23 5G finds itself in a similar situation. The day it was announced, it received a lot of attention for its color-changing design. The design itself represents a significant advancement in smartphone research and design. Making smartphones not only technologically superior but also cosmetically superior is a step forward.

The continual excitement and experience since the smartphone’s launch has not only solidified its market position but also demonstrated that it is a well-balanced phone that isn’t only focused on aesthetics.

Delving more into the device, the vivo V23 5G dons a high-resolution 50MP AF Portrait Selfie camera on the front. This device focuses heavily on the selfie experience which makes it stand out in the market. The latest ISOCELL 3.0 technology helps the camera increase light sensitivity to capture a more crystal-clear picture for the user. Furthermore, the Eye Autofocus feature enables the users to be the center of attention while clicking the picture as the camera focuses on the user, even if they are in motion. 

The dual front camera system offers a much larger field of view with the help of its 8MP Super Wide-Angle Camera. Furthermore, with modes like the AI Extreme Night Portrait mode, the front camera delivers an unparalleled experience in this price range. The phone also sports a 64 MP main rear camera with an 8MP wide-angle lens and a 2MP Macro that can handle wide natural landscapes very easily. The user experience is further increased with features like the Super Night Mode, Bokeh Flare Portrait, and Ultra Stabilization. It is only right to say that both, the front camera and the rear camera together offer a device that is picture-perfect. 

When it comes to the visual and performance aspects of this phone, there’s no doubt that it’s the best of what vivo has to offer. vivo has always been on the cutting edge of device design and aesthetics. It’s also fair to say that Vivo takes pride in its technological advancements and innovations. Every device that vivo introduces exemplifies this completion.

V23 5G brings out the result of Vivo’s extensive research which is the Color Changing Fluorite AG Design. This material changes its color upon exposure to ultraviolet light and after about 30 seconds under the sun. This switch goes back to normal once the phone is out of sun exposure. Talking more about the appearance of the device, it is the combination of the Metal Flat Frame Design and the Color Changing Fluorite AG Design that gives the device the aesthetic appeal that has been the talk in the industry for a while now. 

All these powerful features that the phone flaunts are powered by the powerful MediaTek Dimensity 920 processor. This processor offers powerful performance and a fast user experience. The Extended RAM 2.0 further enhances the user experience with its versatile features to expand RAM when required. The 90Hz refresh rate display, a Liquid Cooling System, and Ultra Game Mode make it possible for users to enjoy super smooth gameplay performance. This experience is mutually assisted by the 4200mAh battery that features a 44W FlashCharge that helps in interrupted experience and performance. 

To summarise it all, the vivo V23 5G is a proud and well-balanced device that fulfills the requirements of every smartphone enthusiast whether it is for work, casual, or professional usage.

 

Tech Giant XIAOMI launches anticipated Redmi Note 11 Pro – Packing major upgraded to hardwares & software!

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Tech Giant XIAOMI launches anticipated Redmi Note 11 Pro – Packing major upgraded to hardwares & software!

Xiaomi announced the Redmi Note 11 Pro for Pakistani markets, pushing forward the legacy of the Redmi Note series with two all-new devices: Redmi Note 11 Pro and Redmi Note 11. Rising to the challenge to bring even stronger specs and features, Redmi Note 11 series packs powerful upgrades to its camera system, charging speed, display, and SoC—making flagship-level smartphone performance more accessible than before. All this available in a bundle deal, with Redmi Buds 3 completely free.

Flagship-level 108MP quad camera to deliver outstanding photography

Boasting a rear quad camera setup, Redmi Note 11 Pro delivers an outstanding photography experience with zero compromise. Its 108MP main camera captures stunning images in high-resolution and vivid colors; an 8MP ultra-wide angle camera extends your perspective with a 118-degree viewing angle; a 2MP macro camera that captures fine details up close and a 2MP depth sensor that’s for capturing more natural looking portrait shots. Accenting the front of the phone is a 16MP front camera that can capture clearer and natural-looking selfies. The 108MP pro-grade main camera utilizes the Samsung HM2 sensor with a large sensor size at 1/1.52 inch, and supports 9-in-1 pixel binning technology as well as a dual native ISO to deliver incredible images in all lighting conditions, with spectacular results especially in dim light.

120Hz FHD+ AMOLED DotDisplay packed into trendy flat-edge body

Featuring a large 6.67′ FHD+ AMOLED DotDisplay with 120Hz display refresh rate, Redmi Note 11 Pro levels up the screen experience with smooth scrolling response and lag-free transitions. The beautiful display is packed into a body with a trendy flat-edge design. Plus, with the dual super linear speakers located at the top and bottom of the phone, Redmi Note 11 offers immersive stereo sound for gaming or watching videos.

Performance powered by 67W turbo charging and MediaTek Helio G96

Redmi Note 11 Pro comes with flagship 67W turbo charging, allowing you to charge up

to 51% of its 5,000mAh high capacity battery in just 15 minutes Powered by MediaTek Helio G96, Redmi Note 11 Pro also delivers a smooth and seamless performance.

Market availability:

Redmi Note 11 Pro comes in two variants – 6GB+128GB, and 8GB+128GB and are available at top distributor partners such as Phonezo, Airlink Communication, Smartlink and Tech Sirat. For those looking to purchase these online, we’ve news for you  too as these are also available on MiStore.

Redmi Note 11 Pro

6GB+128GB: PKR 51,999/-

8GB+128GB: PKR 59,999/-

Redmi Note 11 Quick Specs:

 Redmi Note 11
Display120Hz  6.67” FHD+ AMOLED DotDisplay
Rear Camera108MP main camera 8MP ultra-wide camera 2MP macro camera 2MP depth camera
Front Camera16MP in-display front camera
Dimension & Weight164.19mm x 76.1mm x 8.12mm 202g
ProcessorMediaTek Helio G96
Charging5,000mAh (typ) battery Supports 67W wired Pro fast charging
Variant6GB+128GB, 8GB+128GB
Available ColorGraphite Gray, Polar White, Star Blue

The Redmi Note 11 Pro is available at PKR 51,999/- for the 6+128GB variant and PKR 59,999/- for the 8+128GB variant. A bundle deal with Redmi Buds 3 absolutely free!

