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Xiaomi 12 Series Redefines Flagship Category

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Xiaomi 12 Series Redefines Flagship Category

Xiaomi today announced the launch of the all-new flagship Xiaomi 12 Series for local markets, featuring two groundbreaking devices: Xiaomi 12 Pro and Xiaomi 12. Designed to empower users around the world with a cutting-edge videography studio and entertainment powerhouse, Xiaomi 12 Series delivers impressive advancements in Xiaomi’s AI algorithm, flagship processing power, and an all-round elevated experience. 

Capture cinematic shots at any time 

Xiaomi 12 Series enables users to record studio-quality shots no matter the scenario, be it challenging lighting conditions or moving objects. Both phones boast a pro-grade triple camera array for versatile shooting, starring a massive 50MP main wide angle camera, with 8K recording capabilities on both Xiaomi 12 Pro and Xiaomi 12.  Xiaomi 12 Pro stands out with its state-of-the-art triple 50MP array, which features a cutting-edge Sony IMX707 ultra-large main sensor. This sensor is capable of catching large amounts of light and empowers advanced imaging capabilities with faster focus speeds and increased color accuracy. Xiaomi 12 features a 13MP ultra-wide angle camera, along with a 5MP tele macro camera, for filming life from different perspectives.  

Beyond impressive hardware, Xiaomi 12 Pro and Xiaomi 12 also advance Xiaomi’s proprietary AI algorithms. These innovations make it easier than ever for users to record every moment the way they want to, even in low-light or moving subjects. Xiaomi ProFocus intelligently identifies and tracks objects, preventing blurring or out-of-focus shots of moving or veiled subjects. These advancements also include eye and face auto focus capabilities. Ultra Night Video uses Xiaomi’s proprietary algorithms to record video even under extreme low-light, meaning moody, atmospheric shots are clearer than ever.  

Available on both devices, One-click AI Cinema offers numerous creative options for show-stopping video editing, such as Parallel World, Freeze Frame Video, and Magic Zoom modes. 

Flagship processing, unprecedented performance and power-efficiency  

Flagship experience requires flagship performance. Xiaomi 12 Series features advanced Qualcomm® Snapdragon™ mobile platforms. Xiaomi 12 Pro and Xiaomi 12 boast a Snapdragon® 8 Gen 1 processor – Qualcomm’s most advanced mobile platform. Built on a 4nm process, this processor also boosts GPU graphic rendering capabilities by 30% and energy efficiency by 25% when compared to the previous generation. Both three devices come with UFS 3.1 exceptional loading and data transfer speeds, along with LPDDR5 RAM for memory speeds up to 6,400Mbps. For optimal product experience, Xiaomi 12 Series packs a high-performing cooling system, bolstered by a super-large vapor chamber and multiple layers of graphite to offer a leading–cooling capability. 

All-around elevated entertainment experiences 

Xiaomi 12 Series not only lets users capture every moment in exquisite detail, but also allows them to relive those moments in astonishing detail via an exceptional entertainment experience.  Both devices offer vivid viewing on an AMOLED Dot Display rated A+ by DisplayMate, and with TrueColor support. For added peace of mind, the display features scratch-resistant Corning® Gorilla® Glass Victus®, and supports Dolby Vision®, industry’s leading imaging technology that brings your content to life with vibrant color and details. Xiaomi 12 Series also supports HDR 10+. Xiaomi 12 Pro is SGS Eye Care Display Certified, showing care for users’ long-term visual health during marathon sessions.  

Meanwhile, Xiaomi 12 Pro redefines flagship display with incredibly smooth viewing, scrolling, swiping, and sliding. The device’s highly power-efficient 6.73-inch WQHD+ display leverages AdaptiveSync Pro to intelligently adjust dynamic LTPO display between 1Hz and 120Hz based on content. 

Xiaomi 12 delivers Xiaomi’s most colorful smartphone display to date, with more than 68 billion colors on 6.28-inch full-HD+ displays. Both feature 120Hz AdaptiveSync, for an impressively high-definition, vibrant, and flicker-free display that conveys every detail.  

 No cinematic experience is truly complete without pro-grade audio. Xiaomi 12 Series features SOUND BY Harman Kardon, and creates an immersive audio experience powered by Dolby Atmos®, delivering spatial sound with rich detail, clarity, and realism across all your favorite entertainment. Xiaomi 12 Pro’s quad speakers – in the form of two tweeters and two woofers – deliver clear details and cover an astounding range of sound. Xiaomi 12 delivers balanced stereo sound ideal for immersive gaming or video.  To optimize core user experience further, Xiaomi 12 Series incorporates MIUI 13, released globally earlier this year. The update includes faster storage, higher background process efficiency, smarter processing, and longer battery life. New features in the upgraded experience include Xiaomi’s proprietary Liquid Storage, Atomized Memory, Focused Algorithms, and Smart Balance. 

Next-generation charging 

Xiaomi 12 Series delivers pro-grade cinematic and entertainment experiences all day, the devices deliver next-level charging speed and safety.  

 Xiaomi 12 Pro features an incredibly fast 120W Xiaomi HyperCharge. With a 4,600mAh battery fully charged in just 18 minutes using Boost mode, Xiaomi 12 Pro delivers next-generation charging capabilities that keep up with user demands.  Xiaomi 12 fits a 4,500mAh battery into compact body designs. Xiaomi 12 Pro and Xiaomi 12 also support 50W wireless charging and 10W reverse charging.  Both leverage Xiaomi AdaptiveCharge, a smart charging algorithm that learns and adapts to charging habits, which prolongs battery life. 

Flagship capabilities packaged in an iconic design  

These portable pocket-sized studios fit comfortably in the palm of your hand thanks to Xiaomi 12 Series’ iconic and user-centered design. Slimmer high-capacity batteries and a narrower ridge gap save precious space within the device. Xiaomi 12 Pro’s 6.73-inch display is encased in a sleek middle frame with sophisticated 3D curves. Meanwhile, Xiaomi 12’s 6.28-inch display measures just 69.9mm in width and is accented by smooth curves for a perfect fit. Both devices are available in Gray, Purple, and Blue. 

Market Availability   

Xiaomi 12 Pro comes in one variant 12GB+256GB, and recommended retail price starts from PKR 208,999/-.

Xiaomi 12 comes in one variant, 12GB+256GB, and recommended retail price starts from PKR 179,999/-.

Purchase these devices and get a sweet bundle deal where you get a Mi Band 6 and a bag with the Xiaomi 12. Similarly with the Xiaomi 12 Pro, get a Mi Portable Bluetooth Speaker and a 10000mAh Mi Power Bank 3.  Available at top distributor partners such as Phonezo, Airlink, Smartlink etc. For those looking to purchase these online, we’ve news for you  too as these are also available on MiStore and Daraz. 