About Xiaomi Corporation

Xiaomi Corporation was founded in April 2010 and listed on the Main Board of the Hong Kong Stock Exchange on July 9, 2018 (1810.HK). Xiaomi is a consumer electronics and smart manufacturing company with smartphones and smart hardware connected by an IoT platform at its core.

Embracing our vision of “Make friends with users and be the Coolest Company in the users’ hearts”, Xiaomi continuously pursues innovations, high-quality user experience and operational efficiency. The company relentlessly builds amazing products with honest prices to let everyone in the world enjoy a better life through innovative technology.

Xiaomi is one of the world’s leading smartphone companies. The company’s market share in terms of smartphone shipments ranked no. 3 globally in the third quarter of 2021. The company has also established the world’s leading consumer AIoT (AI+IoT) platform, more than 400 million smart devices connected to its platform as of September 30, 2021, excluding smartphones and laptops. Xiaomi products are present in more than 100 countries and regions around the world. In August 2021, the company made the Fortune Global 500 list for the third time, ranking 338th, up 84 places compared to 2020.

Xiaomi is a constituent of the Hang Seng Index, Hang Seng China Enterprises Index, Hang Seng TECH Index and Hang Seng China 50 Index.

Mobilink Bank and SDPI Call for Gender-Responsive Climate Finance for Pakistan’s Women Farmers

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Islamabad, September 03, 2026: A new study by Pakistan’s leading digital microfinance Bank, Mobilink Bank, and the Sustainable Development Policy Institute (SDPI) has highlighted a growing financial vulnerability among women farmers in Pakistan, finding that many are turning to borrowing to manage the impact of climate shocks while still facing limited access to formal financial services. The findings point to an urgent need for more inclusive, climate-responsive financial solutions that can help women farmers protect livelihoods, recover faster and build greater resilience.

The study, “Designing Gender-Responsive Climate Finance: A Diagnostic Study and Product Framework for Women Farmers in Pakistan,” draws on field research across eight districts of Punjab and Sindh and identifies a critical gap between women’s contribution to agriculture, their exposure to climate risks, and their access to formal financial services. The findings were unveiled at a high-level policy dialogue jointly hosted by SDPI and Mobilink Bank in Islamabad that brought together government representatives, financial regulators, banks, development finance institutions and development partners to explore how evidence can be translated into practical financial solutions for women farmers.

Adviser to the Finance Minister, Adnan Pasha, attended the launch as the guest of honour and underscored the need to formally recognize women farmers as economic actors and drivers of Pakistan’s agricultural economy. He said the government was actively considering policy recommendations emerging from the study and called on financial institutions to develop systems and products tailored to women’s needs, particularly by addressing barriers related to access to finance, collateral and climate resilience. Pasha appreciated SDPI’s continued leadership in advancing these reforms and Mobilink Bank’s efforts to promote women’s financial inclusion, urging greater focus on solutions tailored to women farmers’ needs.

Khowla Shoaib, Head of Strategy, Sustainability & Women Financial Services, Mobilink Bank said that the Bank’s commitment to women in agriculture is reflected in its portfolio, with agriculture representing approximately 60% of total GLP and women accounting for over 21%. She said the findings of the SDPI study validated the Bank’s existing assessment of the key financial and climate-related barriers faced by women farmers, while providing further insights that have helped strengthen its current portfolio and inform the development of new gender-responsive products for women farmers.

More than nine in ten women farmers surveyed, experienced an extreme climate-related event, including heatwaves, flooding, heavy rainfall or drought-like conditions, in the previous five years, while more than 80% reported crop losses or a negative impact on farming. Borrowing ranked among the first- or second-most common coping strategies across every district. In Khushab, every woman reporting a coping strategy had borrowed money, while more than half had also sold livestock, potentially undermining future income.

The findings presented by Ayesha Naeem, lead researcher from SDPI revealed the deep-seated structural and policy gaps that need to be tackled on priority. 67% of Pakistan’s employed women work in agriculture, yet only 1.5% of agricultural households are formally recorded as female-headed. Land ownership remains equally limited, with only about 2% of ever-married women aged 15-49 owning land alone or jointly, while 97.2% had not inherited land or a house.

In Sindh, 99.1% did not own land alone or jointly. These barriers are compounded by a significant financial and digital gender gap conversely 56% of men have a full-service financial account compared with just 14% of women, while mobile-wallet ownership stands at 48% among men and 11% among women.

The need for solutions is becoming increasingly urgent as climate risks intensify. Pakistan’s 2022 floods resulted in more than US$30 billion in damage and economic losses, while at least US$16.3 billion was estimated to be required for resilient reconstruction.

Dr. Sajid Amin Javed, Deputy Executive Director (Research) at SDPI, said the study’s strength lay in zooming climate finance down to the micro-farmer level, adding that its gender lens was especially critical given that half of Pakistan’s population remains largely unrecognized as active agricultural workers. He said strengthening the rural economy particularly agriculture and livestock was essential to strengthening Pakistan’s broader economy, and that partnerships with institutions like Mobilink Bank, with their access to large-scale customer data, were vital to sustaining this line of research.

While addressing the few gaps that the report addresses, Engr. Ubaid Zia, Head of Energy Unit at SDPI mentioned that women are doing the agricultural work, absorbing the climate shocks, and already borrowing to survive, yet the formal financial system does not treat them accordingly. In a country ranked among the world’s most climate-vulnerable, this is not a peripheral issue; it sits at the heart of Pakistan’s agricultural resilience. The exclusion is structural, built into products designed around land ownership, individual mobility, and digital access, none of which reflect the reality of a woman farmer.

The Ahead Generation” Insight Report, Teasing the Upcoming C100 Series Built for Pakistan’s Multi-Role Gen Z

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The Ahead Generation” Insight Report, Teasing the Upcoming C100 Series Built for Pakistan’s Multi-Role Gen Z

[Lahore, Pakistan] — Ahead of the highly anticipated launch of the realme C100 Series, realme has released a groundbreaking consumer insight report, “The Ahead Generation.” The report delves into how young people across Pakistan are fundamentally redefining education, careers, and their paths to success. To engineer a smartphone that truly keeps up with today’s youth, realme invested heavily in understanding their evolving daily realities. The core finding is clear: Pakistan’s Gen Z is no longer living a linear life. They are studying, working, creating, and building their futures simultaneously—and they are demanding technology that can power this multi-role lifestyle.

The Multi-Role Reality: Juggling Isn’t Optional

Among the young people surveyed, the traditional “study first, work later” roadmap is a thing of the past. Gen Z is not waiting for graduation to kick off their careers. While 64.4% are attending university or professional classes, a vast majority are simultaneously managing internships, aggressive skill-building, and early-stage income generation. Within the working demographic, 34.3% hold full-time jobs, 25.9% balance part-time roles, and 21.1% are actively building online businesses or side hustles. This reality means labels like “student” or “employee” fail to capture the full picture. Young professionals and entrepreneurs are relentlessly pursuing second ambitions beyond their primary roles.

Ambition Meets Early Responsibility

The urge to carve their own path is deeply ingrained in this generation, with 68.5% stating they value freedom and choosing their own direction above all else. However, this hyper-ambition goes hand-in-hand with immense responsibility. The income they generate early on doesn’t simply fund personal aspirations; this generation frequently contributes to household expenses and supports their families.

Simultaneously, witnessing peers build businesses or secure freelance work creates both intense motivation and high expectations. Gen Z is laser-focused on gaining practical skills and building independent income streams. For them, the goal is not simply to “hustle,” but to achieve financial independence and take absolute control of their futures in a rapidly changing world.

Demanding the Unvarnished Truth, Not Hype

Because they are managing their own trajectories, this generation is fiercely self-directed. According to realme’s findings, 67.9% of young people take full ownership of their major purchasing decisions. They operate with a healthy skepticism toward overly polished corporate promises. Instead, they rely heavily on peer reviews, independent comparisons, and raw, unfiltered information. For tech brands, this means trust must be earned through radical transparency. Clear, credible, and tangible value matters far more than hollow lifestyle claims.

From Insight to Action: The C100 Series Promise

“The Ahead Generation” report isn’t just a cultural snapshot; it is the blueprint for realme’s product evolution in Pakistan. By paying close attention to how young people study, earn, and shape their goals, realme recognizes that technology must adapt to the lives they are building, not force them to adapt around the technology.

For a generation living several roles at once, the expectation is non-negotiable: their technology cannot quit before their day ends. As realme prepares to introduce the C100 Series to the Pakistani market, the brand is ready to deliver a device engineered specifically to endure the relentless pace, pressure, and ambition of the multi-role generation.

Pakistan Raises $3 Billion Through Record Eurobond Deal

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Pakistan Raises $3 Billion Through Record Eurobond Deal

Pakistan has raised $3 billion through a new Eurobond deal, the country’s largest-ever international bond transaction in a single issuance, the Ministry of Finance said.

The deal received strong interest from international investors. Investors placed orders worth nearly $6 billion, which is almost twice the amount Pakistan planned to raise.

Pakistan issued the money through two bonds. The first was a 5.5-year bond worth $1.75 billion with an interest rate of 7.50 percent. The second was a 10-year bond worth $1.25 billion with an interest rate of 7.90 percent.

The strong demand for the 10-year bond shows that international investors are willing to invest in Pakistan for a longer period.

The new bond sale is also Pakistan’s first issuance under its renewed Global Medium Term Note program. The program will help Pakistan access international markets and reduce its dependence on a small number of financing sources.

The government said the move is not only about raising money. It also aims to improve the country’s debt management. Pakistan wants to use different sources of financing, increase the average time of its debt and reduce the risk of having to repay or refinance large amounts of debt in a short period.

The government also plans to use longer-term financing to replace some short-term or more expensive debt when it makes financial sense.

The Ministry of Finance said its Debt Management Office played an important role in completing the transaction. Citi, Deutsche Bank, Emirates NBD, MUFG and Standard Chartered worked as joint bookrunners on the deal.

The government said recent improvements in Pakistan’s credit ratings and its return to international capital markets show growing investor confidence.

However, the new $3 billion deal does not solve all of Pakistan’s economic problems. The country will still need to focus on fiscal discipline, economic reforms, exports, investment and productivity to maintain investor confidence and improve its debt situation.

SEGO Smart 20HD Launched in Pakistan with Android 16, 90Hz Display

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SEGO Smart 20HD Launched in Pakistan with Android 16, 90Hz Display

Karachi (Staff Reporter): SEGO Mobiles, an emerging smartphone brand in Pakistan, has expanded its product portfolio with the launch of the SEGO Smart 20HD, targeting consumers seeking modern features at an affordable price.

According to company sources, SEGO has been working to strengthen its presence in the local smartphone market by offering competitively priced devices with updated specifications. The company has also been expanding its network of dealers and retail partners in different cities across Pakistan.

The newly launched SEGO Smart 20HD features a 6.6-inch HD+ display with a 90Hz refresh rate. It is powered by an Octa-Core processor and runs on Android 16.

For photography, the smartphone is equipped with a 13MP AI rear camera and an 8MP front camera. It also supports 4G connectivity and Dual SIM functionality.

The device comes with a 5,000mAh battery, designed to meet everyday communication, entertainment and smartphone usage requirements.

SEGO is offering the Smart 20HD in different memory configurations. The 64GB storage variant with 12GB RAM (4GB+8GB) is priced at Rs24,999, while the 32GB storage model with 7GB RAM (3GB+4GB) is available for Rs21,999, according to the company.

SEGO said the Smart 20HD has been developed with a combination of updated design, practical specifications and competitive pricing for Pakistan’s smartphone market. The company is also providing a one-year MetaCare warranty with the device.

Telcos Ask Govt to Lower Electricity Rates for Telecom Industry

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Telcos Ask Govt to Lower Electricity Rates for Telecom Industry

Pakistan’s telecom companies are once again asking the government to provide them with cheaper electricity by moving their electricity bills from commercial rates to industrial rates. The telecom sector says high power costs are putting pressure on its business and making it harder to provide reliable mobile and internet services across the country.

To support their demand, telecom operators have now shared detailed information about their electricity use, power expenses and network operations with a government task force. The information is expected to help the government understand how much telecom companies spend on electricity and how much they could save if they were given industrial electricity rates.

The issue is important because telecom networks depend heavily on electricity. Mobile towers, data centres, exchanges, network equipment and other digital infrastructure have to keep working around the clock. Even a short power outage can affect mobile calls, internet services and other digital connections.