Quick Specs:

 Xiaomi 12Xiaomi 12 Pro
Display120Hz +  AMOLED DotDisplay120Hz 6.73” AMOLED Dot Display 
Rear Camera50MP main camera 13MP ultra-wide camera 2MP macro camera 5MP depth camera50MP wide angle, ultra-wide and tele macro camera
Front Camera32MP32MP in-display selfie camera
Dimension & Weight152.70mm x 69.90mm x 8.16mm – 180g163.60mm x 74.60mm x 8.16mm 205g
ProcessorSnapdragon ® 8 Gen 1Snapdragon ®r 8 Gen 1
Charging4500mAH – 67W charge4600mAH – 120W charge
Variant12GB + 256GB12GB + 256GB
Color AvailableGray, Purple & BlueGray, Purple & Blue

About Xiaomi Corporation  

Xiaomi Corporation was founded in April 2010 and listed on the Main Board of the Hong Kong Stock Exchange on July 9, 2018 (1810.HK). Xiaomi is a consumer electronics and smart manufacturing company with smartphones and smart hardware connected by an IoT platform at its core.  

Embracing our vision of “Make friends with users and be the coolest company in the users’ hearts”, Xiaomi continuously pursues innovations, high-quality user experience and operational efficiency. The company relentlessly builds amazing products with honest prices to let everyone in the world enjoy a better life through innovative technology.  

Xiaomi is one of the world’s leading smartphone companies. The company’s market share in terms of smartphone shipments ranked no. 3 globally in the third quarter of 2021. The company has also established the world’s leading consumer AIoT (AI+IoT) platform, more than 400 million smart devices connected to its platform as of September 30, 2021, excluding smartphones and laptops. Xiaomi products are present in more than 100 countries and regions around the world. In August 2021, the company made the Fortune Global 500 list for the third time, ranking 338th, up 84 places compared to 2020.  

Xiaomi is a constituent of the Hang Seng Index, Hang Seng China Enterprises Index, Hang Seng TECH Index and Hang Seng China 50 Index. 

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TECNO to launch its new Spark phone in Pakistan soon

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TECNO to launch its new Spark phone in Pakistan soon

TECNO to launch its new Spark phone in Pakistan soon

After massive success in the Pakistani Mobile market, TECNO is rumored to be preparing for a new addition to its Spark series. The globally eminent smartphone brand TECNO has been working tirelessly in Pakistan for quite some time now. The brand has brought forward some great phones over the years with advanced technologies, pocket-friendly prices, and stylish designs. 

Spark is TECNO’s famous mid-range series, bringing you quality devices at lower prices. Spark 8C is an entry mobile that is expected to be around PKR 19,499 to PKR 22,999. The price is not confirmed yet but we are expecting it around this segment. The phone is going to be a stunner in this range with Stylish Design and great Battery.

According to sources, Spark 8C will be equipped with better memory and memory fusion features than any other phone in this range. Memory Fusion Technology is specially designed to channel RAM operations by using unused read-only memory (ROM). This means it can expand the memory of 4+128GB to 7+128GB and that of 3+64GB into 6+64GB maximum. The RAM can be updated or expanded from 3GB to 6GB and 4GB to 7GB depending on the variant. If this is true, then Spark 8C shall be the only smartphone to provide such an amazing feature with 128GB in such an affordable price range.

Moreover, the phone is anticipated to provide efficient performance with a powerful processor and big battery. The 90Hz refresh rate, great display, and handy body design will make it a user-friendly device. The phone is expected to launch somewhere in mid-March 2022. Furthermore, the phone is being assembled in Pakistan to make it economical and pocket-friendly for the local consumers. 

So, fingers crossed for this new Spark device to be soon launched in Pakistan. Stay tuned for more updates and much more about tech!

Jazz appoints Atyab Tahir as CEO JazzCash

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Jazz appoints Atyab Tahir as CEO JazzCash

Jazz appoints Atyab Tahir as CEO JazzCash

Jazz, Pakistan’s leading digital operator (part of VEON Group NASDAQ: VEON, Euronext Amsterdam: VEON), announces the appointment of Atyab Tahir as the CEO of JazzCash effective May 1 2022.

Atyab, currently serving as Country Manager MasterCard Pakistan & Afghanistan, has over two decades of international experience in banking and consulting. Atyab has also held senior positions at Fidelity Investments, HBL, Telenor Bank and easypaisa. He holds a BA from Dartmouth College and an MBA from Babson College.

Commenting on Atyab’s appointment Aamir Ibrahim, CEO, Jazz  said: “While mobile phones and payment solutions have accelerated financial inclusion in the country, a significant portion of Pakistan’s adult population remain unbanked. I am confident that under Atyab’s dynamic leadership JazzCash will help boost financial inclusion across the board through innovative and customer-centric products.”

“JazzCash is at the forefront of Pakistan’s digital revolution processing more than 5 million transactions every day and accounting for almost 7% of Pakistan’s GDP. Our aim is to build a world-class fintech serving every single Pakistani, from youth, SMEs, freelancers, with a very strong focus on the unbanked and the underbanked. I look forward to joining the Jazz family and collaborating with our partners in the telecommunications and financial services sector to unlock the true potential of Digital Pakistan.” said Atyab.

A division of Jazz, JazzCash has grown rapidly to become a leader in the country’s marketplace for digital financial services. As shown in VEON Group’s FY21 results that were released on 28 February 2022, JazzCash has 15.2 million monthly active users (+24.9% YoY) and 130,800 monthly active merchants (up by 2.3 times YoY). 

Jazz appoints Atyab Tahir as CEO JazzCash.

vivo V23 5G — The Best in Camera, Technology, Performance and Appearance

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vivo V23 5G — The Best in Camera, Technology, Performance and Appearance

Due to the constant development in the technology space for smartphones, there is always hype surrounding any new ‘firsts’ in the market. There is always excitement as to what will be introduced and how well it will be accepted by the audience. 

Keeping this in mind, Vivo’s latest smartphone vivo V23 5G finds itself in a similar situation. The day it was announced, it received a lot of attention for its color-changing design. The design itself represents a significant advancement in smartphone research and design. Making smartphones not only technologically superior but also cosmetically superior is a step forward.

The continual excitement and experience since the smartphone’s launch has not only solidified its market position but also demonstrated that it is a well-balanced phone that isn’t only focused on aesthetics.

Delving more into the device, the vivo V23 5G dons a high-resolution 50MP AF Portrait Selfie camera on the front. This device focuses heavily on the selfie experience which makes it stand out in the market. The latest ISOCELL 3.0 technology helps the camera increase light sensitivity to capture a more crystal-clear picture for the user. Furthermore, the Eye Autofocus feature enables the users to be the center of attention while clicking the picture as the camera focuses on the user, even if they are in motion. 

The dual front camera system offers a much larger field of view with the help of its 8MP Super Wide-Angle Camera. Furthermore, with modes like the AI Extreme Night Portrait mode, the front camera delivers an unparalleled experience in this price range. The phone also sports a 64 MP main rear camera with an 8MP wide-angle lens and a 2MP Macro that can handle wide natural landscapes very easily. The user experience is further increased with features like the Super Night Mode, Bokeh Flare Portrait, and Ultra Stabilization. It is only right to say that both, the front camera and the rear camera together offer a device that is picture-perfect. 