Telecom companies believe that cheaper electricity would reduce their operating costs and help them maintain better services. They also argue that the telecom sector has already been recognised as an industry in government policy, so it should receive the same electricity treatment given to other industries.

Telecom Companies Submit Electricity Data

According to the latest development, telecom operators have submitted detailed electricity-related information to a government task force. The data includes their total power expenses, electricity consumption, number of telecom sites and the commercial electricity rates they currently pay.

The companies have also provided estimates of how much money they could save if their electricity connections were shifted to industrial rates. Information about grid-connected sites and power requirements has also been shared with the government.

This information is important because telecom networks are spread across almost every part of Pakistan. Operators have thousands of sites in cities, towns, villages and remote areas. Each site needs electricity to keep communication services running.

The telecom industry says its electricity needs are not limited to offices. Power is directly linked to the operation of the network itself. Mobile towers, switching systems, data centres and other equipment require continuous electricity.

Because of this, operators say their electricity expenses should not be treated in the same way as those of ordinary commercial businesses.

Why Electricity Costs Matter So Much

Electricity is one of the major operating expenses for telecom companies. Unlike many businesses that can reduce their electricity use during certain hours, telecom operators cannot simply switch off their networks when electricity becomes expensive.

People expect their mobile phones and internet connections to work at all times. Businesses depend on mobile and broadband networks for payments, communication, online services and daily operations. Government departments, hospitals, banks and many other organisations also rely on digital connectivity.

This makes uninterrupted power especially important for telecom companies.

When electricity is unavailable, telecom operators often have to use backup arrangements. These can include generators, batteries and other power systems. Such backup systems add more costs because companies have to purchase fuel, maintain generators and replace batteries and other equipment.

The latest information submitted to the government task force also includes details about load-shedding, network disruptions, diesel costs and backup power arrangements. Operators have explained how long outages last and how they affect their services.

Telecom Sector Wants Industrial Tariff

The main demand from telecom operators is simple: they want to pay industrial electricity rates instead of commercial rates.

The sector has been raising this issue for years. Telecom companies have argued that they should receive industrial electricity rates because the government has already recognised telecommunications as an industry for various purposes.

However, the electricity tariff issue has remained complicated.

In 2022, the National Electric Power Regulatory Authority, or NEPRA, rejected a request from telecom companies to shift from commercial to industrial electricity rates. At that time, the regulator said that being classified as an industrial undertaking under tax law did not automatically give a business the right to receive an industrial electricity tariff.

The decision created a major gap between the telecom industry’s position and the rules used for electricity billing.

Telecom companies continued to argue that their infrastructure and operations should qualify them for industrial rates.

A Long-Running Dispute

The demand for lower electricity rates is not new.

Telecom companies had previously argued that their network infrastructure is similar to that of other large-scale industries because it involves large investments, specialised equipment and continuous operations.

In 2022, telecom operators including PTCL, Telenor, Ufone, Jazz and Zong supported the request for industrial electricity tariffs. The companies argued that the telecom sector had been recognised as an industrial undertaking under changes to the Income Tax Ordinance.

However, the energy authorities had a different view.

The argument at the time was that industrial electricity rates were designed mainly for factories involved in manufacturing, processing or adding value to goods. Telecom companies, according to that position, did not fit the traditional definition of a factory.

The government also raised concerns about the possible financial impact of allowing telecom companies to shift to cheaper electricity rates.

This shows why the issue has taken so long to resolve.

Government Forms Task Force

The latest development suggests that the government is now taking another serious look at the matter.

A task force has been formed to study how industrial electricity tariffs could be extended to telecom companies following the sector’s industrial status. The task force includes officials from the Ministry of IT and Telecommunication, Power Division, NEPRA, Pakistan Telecommunication Authority, telecom operators and electricity distribution companies.

The involvement of several government departments and industry representatives shows that the matter is being considered from different sides.

The task force will look at the actual electricity requirements of telecom operators and the possible financial impact of changing their tariff category.

The data submitted by telecom companies will help the task force understand the situation in greater detail.

Power Outages Are Another Major Problem

Electricity prices are not the only concern for telecom companies.

Power outages can also create serious problems for mobile and internet networks.

When grid electricity is unavailable, telecom operators must rely on backup systems. In many locations, generators are used to keep equipment running. These generators require diesel or other fuel, which increases operating expenses.

Battery backup systems are also used at many telecom sites. However, batteries have a limited life and need to be replaced after a certain period.

This means that an electricity outage can increase costs even when the operator is not paying for grid electricity during that period.

Telecom companies have therefore shared information about load-shedding and the use of generators and other backup systems with the government task force. They have also explained how outages can lead to disruptions in network services.

Dedicated Power Feeders Under Consideration

The government task force is not only looking at electricity prices.

It is also considering other ways to make power supply more reliable for telecom infrastructure.

One option being discussed is the use of dedicated power feeders for important telecom sites. These feeders could help reduce disruptions and provide a more stable electricity supply.

Smart-grid solutions are also being considered. Such systems can help electricity providers monitor and manage power supply more effectively.

For telecom operators, a reliable electricity supply could be almost as important as a lower electricity price.

If telecom sites receive a stable supply, companies could reduce their dependence on diesel generators and other backup systems.

Lower Costs Could Support Better Services

If telecom companies receive industrial electricity rates, the immediate benefit would be lower operating costs.

However, the industry says the benefits could go beyond company savings.

Lower operating costs could make it easier for telecom operators to invest in network expansion, new equipment and better services.

Pakistan is increasingly depending on digital services. Mobile banking, online shopping, digital payments, remote work, online education and internet-based businesses all require reliable connectivity.

A stronger telecom sector can support the wider digital economy.

Lower electricity expenses could therefore give operators more room to invest in network quality and coverage, particularly in areas where operating costs are already high.

Rural Areas Face Bigger Challenges

Providing telecom services in remote and rural areas can be more expensive than operating networks in major cities.

Many rural sites are located far from major electricity infrastructure. Some areas also face longer power outages.

When electricity is unreliable, telecom operators have to spend more on backup power.

These higher costs can make it difficult to maintain network sites in less profitable locations.

Telecom companies have previously argued that expensive electricity has forced them to reconsider operations at some rural locations. They have also said that high energy costs can make it difficult to maintain uninterrupted connectivity.