When it comes to the visual and performance aspects of this phone, there’s no doubt that it’s the best of what vivo has to offer. vivo has always been on the cutting edge of device design and aesthetics. It’s also fair to say that Vivo takes pride in its technological advancements and innovations. Every device that vivo introduces exemplifies this completion.

V23 5G brings out the result of Vivo’s extensive research which is the Color Changing Fluorite AG Design. This material changes its color upon exposure to ultraviolet light and after about 30 seconds under the sun. This switch goes back to normal once the phone is out of sun exposure. Talking more about the appearance of the device, it is the combination of the Metal Flat Frame Design and the Color Changing Fluorite AG Design that gives the device the aesthetic appeal that has been the talk in the industry for a while now. 

All these powerful features that the phone flaunts are powered by the powerful MediaTek Dimensity 920 processor. This processor offers powerful performance and a fast user experience. The Extended RAM 2.0 further enhances the user experience with its versatile features to expand RAM when required. The 90Hz refresh rate display, a Liquid Cooling System, and Ultra Game Mode make it possible for users to enjoy super smooth gameplay performance. This experience is mutually assisted by the 4200mAh battery that features a 44W FlashCharge that helps in interrupted experience and performance. 

To summarise it all, the vivo V23 5G is a proud and well-balanced device that fulfills the requirements of every smartphone enthusiast whether it is for work, casual, or professional usage.

 

Tech Giant XIAOMI launches anticipated Redmi Note 11 Pro – Packing major upgraded to hardwares & software!

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Tech Giant XIAOMI launches anticipated Redmi Note 11 Pro – Packing major upgraded to hardwares & software!

Xiaomi announced the Redmi Note 11 Pro for Pakistani markets, pushing forward the legacy of the Redmi Note series with two all-new devices: Redmi Note 11 Pro and Redmi Note 11. Rising to the challenge to bring even stronger specs and features, Redmi Note 11 series packs powerful upgrades to its camera system, charging speed, display, and SoC—making flagship-level smartphone performance more accessible than before. All this available in a bundle deal, with Redmi Buds 3 completely free.

Flagship-level 108MP quad camera to deliver outstanding photography

Boasting a rear quad camera setup, Redmi Note 11 Pro delivers an outstanding photography experience with zero compromise. Its 108MP main camera captures stunning images in high-resolution and vivid colors; an 8MP ultra-wide angle camera extends your perspective with a 118-degree viewing angle; a 2MP macro camera that captures fine details up close and a 2MP depth sensor that’s for capturing more natural looking portrait shots. Accenting the front of the phone is a 16MP front camera that can capture clearer and natural-looking selfies. The 108MP pro-grade main camera utilizes the Samsung HM2 sensor with a large sensor size at 1/1.52 inch, and supports 9-in-1 pixel binning technology as well as a dual native ISO to deliver incredible images in all lighting conditions, with spectacular results especially in dim light.

120Hz FHD+ AMOLED DotDisplay packed into trendy flat-edge body

Featuring a large 6.67′ FHD+ AMOLED DotDisplay with 120Hz display refresh rate, Redmi Note 11 Pro levels up the screen experience with smooth scrolling response and lag-free transitions. The beautiful display is packed into a body with a trendy flat-edge design. Plus, with the dual super linear speakers located at the top and bottom of the phone, Redmi Note 11 offers immersive stereo sound for gaming or watching videos.

Performance powered by 67W turbo charging and MediaTek Helio G96

Redmi Note 11 Pro comes with flagship 67W turbo charging, allowing you to charge up

to 51% of its 5,000mAh high capacity battery in just 15 minutes Powered by MediaTek Helio G96, Redmi Note 11 Pro also delivers a smooth and seamless performance.

Market availability:

Redmi Note 11 Pro comes in two variants – 6GB+128GB, and 8GB+128GB and are available at top distributor partners such as Phonezo, Airlink Communication, Smartlink and Tech Sirat. For those looking to purchase these online, we’ve news for you  too as these are also available on MiStore.

Redmi Note 11 Pro

6GB+128GB: PKR 51,999/-

8GB+128GB: PKR 59,999/-

Redmi Note 11 Quick Specs:

 Redmi Note 11
Display120Hz  6.67” FHD+ AMOLED DotDisplay
Rear Camera108MP main camera 8MP ultra-wide camera 2MP macro camera 2MP depth camera
Front Camera16MP in-display front camera
Dimension & Weight164.19mm x 76.1mm x 8.12mm 202g
ProcessorMediaTek Helio G96
Charging5,000mAh (typ) battery Supports 67W wired Pro fast charging
Variant6GB+128GB, 8GB+128GB
Available ColorGraphite Gray, Polar White, Star Blue

The Redmi Note 11 Pro is available at PKR 51,999/- for the 6+128GB variant and PKR 59,999/- for the 8+128GB variant. A bundle deal with Redmi Buds 3 absolutely free!

About Xiaomi Corporation

Xiaomi Corporation was founded in April 2010 and listed on the Main Board of the Hong Kong Stock Exchange on July 9, 2018 (1810.HK). Xiaomi is a consumer electronics and smart manufacturing company with smartphones and smart hardware connected by an IoT platform at its core.

Embracing our vision of “Make friends with users and be the Coolest Company in the users’ hearts”, Xiaomi continuously pursues innovations, high-quality user experience and operational efficiency. The company relentlessly builds amazing products with honest prices to let everyone in the world enjoy a better life through innovative technology.

Xiaomi is one of the world’s leading smartphone companies. The company’s market share in terms of smartphone shipments ranked no. 3 globally in the third quarter of 2021. The company has also established the world’s leading consumer AIoT (AI+IoT) platform, more than 400 million smart devices connected to its platform as of September 30, 2021, excluding smartphones and laptops. Xiaomi products are present in more than 100 countries and regions around the world. In August 2021, the company made the Fortune Global 500 list for the third time, ranking 338th, up 84 places compared to 2020.

Xiaomi is a constituent of the Hang Seng Index, Hang Seng China Enterprises Index, Hang Seng TECH Index and Hang Seng China 50 Index.

Tax Lawyers Urge FBR to Fix IRIS Before It’s Too Late

Usman Yaqoob
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Tax Lawyers Urge FBR to Fix IRIS Before It’s Too Late

Pakistan’s tax system has moved strongly towards online filing in recent years, with the Federal Board of Revenue (FBR) using its IRIS system as one of the main platforms for taxpayers. The system is used for important tasks such as registration, filing income tax returns, submitting wealth statements and managing other tax-related matters. FBR itself describes IRIS as the online portal through which income tax returns are filed.

However, tax lawyers and other professionals dealing with taxpayers say that the system still has several problems that need urgent attention. They believe that if technical and procedural issues are not solved quickly, taxpayers may face even greater difficulties during busy filing periods.