For customers in remote areas, reliable mobile and internet service can be extremely important. Mobile connectivity may provide the only practical way to access online services, banking, education and communication.

Therefore, reducing the cost of operating rural telecom sites could also help improve digital access outside major cities.

Data Centres Also Need Reliable Power

The discussion is not limited to mobile towers.

Data centres and other digital infrastructure also need large amounts of electricity.

Pakistan wants to expand its digital economy, cloud services and technology sector. These areas require reliable data infrastructure.

Data centres cannot afford frequent power interruptions because even short outages can affect online services.

This is why the telecom industry believes that electricity policy should take the needs of digital infrastructure into account.

The issue has also attracted attention in previous electricity tariff discussions. In 2025, telecom industry representatives complained that telecom companies, data centres and cloud platforms were excluded from electricity relief even though the telecom sector had been given industry status.

What the Government Must Decide

The government now has to decide how industrial electricity rates can be applied to telecom operators.

The task force is expected to study the data provided by telecom companies and consult electricity distribution companies before making recommendations.

The final framework will need to balance two important goals.

On one side, telecom operators want lower costs so they can continue investing in their networks and digital infrastructure.

On the other side, the government has to consider electricity sector finances and the impact of lower tariffs on overall revenue.

A decision that reduces telecom companies’ costs without creating a major burden on other electricity consumers will be important.

More Consultations Expected

The government is expected to hold further discussions with telecom operators and electricity distribution companies before finalising the framework.

These consultations will help officials understand the practical challenges involved in changing the tariff category.

Questions about eligibility, electricity connections, site locations, billing systems and the financial impact will likely need to be addressed.

The government may also need to decide whether all telecom sites should receive industrial rates or whether the facility should apply only to certain types of infrastructure.

These details could play an important role in the final policy.

What This Could Mean for Pakistan’s Digital Future

Pakistan’s telecom sector has become a basic part of everyday life. Millions of people depend on mobile networks and internet services for communication, work, education, business and entertainment.

As the country moves towards a more digital economy, the need for reliable telecom infrastructure will continue to grow.

Electricity is at the heart of this infrastructure.

If telecom operators have to spend a large share of their income on electricity and backup power, they have less money available for network expansion and new technology.

A more suitable electricity tariff could therefore help the sector manage costs and invest in future growth.

At the same time, the government must make sure that any relief is carefully planned and does not create new financial problems for the electricity sector.

Final Decision Could Be Important for Telecom Industry

The latest submission of electricity data by telecom operators marks another important step in the long-running debate over industrial electricity tariffs.

The industry has made its case by providing detailed information about power consumption, expenses, network sites, outages and backup arrangements. The government task force will now study this information and work on possible solutions.

The discussion is about more than just reducing an electricity bill.

For telecom companies, power costs directly affect the cost of keeping mobile towers, data centres and other network systems running. Lower electricity costs could help operators manage their expenses, reduce dependence on generators and invest more in network improvements.

For the government, the challenge will be to create a fair system that supports the telecom industry without putting additional pressure on other electricity consumers.

The coming consultations between telecom operators, power companies and government departments will therefore be important.

If an agreement is reached, telecom companies could receive a major reduction in their operating costs. More importantly, Pakistan could benefit from stronger and more reliable digital infrastructure, helping the country move further towards a connected and technology-driven economy.

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PVARA Chairman Looks to Hong Kong Model for Pakistan’s Digital Assets Future

Usman Yaqoob
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0
PVARA Chairman Looks to Hong Kong Model for Pakistan’s Digital Assets Future

Pakistan is looking at international examples as it works to build a proper and regulated digital assets industry. Pakistan Virtual Assets Regulatory Authority (PVARA) Chairman Bilal Bin Saqib has highlighted Hong Kong as an important example for Pakistan as the country develops rules and systems for digital assets, blockchain and tokenization.

Saqib recently visited Hong Kong, where he met with senior officials and institutions working on financial regulation and digital finance. After returning to Pakistan, he briefed Federal Minister for Finance and Revenue Senator Muhammad Aurangzeb about the discussions and the ideas that could be useful for Pakistan.

The visit comes at an important time for Pakistan. The country has recently introduced a legal framework for virtual assets and established PVARA as the main regulator for this growing sector. The aim is to bring digital asset activity into a proper system where businesses can operate under clear rules while users and investors receive better protection.

According to recent reports, Saqib’s discussions in Hong Kong focused on areas such as digital assets, blockchain, tokenized financial products, digital bonds, stablecoins, compliance and financial infrastructure. Pakistan is now exploring how some of the ideas used in Hong Kong could be adjusted for its own market.

Why Hong Kong Is Important for Pakistan

Hong Kong has become one of Asia’s leading markets for regulated digital assets. Instead of completely rejecting new financial technologies, Hong Kong has worked on rules that allow innovation while keeping financial risks under control.

This approach is of interest to Pakistan because the country is also trying to create a balance between innovation and safety.

For many years, cryptocurrency and other digital assets have attracted a large number of Pakistani users. However, the sector operated without a complete regulatory structure. The creation of PVARA and the Virtual Assets Act, 2026 has changed that situation.

PVARA says the new law provides Pakistan with its first complete legal framework for virtual assets and businesses that provide virtual asset services. The authority is responsible for licensing, supervising and regulating these businesses while also working to protect consumers and reduce financial crime risks.

The Hong Kong experience could therefore provide Pakistan with useful lessons on how a digital asset market can be developed under proper government supervision.

Bilal Bin Saqib’s Hong Kong Visit

During his recent visit, PVARA Chairman Bilal Bin Saqib met with officials from several important Hong Kong institutions.

These included the Financial Services and the Treasury Bureau, the Hong Kong Monetary Authority and the Securities and Futures Commission.

The meetings gave Pakistani officials an opportunity to learn about Hong Kong’s approach to digital assets, stablecoins, tokenization and financial regulation.

The discussions were not limited to cryptocurrency trading. They also looked at how blockchain technology can be used in traditional financial markets.

This is important because Pakistan’s digital asset plans are becoming broader than simply regulating cryptocurrency exchanges. The country is exploring ways to use blockchain technology in areas such as capital markets, payments, settlement systems and digital financial products.