The concerns are not completely new. FBR has already upgraded IRIS several times. In 2023, it launched IRIS 2.0, saying the new version was designed to improve performance, make the system easier to use and reduce problems faced by users. FBR said the earlier versions had faced performance and user-satisfaction challenges, especially during periods of heavy traffic.

Despite these efforts, tax professionals continue to report problems. In May 2026, representatives of tax bars discussed several IRIS and digital tax system issues with FBR and Pakistan Revenue Automation Limited (PRAL). The concerns included system downtime, problems with data matching, delays in invoice verification, issues with withholding statements, filer and non-filer differences, and delays in processing applications.

Why IRIS Is So Important for Taxpayers

IRIS is not simply another government website. For millions of taxpayers, it is an important part of their tax responsibilities.

A taxpayer may need to use IRIS to register with FBR, file an annual income tax return, submit a wealth statement, make changes to tax records or complete other required tasks. FBR’s own guidance says taxpayers must use the portal to file income tax returns online.

This means that when the system works properly, it can make tax filing much easier. People can submit documents from home or from their offices instead of visiting tax offices for every small task.

But when the system becomes slow, stops working or shows incorrect information, the problem can become serious.

A taxpayer may have a deadline to meet. A business may need to submit a statement. A tax consultant may be handling returns for dozens or even hundreds of clients. If IRIS is not working at that time, users may have little choice but to wait.

This is why tax lawyers are asking FBR to treat IRIS problems as a serious issue rather than a small technical matter.

Tax Professionals Face Problems

Tax lawyers and consultants are among the most frequent users of IRIS. They work with the system every day and have to deal with different types of taxpayers.

According to concerns raised by tax bar representatives, technical problems can create extra work for professionals and their clients. A problem that may look small from a technical point of view can have a major effect when a taxpayer is close to a filing deadline.

For example, if information does not appear correctly in a taxpayer’s account, the tax professional may have to spend extra time checking records. If an application is not processed on time, the taxpayer may have to contact FBR officials or submit complaints.

The situation can become even more difficult when different parts of the tax system do not properly share information.

Recent discussions between tax bars, FBR and PRAL highlighted concerns about data reconciliation, system integration, invoice validation, withholding statements and other digital tax services.

System Downtime Is a Major Concern

One of the biggest concerns for taxpayers is system downtime.

FBR has previously announced periods when IRIS would be temporarily unavailable for maintenance and system improvements. More recently, FBR announced planned maintenance from August 8 to August 10, 2026, during which IRIS and several other digital tax services were temporarily unavailable. FBR advised taxpayers to complete time-sensitive activities before the maintenance period.

Planned maintenance is normal for any large digital system. In fact, regular maintenance is necessary to improve security and performance.

The problem arises when taxpayers cannot predict whether a system will remain available when they need it.

Tax filing often increases sharply around important deadlines. Thousands of people may try to submit returns at the same time. If the system becomes slow or unavailable during those hours, taxpayers can become worried about missing deadlines.

Tax lawyers therefore want FBR to make the system more stable and better prepared for periods of heavy use.

Data Matching Problems Can Create Confusion

Another important concern is the accuracy of information shown inside IRIS.

Taxpayers depend on the information displayed in their accounts. This can include withholding tax records and other details connected to their tax affairs.

If information is missing or does not match the taxpayer’s actual records, it can create confusion.

A taxpayer may believe that a tax amount has already been deducted, while the system may not show the same information. A business may have records that do not match the information available through the online system.

Such differences can take time to resolve.

The Federal Tax Ombudsman has also dealt with complaints concerning IRIS. A decision discussing IRIS 2.0 noted complaints about errors and omissions after the new system was launched, including differences between sections of the system and missing withholding information.

These issues show why accurate and properly connected data is so important.

Tax Filing Should Not Become a Technical Test

For an ordinary taxpayer, paying taxes is already a serious responsibility. The online system should make this responsibility easier, not more difficult.

Many taxpayers are not IT experts. They may understand their business, salary, property or financial records, but they may not understand complicated software problems.

When the portal is difficult to use, they often have to depend on tax consultants or other professionals.

FBR has provided tutorials and written guidance to help people use IRIS. It also says that taxpayers can use its support services when they face problems.

Still, better guides alone cannot solve technical problems.

If a page does not load, a record does not appear, an application gets stuck or the system gives an error, a user needs the problem fixed at the system level.

FBR Has Already Tried to Improve IRIS

It is important to note that FBR has not ignored the need for improvement.

The tax authority launched IRIS 2.0 in July 2023. FBR said the upgraded system included changes to the backend and frontend and was designed to provide a smoother experience for users. The authority also said the earlier versions had faced problems during heavy system loads.

FBR has also announced other upgrades over the years.

For example, the tax authority previously announced changes to the IRIS architecture to improve speed, security and functions.

The continued upgrades show that the government understands the importance of the platform.

However, tax lawyers say that simply launching a new version is not enough. The system needs regular testing, quick correction of errors and strong support for users.

Better Testing Is Needed

One lesson from the problems raised by stakeholders is that large changes to a tax system should be tested carefully before they are introduced on a wide scale.

The Federal Tax Ombudsman previously noted concerns that some changes in IRIS 2.0 appeared to have been introduced quickly, with complaints about errors and a lack of proper testing and user guidance.

For a system that handles sensitive financial information, testing is extremely important.

A new feature may work correctly in a test environment but create problems when thousands of people use it at the same time.

FBR and PRAL should therefore carry out strong testing before major changes are introduced. They should also involve tax professionals in testing because lawyers, accountants and consultants use IRIS regularly and can identify practical problems that may not be noticed by software teams.

A Strong Complaint System Is Also Important

Another area that needs attention is taxpayer support.

When something goes wrong, users need a simple way to report the problem and track its progress.

FBR says its Taxpayers’ Services Wing provides support through its helpline and complaint system. The department says complaints can receive a case number and be sent to the relevant support team.

This is a useful system, but taxpayers need quick solutions, especially when the issue affects a filing deadline.

A complaint number alone does not help if the problem remains unresolved for several days.

Tax professionals would benefit from a system where technical complaints are clearly divided into categories. For example, login problems, missing data, incorrect tax calculations, application delays and system errors could each be sent directly to the right technical team.

This could reduce delays and prevent taxpayers from repeatedly explaining the same problem.

The System Must Handle Busy Filing Seasons

One of the biggest tests for IRIS comes during tax return season.

The system may work reasonably well when the number of users is normal. But when thousands of taxpayers try to file returns near a deadline, the pressure becomes much higher.

FBR itself has acknowledged that earlier versions of IRIS faced performance problems during peak loads.

This is why system capacity needs to be planned around the busiest days, not ordinary days.

The goal should be simple: taxpayers should be able to log in, complete their forms and submit their returns without worrying that the website will suddenly stop working.

Taxpayers Need Confidence

A good digital tax system is not only about technology. It is also about trust.

When people believe that the online system is reliable, they are more likely to complete their tax responsibilities on time.

But repeated technical problems can create frustration. People may start delaying their filings because they expect the system to have issues.

This can be especially difficult for small businesses and individuals who do not have large accounting teams.

Pakistan wants to increase its tax base and improve tax compliance. A reliable digital system can support that goal. But an unreliable system can have the opposite effect.

What FBR Should Do

Tax lawyers’ concerns should be taken seriously because they come from people who work directly with the system.

FBR and PRAL should focus on several areas.

First, the basic performance of IRIS needs to remain stable, especially during peak filing periods.

Second, information from different tax systems should be properly connected so that taxpayers do not face unnecessary data mismatches.

Third, major software changes should be tested carefully before being introduced.

Fourth, technical complaints should be handled quickly, with clear timelines for resolution.

Fifth, taxpayers should receive simple instructions whenever the system changes.

Finally, FBR should regularly consult tax lawyers, accountants and business representatives. These users can provide practical feedback about problems that may not be visible from inside the government offices.

A Reliable IRIS Can Help Pakistan’s Tax System

Pakistan is moving towards greater use of technology in tax collection and reporting. This is the right direction.

Digital tax systems can reduce paperwork, improve record keeping and make it easier for taxpayers to complete their responsibilities. FBR’s own IRIS system is a major part of this digital shift.

But technology only works when it is reliable.

Tax lawyers are therefore urging FBR to act before existing problems become bigger. Their message is not simply about making a website faster. It is about building a tax system that people can depend on.

The government has already invested in IRIS upgrades and digital tax services. The next step should be to make sure these systems work smoothly in real-life situations.

Conclusion

IRIS has become an important part of Pakistan’s tax system. From registration to income tax returns and wealth statements, taxpayers depend on the platform for several important tasks.

FBR has taken steps to improve the system, including the launch of IRIS 2.0 and later technical upgrades. However, concerns raised by tax professionals show that more work is still needed. Recent discussions have pointed to issues involving downtime, data matching, integration, invoice validation and application delays.

The warning from tax lawyers should not be ignored.

A taxpayer should not have to worry that a technical problem will stop them from meeting a legal deadline. Businesses should not lose valuable time because two parts of a government system cannot properly exchange information. Tax consultants should not have to spend hours dealing with problems that could be solved through better software and support.

FBR now has an opportunity to make IRIS stronger, faster and easier to use. Fixing these problems early will benefit taxpayers, tax professionals and the government itself.

If Pakistan wants a modern and effective tax system, it needs a digital platform that people can trust. IRIS is at the centre of that effort, and making it reliable should be treated as a priority rather than something to deal with later.

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Govt Signals Return of Targeted Fuel Subsidy

Usman Yaqoob
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0
Govt Signals Return of Targeted Fuel Subsidy

The federal government has indicated that it may bring back a targeted fuel subsidy if tensions in the Middle East continue and international oil prices remain high. The possible move is aimed at protecting ordinary Pakistanis from another major increase in petrol and diesel prices while allowing the government to continue its plan for market-based fuel pricing.

Petroleum Minister Ali Pervaiz Malik recently said that the government could restart the targeted subsidy system within a few days if the situation in the region does not improve. The government has also suggested that provincial governments could help finance the scheme.

The announcement has come at a time when Pakistan is facing pressure from rising global oil prices, limited financial resources and growing concerns about the impact of expensive fuel on households, transporters, farmers and businesses.

Why the Government Is Considering the Subsidy

Pakistan depends heavily on imported petroleum products. This means that when international oil prices rise, the impact is quickly felt in the local market. Higher fuel prices increase transportation costs and can also push up the prices of food and other daily-use items.

The latest pressure is linked to continued tensions in the Middle East and the effect of the US-Iran conflict on international oil markets. Disruptions around important shipping routes have created uncertainty about the supply and cost of crude oil.

For Pakistan, this is a serious issue because the country has limited room to absorb large increases in fuel costs. The government is also working under an International Monetary Fund programme, which puts pressure on the country to manage public spending carefully.

In this situation, officials are trying to find a balance between two difficult choices. On one side, the government wants to avoid putting the full burden of higher international oil prices on ordinary people. On the other side, it cannot continue paying a large subsidy for everyone because public funds are already under pressure.

A targeted subsidy offers a middle path. Instead of reducing the price for every fuel consumer, the government can provide support to selected groups that are considered more vulnerable.

Earlier Targeted Subsidy Programme

Pakistan has already used a targeted fuel subsidy system to provide relief during periods of high fuel prices. According to the petroleum minister, the federal government initially allocated around Rs130 billion for fuel subsidies before provincial governments were also brought into the arrangement.

The basic idea behind the programme was simple. Rather than giving a subsidy to every person who buys petrol or diesel, financial support would be directed towards people who need it the most.

This approach can help reduce the cost for lower-income citizens without requiring the government to spend huge amounts of money on a subsidy for the entire population.

The government is now considering bringing back this model if the international oil situation remains difficult.

Relief for Common Pakistanis

Fuel prices have a direct effect on the daily lives of people across Pakistan. A rise in petrol prices can make travelling to work, school or markets more expensive. It can also increase the operating costs of motorcycles, cars, rickshaws and public transport.

For families that already have tight monthly budgets, even a small increase in transport expenses can create serious problems.

The situation is even more difficult for people who depend on their vehicles for earning their income. Rickshaw drivers, delivery workers, small transport operators and other workers can face higher expenses when petrol becomes expensive.

Farmers are also affected by diesel prices because tractors, tube wells, harvesters and other agricultural equipment often depend on diesel. When diesel prices rise, the cost of farming can increase as well.

This can eventually affect food prices because higher farming and transportation costs are often passed on to consumers.

A targeted fuel subsidy could therefore provide relief to groups that face the greatest pressure from higher fuel costs.

Government Wants to Avoid a Universal Subsidy

The government has made it clear that it does not want to return to a broad fuel subsidy system that benefits everyone regardless of their income.

A universal subsidy may appear attractive because it keeps fuel prices lower for all consumers. However, it can place a heavy burden on the national budget.

Wealthier consumers who own multiple vehicles can also receive more benefit from such a system simply because they use more fuel. At the same time, people with very low incomes may receive little benefit if they do not own cars or use large amounts of fuel.

A targeted system is designed to avoid this problem by sending support to specific groups.

This means the government can spend a smaller amount while still helping people who are most affected by expensive fuel.

Petroleum Pricing Reform Will Continue

Even while discussing a possible subsidy, the government has said it remains committed to changing the way petroleum prices are determined.

Petroleum Minister Ali Pervaiz Malik has defended the government’s daily pricing system and the wider plan to move towards petroleum price deregulation. Under this approach, fuel prices are linked more closely to international market conditions instead of being kept artificially low by the government.

The minister has argued that the daily pricing system can help prevent sudden and very large price shocks. Instead of waiting for a weekly or fortnightly revision, changes can be passed on more gradually.