Saqib has also spoken about the possibility of using tokenization to modernize Pakistan’s financial system and make investment opportunities available to a wider group of people.

What Is Tokenization?

Tokenization is one of the main areas being discussed by Pakistani officials.

In simple words, tokenization means creating a digital version of an asset on blockchain technology. The asset could be a bond, property, investment product or another financial instrument.

Instead of using only traditional paperwork and systems, information about ownership and transactions can be recorded digitally.

This could make some financial processes faster and easier.

For example, Pakistan could explore tokenized government bonds. Investors could potentially buy and manage these digital versions through regulated financial systems.

The government has already discussed the possibility of tokenizing sovereign debt instruments. In May 2026, the Finance Ministry held discussions with PVARA officials about tokenized sovereign bonds and Naya Pakistan Certificates. The discussions looked at how blockchain could help modernize capital markets and give more investors access to Pakistani financial products.

The idea is still being explored, but it shows that Pakistan’s digital asset plans are moving beyond cryptocurrency.

Pakistan Wants a Safe Digital Asset Market

The government has made it clear that the goal is not simply to encourage digital assets without rules.

Instead, officials want to create a market that is responsible, transparent and properly managed.

Finance Minister Muhammad Aurangzeb welcomed the briefing given by the PVARA chairman and stressed the need for a well-organized digital asset ecosystem.

The government wants new technology to support economic growth, but it also wants safeguards in place. This includes protecting consumers, reducing illegal financial activity and making sure companies follow the required rules.

PVARA’s regulatory framework is designed around international standards, including measures related to anti-money laundering and counter-terror financing.

This approach is especially important because digital assets can move across borders quickly. Without proper checks, they can create risks for users, businesses and the wider financial system.

Pakistan Has a Large Crypto User Base

One major reason Pakistan is paying attention to digital assets is the size of its potential market.

PVARA Chairman Bilal Bin Saqib recently told a Senate committee that around 40 million Pakistanis are linked to cryptocurrency accounts. He also said Pakistan has become one of the world’s largest cryptocurrency markets.

A large part of this activity comes from Pakistan’s young population.

Young Pakistanis are already familiar with cryptocurrency, online payments, digital platforms and other new technologies. Many people have also turned to digital assets as an alternative way to save, invest or transfer money.

The government now wants to bring this existing activity into a regulated system instead of allowing it to remain outside formal financial structures.

This could provide more protection for users while also giving the government a clearer picture of the market.

From Crypto Users to Digital Businesses

Pakistan’s goal is not only to regulate people who buy or sell digital assets.

Officials also want Pakistani companies and young entrepreneurs to build businesses around blockchain and other emerging technologies.

Saqib has repeatedly said that Pakistan’s young population should not remain only users of new technology. They should also become developers, business owners and creators of new financial products.

This could open opportunities in areas such as blockchain software, digital payments, financial technology, compliance systems and tokenized assets.

PVARA has also created a regulatory sandbox where companies can test innovative virtual asset products under supervision before offering them more widely. The sandbox can be used for areas including tokenization, payments, digital asset custody and compliance technology.

Such a system could help new companies develop their products while giving regulators a chance to understand the technology and manage possible risks.

Digital Bonds Could Be a Major Opportunity

One area that could become particularly important is digital or tokenized bonds.

Traditional bonds normally involve several steps, financial institutions and paperwork. Blockchain-based systems could potentially make parts of this process more digital.

Pakistan is studying how a digitally native sovereign note could work on regulated blockchain infrastructure. Such a system could potentially allow faster settlement and make ownership records easier to track.

It could also help connect Pakistani financial products with international investors.

However, this does not mean traditional financial systems will disappear immediately. Any new digital system would need to work with Pakistan’s existing financial infrastructure and follow the country’s laws and financial rules.

The main goal is to improve the system rather than replace everything at once.

Hong Kong Could Become a Link to Global Investors

Another important point from the Hong Kong discussions is international investment.

Pakistan needs foreign investment to support economic growth, and the digital asset sector could provide another route for attracting international companies and investors.

Hong Kong already has strong links with global financial markets. It also has experience with regulated digital asset products.

Saqib has described Hong Kong as a possible bridge between Pakistani technology companies and international investors.

If Pakistan can develop a clear and trusted regulatory environment, international companies may become more interested in entering the local market.

At the same time, Pakistani startups could potentially use international connections to expand their businesses outside the country.

Regulation Will Be the Key

The biggest challenge for Pakistan will be creating rules that encourage innovation without creating unnecessary risks.

Too many restrictions could discourage companies and investors from entering the market. On the other hand, weak regulation could expose users to fraud, money laundering, market manipulation and other problems.

PVARA is therefore expected to play an important role in setting the rules and monitoring businesses.

The authority has already advised companies planning virtual asset projects, stablecoin activities, blockchain solutions or tokenization projects to engage with PVARA before launching such initiatives. It has also highlighted tools such as regulatory sandboxes and no-objection processes for businesses working in the sector.

This suggests that Pakistan wants companies to work with regulators from the beginning instead of developing products first and seeking approval later.

Pakistan Wants International Standards

Another major part of the strategy is international compliance.

Digital assets are not limited by national borders. A Pakistani company can potentially provide services to customers in other countries, while foreign companies can target Pakistani users.

Because of this, Pakistan needs rules that are understandable and acceptable internationally.

PVARA says its framework is aligned with international standards and focuses on areas such as anti-money laundering, counter-terror financing and consumer protection.

Following international standards could help Pakistan improve its reputation among foreign investors and financial institutions.

It could also make it easier for Pakistani digital asset companies to work with businesses in other countries.

What Pakistan Can Learn From Hong Kong

Pakistan does not necessarily need to copy Hong Kong exactly.

Every country has its own economy, laws, financial system and needs. Instead, Pakistan can study what worked in Hong Kong and then develop rules that fit local conditions.

Some of the key lessons include the importance of clear regulations, strong supervision, consumer protection and cooperation between government departments and private companies.

Another lesson is that digital assets should not be viewed only as a cryptocurrency issue.

Blockchain technology can be used for many different purposes, including financial markets, payments, digital ownership records and investment products.

Pakistan is now looking at these wider possibilities.

A New Direction for Pakistan’s Financial System

The government’s recent discussions show that Pakistan is thinking about digital assets as part of the country’s wider financial future.

The creation of PVARA has already provided a formal structure for regulating the sector. The next challenge is to turn that structure into practical products, investment opportunities and businesses.

The government has also been working with other institutions on digital infrastructure. This includes discussions about how digital systems can support areas such as identity, data exchange and financial services.

The combination of digital infrastructure, blockchain and financial technology could eventually create new opportunities for businesses and investors.

However, success will depend on how effectively Pakistan implements the new rules.

What This Means for Ordinary Pakistanis

For ordinary Pakistanis, better regulation could mean a safer environment for using digital asset services.

Users could have clearer information about which companies are licensed and which services are legal. They could also have more protection against companies operating without proper approval.

At the same time, regulation does not mean that digital assets are risk-free.

Cryptocurrency and other digital assets can still experience major price changes. Investors can lose money, and users should understand the risks before putting their savings into any digital asset.

The purpose of regulation is to create better rules and reduce certain risks, not to guarantee profits.

The Road Ahead

Pakistan’s interest in the Hong Kong model shows that the country wants to become part of the growing global digital finance industry.

The recent meetings between PVARA officials and Hong Kong regulators have provided Pakistan with an opportunity to study how another financial centre is dealing with digital assets.

The next step will be turning those discussions into practical policies and projects.

This could include tokenized financial products, digital bonds, improved payment systems, blockchain-based financial infrastructure and stronger links with international investors.

Pakistan has already taken an important step by creating a dedicated regulator and introducing the Virtual Assets Act, 2026. PVARA describes itself as the independent federal authority responsible for licensing, supervising and regulating virtual assets and virtual asset service providers in the country.

Now the real test will be implementation.

If Pakistan can maintain a balance between innovation, investor protection and strong regulation, the digital asset sector could become an important part of the country’s technology and financial economy.

The Hong Kong experience may provide useful guidance, but Pakistan will ultimately need to build a system that works for its own people, businesses and financial institutions.

With millions of Pakistanis already connected to the crypto market and a young population interested in new technology, the opportunity is large. The challenge is to turn that interest into a safe, legal and productive digital economy.

The coming years will show whether Pakistan can successfully move from being a major user of digital assets to becoming a country that also builds the companies, products and financial infrastructure behind the next generation of digital finance.

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Pakistan’s Economy Needs Faster Growth, Says Ahsan Iqbal

Usman Yaqoob
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0
Pakistan’s Economy Needs Faster Growth, Says Ahsan Iqbal

Pakistan needs to focus on making its economy stronger and more active instead of only concentrating on physical development, Federal Minister for Planning and Development Ahsan Iqbal has said.

The minister stressed that the country needs economic activity, investment, business growth and better opportunities for people. He said Pakistan cannot achieve long-term progress unless the economy starts moving at a faster pace.

Speaking about the country’s economic situation, Ahsan Iqbal said Pakistan does not need to “heat its roads” but needs to “heat its economy.” His comments highlight the need for greater economic activity and stronger growth across different sectors.

The statement comes at a time when Pakistan is trying to improve economic stability, attract investment and create more jobs for its growing population.

Pakistan Needs Strong Economic Activity

Economic growth is important for every country because it directly affects jobs, businesses, investment and people’s daily lives. When economic activity increases, companies are more willing to expand, investors become more confident and new employment opportunities can be created.

For Pakistan, this is especially important because the country has a large and young population. Every year, thousands of young people enter the job market and look for work. Without faster economic growth, it becomes difficult to provide enough jobs and better income opportunities.

Ahsan Iqbal’s remarks point towards the need for Pakistan to move beyond short-term economic measures and focus on creating a stronger base for future growth.

The country has many areas where economic activity can be increased. These include manufacturing, agriculture, information technology, exports, energy, tourism, mining and infrastructure.

If these sectors receive the right support, Pakistan can increase production and create more opportunities for businesses and workers.

Investment Is Important for Growth

One of the major requirements for faster economic growth is investment. Local and foreign investors need confidence that Pakistan is a good place to start and expand businesses.

When companies invest, they build factories, open offices, purchase equipment and hire workers. This creates a wider economic impact because employees earn salaries and spend money on goods and services.

Investment can also help Pakistan improve its industrial base. A stronger industrial sector can reduce dependence on imported products and help the country increase exports.

However, investors usually look for stability before putting their money into a market. Clear policies, reliable energy supplies, better infrastructure and an easier business environment can help attract more investment.

Pakistan therefore needs to continue working on these areas if it wants to increase economic activity.

Exports Can Play a Bigger Role

Pakistan also needs to improve its export performance. Exports bring foreign currency into the country and help reduce pressure on external accounts.

The country has already built a strong position in areas such as textiles, rice, sports goods, surgical instruments and other products. However, there is still significant room for expansion.

Pakistan can explore new international markets and increase the value of products it exports. Instead of mainly exporting basic or low-value products, businesses can focus on producing finished goods with higher value.

Technology can also help exporters reach customers in new markets. Digital platforms have made it easier for small and medium-sized businesses to sell products internationally.

The IT sector is another major opportunity. Pakistan has a large number of young people with skills in software development, freelancing, digital marketing and other technology-related fields. With the right support, this sector can become an even bigger source of foreign exchange.

Industry Needs More Attention

A strong industrial sector is necessary for sustainable economic growth.

Pakistan has a large domestic market, but local industries still face several challenges. High energy costs, financing problems, changing policies and other business difficulties can make it harder for companies to expand.

If these problems are addressed, local industries can increase production and create more jobs.

Industrial growth can also help develop smaller businesses. Large companies normally depend on suppliers, transport companies, service providers and other businesses. As a result, growth in one industry can create opportunities for many other businesses.

A stronger manufacturing sector can also reduce the need for imports. When more products are made locally, Pakistan can save foreign currency and improve its trade position.

Agriculture Remains Important

Agriculture is another key part of Pakistan’s economy. A large number of people depend directly or indirectly on farming for their income.

The sector also provides raw material to industries such as textiles, food processing, leather and other businesses.

Pakistan needs to improve agricultural productivity by using better technology, modern farming methods, improved seeds and efficient water management.

Climate change has also created new challenges for farmers. Floods, extreme heat, water shortages and changing weather patterns can affect crop production.