The government believes this will make the pricing system more transparent and allow consumers and businesses to better understand how international oil prices affect local fuel rates.

However, the plan has also faced criticism, particularly from people who are worried that frequent price changes could make it harder for businesses and households to plan their expenses.

The Problem of Limited Government Funds

One of the biggest challenges for the government is the shortage of financial space.

Pakistan cannot simply keep fuel prices low by paying the difference from the national budget. Every rupee spent on a fuel subsidy is money that cannot be used elsewhere.

The government needs funds for schools, hospitals, salaries, development projects, debt payments and many other areas.

The petroleum minister has also pointed out that Pakistan is working under an IMF programme and has limited financial resources. He said that the government ultimately has to recover the actual cost of fuel from consumers. Otherwise, the cost would have to be carried by another part of the economy or the government budget.

This is why officials are talking about a targeted system rather than a permanent general subsidy.

Middle East Situation Remains Important

The future of the subsidy is closely linked to developments in the Middle East.

If tensions remain high and international oil prices continue to rise, Pakistan could face another difficult period for fuel costs. The country imports much of its petroleum, so international price increases can quickly create pressure on the local market.

The Strait of Hormuz is especially important because it is a major route for global oil shipments. Any disruption in the region can affect international supply and prices.

Pakistan therefore has to closely monitor international developments while also protecting its own fuel supplies and foreign exchange position.

If global oil prices come down, the need for another major subsidy could become smaller. But if prices remain high for a longer period, the government may have little choice but to provide targeted support to vulnerable consumers.

Provinces May Help Finance the Scheme

Another important part of the government’s plan is the possible involvement of provincial governments.

According to the petroleum minister, the provinces were previously brought into the targeted subsidy arrangement after the federal government started the programme.

Sharing the cost between the federal and provincial governments could make the programme easier to manage.

It would also spread the financial responsibility instead of placing the entire burden on the federal budget.

However, the exact structure of any new programme has not been fully explained. The government would need to decide which groups qualify, how payments would be made and how the system would prevent misuse.

Technology Could Improve Targeting

A major concern with subsidies is making sure the money reaches the right people.

If a subsidy is given without proper checks, there can be a risk of fraud, duplicate claims or support going to people who do not actually need it.

Technology can help solve some of these problems. Digital records and identity-based systems can make it easier to identify eligible citizens and monitor payments.

A properly designed digital system could also reduce the chances of middlemen taking advantage of the programme.

For ordinary citizens, the most important thing would be a simple system that does not require long paperwork or repeated visits to government offices.

Impact on Transport and Agriculture

The benefits of targeted fuel relief could be particularly important for the transport and agriculture sectors.

Transport costs are closely linked to fuel prices. When petrol and diesel become more expensive, transport operators may increase fares or delivery charges.

This can affect the price of vegetables, fruits, groceries and other products because goods need to be moved from farms and factories to markets.

Agriculture also depends heavily on fuel. Diesel is widely used for farm machinery and other activities. Higher diesel costs can increase the overall cost of producing crops.

Helping selected farmers and transport workers could therefore have an effect beyond the individual receiving the subsidy. It could also help reduce some of the pressure on food and transport prices.

What Consumers Can Expect

For ordinary consumers, the possible return of the targeted subsidy is a sign that the government understands the pressure created by high fuel prices.

However, it should not be seen as a promise that petrol and diesel will become cheap for everyone.

The government’s broader policy remains focused on market-based fuel pricing. This means international oil prices will continue to play an important role in determining what consumers pay.

The subsidy, if introduced, would mainly be designed to protect selected vulnerable groups from the worst effects of price increases.

This is different from freezing fuel prices for the entire country.

A Difficult Balance for the Government

The government is facing a difficult task. It needs to protect people from rising living costs without creating another major financial problem for the country.

Keeping fuel prices artificially low may provide immediate relief, but it can also create a large bill for the government. On the other hand, passing the full increase to consumers can hurt families, workers and businesses.

A targeted subsidy attempts to balance these two concerns.

The success of such a programme will depend on how well it is designed and managed. If the support reaches the right people quickly, it can provide meaningful relief. If the system is slow, complicated or poorly monitored, its benefits may be limited.

Final Thoughts

The government’s latest statement shows that a targeted fuel subsidy could return if Middle East tensions continue and global oil prices remain under pressure.

The possible programme would focus on protecting vulnerable citizens rather than reducing fuel prices for everyone. Provincial governments may also help fund the scheme, while the federal government continues with its broader plan for petroleum price reforms.

For Pakistan, the main challenge is finding a practical balance between consumer relief and financial responsibility. The country cannot ignore the impact of expensive fuel on ordinary people, but it also cannot afford unlimited subsidies.

If introduced carefully, a targeted subsidy could give much-needed support to people who depend on fuel for transport, farming and daily work. At the same time, continuing with transparent fuel pricing could help Pakistan adjust more smoothly to changes in international oil markets.

Ultimately, the biggest relief for consumers would come from lower global oil prices and greater stability in the region. Until that happens, the government may have to use targeted support to reduce the pressure on those who are least able to handle another increase in fuel costs.

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Refineries Urge Govt to Finalize Upgrade Agreements Without Delay

Usman Yaqoob
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Refineries Urge Govt to Finalize Upgrade Agreements Without Delay

Pakistan’s oil refineries have asked the government to complete and sign long-awaited upgrade agreements as soon as possible. The industry says further delays could slow down important investment plans and make it harder for refineries to improve their production facilities.

The refineries believe that the proposed agreements are important for the future of Pakistan’s oil sector. They would provide a clear path for companies to invest in modern equipment, improve fuel quality and increase the production of products that are currently imported.

The industry has been waiting for progress on the refinery upgrade programme for a considerable period. Refinery companies have already shared their plans and investment proposals, but the final agreements are still needed before major work can move ahead.

Why Refinery Upgrades Are Important

Pakistan depends heavily on imported petroleum products to meet its energy needs. Local refineries process crude oil into products such as petrol, diesel, furnace oil and other fuels. However, many existing plants use old technology and cannot produce enough high-quality fuel to fully meet modern requirements.

Upgrading these plants could help change this situation. New equipment and better technology can allow refineries to process crude oil more efficiently and produce a larger quantity of petrol and diesel.

Modernisation can also help improve the quality of locally produced fuel. This is important because Pakistan has been working to bring fuel standards closer to international requirements.

If local refineries are able to produce more high-quality petrol and diesel, the country could reduce its dependence on imported fuel. This could also help save valuable foreign exchange.

Refineries Want Quick Action

The refinery industry wants the government to avoid further delays in finalising the agreements. According to the sector, companies need policy certainty before making large investments.

Refinery upgrades require billions of dollars and take several years to complete. Companies therefore need to know that the rules, taxes, pricing system and other conditions will remain clear and stable during the investment period.

The industry believes that the government and refineries have already spent significant time discussing the proposed framework. The next step, according to the companies, should be to complete the agreements rather than extend discussions for an indefinite period.

A clear agreement would allow refineries to begin detailed planning, arrange financing and move towards actual construction and installation work.

Large Investment Expected

Upgrading Pakistan’s refineries is expected to require a major investment. Refinery companies have been working on plans to expand and modernise their plants so that they can produce more useful petroleum products.

Such investment would not only benefit individual refinery companies. It could also support Pakistan’s wider economy.

Large industrial projects create demand for local engineering companies, construction firms, transport services and other businesses. Once the upgraded facilities become operational, they can also create new jobs and increase government revenue.

However, investors generally avoid making large commitments when policies are uncertain. This is why the refinery industry is pressing for the agreements to be completed without further delay.

Reducing Fuel Imports

One of the biggest advantages of refinery upgrades could be a reduction in Pakistan’s fuel import bill.

Pakistan spends a large amount of foreign exchange on importing petroleum products. When international oil prices rise, the cost of these imports can increase further. A stronger local refining sector could reduce the need to buy some finished petroleum products from abroad.

Instead of importing large quantities of petrol and diesel, Pakistan could process more crude oil locally. This would not completely remove the need for imports, but it could reduce pressure on the country’s foreign exchange reserves.

For an economy that regularly faces pressure on its dollar reserves, every reduction in the import bill can be helpful.

Better Fuel Quality

Fuel quality is another major reason behind the push for refinery modernisation.

Older refineries may not have the equipment required to produce enough cleaner fuels according to newer standards. Modern plants, on the other hand, can use better refining processes to produce fuels with improved quality.

Better fuel quality can support cleaner vehicle operations and help reduce harmful emissions. It can also support the use of newer vehicles that require higher-quality fuel.

As Pakistan’s automobile market develops, the need for better fuel standards is expected to grow. This makes refinery upgrades even more important for the country’s future energy needs.

What the Government Needs to Do

The refinery sector wants the government to move quickly and provide a clear direction. The main demand is that the upgrade agreements should be finalised and signed without unnecessary delays.

The government has to balance several issues while completing these agreements. It needs to make sure that the terms encourage investment while also protecting the interests of consumers and the national economy.

A stable policy framework is especially important. Refinery companies need confidence that they will be able to recover their investment over time.

At the same time, the government needs to ensure that consumers do not face unnecessary increases in fuel prices because of the upgrade programme.

Finding this balance is not easy, but continued delays can create their own problems.

Impact on Pakistan’s Energy Sector

A modern refinery industry could play a bigger role in Pakistan’s energy system.

At present, the country’s petroleum market depends on both local refining and imported finished products. If local refineries become more efficient, the balance could gradually shift towards greater domestic production.

Modern refineries can also provide more flexibility. They can process crude oil more efficiently and adjust production according to market demand.

This could become particularly useful when international supply chains face problems. Global conflicts, shipping disruptions and sudden price increases can all affect petroleum imports.

A stronger local refining sector would give Pakistan an additional layer of protection against such external problems.

The Cost of Delaying Upgrades

The refinery industry believes that delaying investment could have a long-term cost for the country.

Old plants become less competitive as technology improves. Maintenance costs can rise, efficiency can fall and the ability to produce modern fuel grades can become limited.

If upgrades continue to be delayed, Pakistan may have to depend more on imported petroleum products. This can increase pressure on foreign exchange reserves and expose consumers to changes in international oil prices.

There is also the risk that investors may become less interested if major projects remain stuck for too long.

For this reason, the refinery sector wants the government to provide a clear timeline and complete the process.

Possible Benefits for Consumers

Consumers could also benefit from a stronger local refinery sector, although the benefits may take time to appear.

Higher local production could improve the supply of petrol and diesel and reduce the country’s dependence on imported finished products. Better fuel quality could also benefit motorists and the environment.

However, refinery upgrades will require major spending. Companies will need to recover these costs, and the final impact on fuel prices will depend on government policy, crude oil prices, taxes and other market conditions.

Therefore, consumers should not expect immediate or dramatic reductions in petrol or diesel prices simply because refinery upgrades take place.

The bigger benefit would be a stronger and more reliable petroleum supply system over the long term.

Importance of Policy Stability

For the refinery industry, policy stability is just as important as the investment itself.

Companies making billion-dollar investments cannot work with rules that change frequently. They need confidence that the government will continue to support the agreed framework for many years.

A stable policy can also encourage other investors to consider Pakistan’s energy sector.

If the government successfully completes the refinery agreements and ensures that the agreed conditions remain in place, it could send a positive message to both local and foreign investors.

On the other hand, continued uncertainty could discourage investment and delay the modernisation of the sector even further.

A Chance to Strengthen Local Industry

Pakistan has often faced challenges because of its dependence on imported energy products. Strengthening domestic refining capacity can help reduce this dependence and improve the country’s energy security.

Refinery upgrades can also support local industrial growth. Engineering, manufacturing, construction and technical service companies could receive new business opportunities as modernisation projects move forward.

The projects may also create demand for skilled workers and technical experts. Over time, this can help improve Pakistan’s industrial skills base.

In this way, refinery investment is not only about producing more fuel. It can also contribute to wider economic activity.

What Happens Next

The next major step is for the government and refinery companies to complete the remaining work on the upgrade agreements.

The industry is making it clear that it does not want the process to remain stuck in discussions. Companies need formal agreements before they can confidently move ahead with large-scale investment.

The government, meanwhile, needs to make sure that the final framework is practical, transparent and financially workable.

If both sides reach an agreement soon, refinery companies could begin moving towards the next stages of their modernisation plans. This could eventually result in better production capacity, improved fuel quality and lower dependence on imported petroleum products.

A Decision Pakistan Cannot Delay Forever

Pakistan’s refinery sector is at an important stage. The country needs modern energy infrastructure, but achieving this requires long-term investment and clear government policies.

The demand from refineries to finalise upgrade agreements reflects the urgency of the situation. Companies are ready to invest, but they need certainty before committing large amounts of money.

For Pakistan, completing these agreements could be an important step towards building a more modern and efficient petroleum industry. It could help reduce fuel imports, save foreign exchange, improve fuel quality and create new opportunities for local businesses.

However, these benefits will only become possible if the process moves forward.

The government now faces the task of turning years of discussions into concrete action. Finalising the agreements without further unnecessary delays could give the refinery sector the confidence it needs to invest.

For a country dealing with high import costs and ongoing energy challenges, strengthening local refining capacity is a step worth taking. A modern refinery sector can support energy security, industrial growth and economic stability.

The industry’s message is therefore simple: the time for further delays is over, and the upgrade agreements should be completed as soon as possible.

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Pakistanis Are Not Cockroaches: Ahsan Iqbal Rejects Hurtful Comparison

Usman Yaqoob
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0
Pakistanis Are Not Cockroaches: Ahsan Iqbal Rejects Hurtful Comparison

Federal Minister for Planning and Development Ahsan Iqbal has strongly rejected a comparison that described Pakistanis in an insulting manner, saying that the people of Pakistan should never be treated or spoken about as if they were unwanted pests.