Modern farming technology can help farmers deal with some of these challenges. Better access to information, weather updates, machinery and financial services can also improve agricultural output.

Higher agricultural productivity can support both farmers and the wider economy.

Technology Can Support Economic Growth

Technology has become one of the fastest-growing parts of the global economy. Pakistan has an opportunity to benefit from this trend.

The country’s young population provides a large pool of people who can work in technology-related fields. With better education and training, more young Pakistanis can find opportunities in software development, artificial intelligence, freelancing and digital services.

Technology can also make government and business services faster and easier.

Digital systems can reduce paperwork, improve record keeping and make services more accessible to citizens. For businesses, digital payments and online platforms can make it easier to reach customers and manage operations.

Pakistan has already seen significant growth in digital services, but there is still considerable room for expansion.

Better Jobs for Young Pakistanis

Economic growth should not only be measured through numbers. It should also improve the lives of ordinary people.

One of the biggest benefits of a growing economy is job creation. Pakistan needs millions of new jobs over the coming years as its population continues to increase.

Young people need opportunities to build careers, start businesses and develop useful skills.

If the economy remains slow, many talented young people may struggle to find suitable work. Some may decide to move abroad in search of better opportunities.

A stronger economy can give young Pakistanis more reasons to build their future within the country.

This is why investment in education, technical training and entrepreneurship is just as important as investment in roads, buildings and other physical infrastructure.

Small Businesses Need Support

Small and medium-sized businesses are an important part of Pakistan’s economy. From small shops and workshops to technology startups and service companies, these businesses provide income to millions of people.

However, many small businesses face difficulties when trying to obtain financing or expand their operations.

Simplifying business registration, improving access to loans and reducing unnecessary paperwork can help these businesses grow.

When small businesses become successful, they often hire more workers and increase their purchases from other local businesses. This creates a positive cycle of economic activity.

Pakistan can therefore benefit from policies that make it easier for entrepreneurs to start and operate businesses.

Energy Is a Major Economic Issue

Reliable and affordable energy is also necessary for economic growth.

Factories, offices, shops and farms all require electricity and fuel. When energy costs are high, businesses face higher production expenses. These costs can eventually affect the prices paid by consumers.

For Pakistan to compete in international markets, it needs to improve energy efficiency and ensure that businesses have access to reliable power.

Investment in renewable energy can also provide new opportunities. Solar, wind and other energy sources can help reduce pressure on the traditional energy system while supporting long-term economic needs.

A stable energy supply can encourage companies to invest in new factories and expand existing businesses.

Infrastructure Alone Is Not Enough

Pakistan has invested heavily in roads, highways, bridges, ports and other infrastructure over the years. Such projects are important because they improve transportation and connectivity.

However, infrastructure by itself cannot guarantee economic growth.

A new road can connect two areas, but businesses and industries are needed to make full use of that connection. Similarly, modern buildings and transport networks need productive economic activity around them.

This is the main point behind Ahsan Iqbal’s comments about “heating” the economy.

Pakistan needs to ensure that infrastructure development is connected with business activity, investment, production and employment.

Improving the Business Environment

Businesses need predictable rules to make long-term plans.

Frequent policy changes can make it difficult for companies to decide whether they should invest in new projects. A stable policy environment can help both local and international investors make better decisions.

The government can also support businesses by reducing unnecessary delays and making official processes easier.

A simpler system can save time and money for entrepreneurs. It can also encourage people to move their businesses from the informal economy into the formal system.

This can eventually increase the tax base and improve government revenue.

Pakistan Has Major Economic Potential

Despite its challenges, Pakistan has several advantages that can support faster economic growth.

The country has a large population, a young workforce, a strategic location and access to important regional markets. It also has natural resources, agricultural land and a growing technology sector.

Pakistan’s location gives it the potential to connect markets in South Asia, Central Asia, the Middle East and beyond.

The country can benefit from this position by improving trade links, transport systems and business cooperation with other countries.

Mineral resources are another area that has attracted attention. If developed carefully and transparently, the mining sector could bring investment, create jobs and increase exports.

Long-Term Planning Is Needed

Pakistan’s economic problems cannot be solved overnight. Economic improvement requires consistent policies and long-term planning.

Governments may change, but major economic goals should continue. Investors and businesses need confidence that important policies will not suddenly change.

A long-term approach can help Pakistan focus on areas such as exports, industrial growth, education, technology, agriculture and energy.

The government, private sector and other institutions all have a role to play.

The private sector can create businesses and jobs, while the government can provide a supportive environment and necessary infrastructure.

Growth Must Reach Ordinary People

Economic growth is most useful when its benefits reach ordinary citizens.

People want better jobs, higher incomes, affordable goods, improved public services and greater economic security.

If economic growth only benefits a small section of society, it may not create the level of improvement that the country needs.

Pakistan therefore needs growth that creates opportunities across different regions and income groups.

Small businesses, farmers, workers, students and entrepreneurs should all have opportunities to benefit from economic progress.

A Need for a New Economic Focus

Ahsan Iqbal’s statement sends a simple message: Pakistan needs more economic activity.

The country cannot depend only on construction projects or physical infrastructure to achieve development. Roads, bridges and buildings are important, but they must be supported by productive businesses, industries, exports and investment.

Pakistan needs to create an environment where businesses can grow, investors can feel confident and young people can find jobs.

The country also needs to make better use of its natural resources, improve agriculture, support technology and strengthen exports.

These steps can help create a stronger and more balanced economy.

The Road Ahead

Pakistan’s economic journey will not be easy, but the country has the resources and people needed to improve its position.

The key challenge is turning potential into actual economic activity.

A faster-growing economy can provide more jobs, increase business opportunities, improve government revenues and strengthen Pakistan’s position in the global market.

Ahsan Iqbal’s call for the economy to “heat up” therefore reflects a wider need for stronger economic activity across the country.

Pakistan now needs to focus on policies that encourage investment, increase production, support exports and create jobs. At the same time, reforms should make it easier for businesses to operate and for young people to gain useful skills.

If these areas receive consistent attention, Pakistan can move towards a more active and productive economy.

The country has a large market, a young population and many sectors with growth potential. What is needed is a clear direction, stable policies and continuous effort.

For Pakistan, the next stage of development should not simply be about building more roads or structures. It should be about building a stronger economy that creates real opportunities for its people.

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