His remarks came during a discussion about Pakistanis living, working and studying in other countries. The minister said that Pakistanis are hardworking, talented and respectable people who have made valuable contributions in many parts of the world. He stressed that the country’s citizens deserve respect regardless of where they live.

Iqbal’s comments have drawn attention because they touch on a sensitive issue for millions of Pakistanis. A large number of Pakistani citizens live abroad for jobs, education, business and family reasons. Their role in supporting their families and the national economy is also important.

A Strong Response to an Insulting Comparison

Ahsan Iqbal made it clear that he did not accept the use of language that compared Pakistanis with cockroaches. He said such words are not only offensive but also unfair to a nation whose people have worked hard to build better lives for themselves and their families.

The minister’s response reflects a wider concern about how Pakistani citizens are sometimes discussed in foreign countries. While Pakistanis living abroad may face challenges related to immigration, employment or social issues, Iqbal argued that these problems should not be used as an excuse to insult an entire nationality.

According to him, every Pakistani should be judged as an individual rather than being placed under a negative label because of nationality.

The message behind his statement was simple: Pakistanis are human beings with dignity, skills, hopes and dreams. They should be treated with the same respect given to people from other countries.

Millions of Pakistanis Live Abroad

Pakistan has one of the largest overseas communities in the world. Pakistani citizens can be found in the Gulf countries, the United Kingdom, Europe, North America, Australia and many other regions.

Many of these people leave Pakistan because they want better employment opportunities or a more stable future for their families. Some work in construction, transport, health care, engineering, information technology, education and business. Others operate small and large businesses in foreign markets.

For many families in Pakistan, relatives working abroad are an important source of financial support.

These overseas Pakistanis regularly send money back home. Such remittances help families pay for food, education, healthcare, housing and other daily needs. At the national level, these funds also play an important role in supporting Pakistan’s foreign exchange position.

Iqbal’s remarks therefore carry significance beyond a simple statement about language. They also highlight the importance of the Pakistani diaspora and its connection with the country.

Pakistani Workers Make Important Contributions

A major part of Pakistan’s overseas community consists of workers who have spent years away from their homes.

Thousands of Pakistani workers travel to countries in the Middle East every year in search of jobs. Many work long hours and live far away from their families. They contribute to foreign economies while using their earnings to support people back home.

These workers include drivers, electricians, technicians, engineers, construction workers, healthcare professionals and many others.

Their work may not always receive enough attention, but it has a direct impact on both their host countries and their families in Pakistan.

For this reason, insulting an entire nationality can hurt millions of ordinary people who are simply trying to earn an honest living.

Iqbal’s statement can be understood as a demand for greater respect for these workers and for all Pakistanis living outside the country.

The Importance of National Dignity

The issue also raises questions about national dignity.

Every country has problems. Pakistan is no exception. The country faces economic difficulties, political disagreements, unemployment and other challenges. However, these issues do not mean that its citizens should be insulted or treated as less valuable than people from other nations.

A country’s citizens carry their own identity wherever they go. When a Pakistani works in another country, he or she is still a member of a family and community back home.

Iqbal’s comments highlight the idea that criticism should be based on actions and facts rather than nationality.

If an individual breaks a law, that person should be held responsible. But blaming or insulting an entire group because of the actions of a few people is unfair.

Pakistanis Have Achieved Success Around the World

Pakistanis living abroad have also achieved success in many fields.

There are Pakistani doctors working in major hospitals, engineers involved in large projects, researchers working at respected institutions and businesspeople running successful companies. Pakistani students are also studying at universities across the world.

Many overseas Pakistanis have built strong communities while maintaining links with their homeland.

Their success shows that Pakistan has a large pool of talent. With the right opportunities, Pakistani citizens can compete internationally and make meaningful contributions.

There are also many examples of overseas Pakistanis helping Pakistan through investment, charity, education and professional knowledge.

Iqbal’s comments come at a time when the contribution of the overseas Pakistani community remains important for the country.

Respect Should Work Both Ways

The minister’s statement also points towards a broader principle: respect should work both ways.

Pakistanis living in other countries are expected to follow local laws and respect local customs. At the same time, they should also be treated fairly by governments, employers and communities.

Being a foreign worker or immigrant does not remove a person’s basic right to dignity.

People may have different languages, cultures and backgrounds, but they still deserve basic human respect.

This is particularly important for workers who may have limited power in a foreign country. They may depend on employers for their jobs and income, making them more vulnerable to unfair treatment.

Strong protections and fair treatment can help ensure that overseas workers are able to live and work without fear of discrimination.

Why Words Matter

Words used by public figures and political leaders can have a major effect on public opinion.

When an entire nationality is described using an insulting comparison, it can strengthen negative attitudes against ordinary people. Such language can also encourage discrimination in workplaces and communities.

That is why Iqbal’s rejection of the comparison is important.

His statement sends the message that disagreements and criticism should be expressed in a responsible way. There is no need to use degrading language when discussing immigration, foreign workers or international relations.

People can debate policies without attacking the dignity of millions of citizens.

The Role of Overseas Pakistanis in the Economy

Overseas Pakistanis have a major economic connection with Pakistan.

Money sent by Pakistanis working abroad reaches families across the country. These remittances support household spending and help many families meet their basic needs.

In smaller towns and villages, income from family members working overseas can make a major difference. It may help a family build a house, pay school fees, start a business or cover medical expenses.

The overseas Pakistani community also has the potential to bring investment and knowledge to the country.

Many Pakistanis who gain experience abroad can use that knowledge when they return home or invest in Pakistani businesses. Their international experience can help local companies improve their standards and connect with global markets.

Therefore, the relationship between Pakistan and its citizens abroad is much larger than the money they send home.

A Message to the Younger Generation

Iqbal’s comments can also be seen as a message to young Pakistanis.

Young people today are increasingly connected with the rest of the world. Many plan to study or work abroad. They want to gain new skills and find better career opportunities.

Going abroad does not mean abandoning one’s identity.

A Pakistani student or worker can build a successful career overseas while remaining connected to family, culture and country.

Young Pakistanis can also represent their country through their behaviour, professional work and achievements.

At the same time, they should understand that their nationality is not something they need to hide because of negative stereotypes.

Problems Should Be Addressed Without Insults

Pakistan faces many issues that require serious discussion. Questions about migration, illegal travel, employment and immigration rules are important. Governments have the right to make and enforce laws.

However, these matters should be discussed through facts and proper debate.

If there are concerns about illegal immigration, the focus should be on immigration laws and the individuals involved. If there are problems with workers, the authorities should investigate those cases.

Using insulting words against an entire population does not solve any problem.

Instead, such language can create anger and make relations between communities more difficult.

Pakistan Needs to Support Its Citizens Abroad

Iqbal’s statement also brings attention to the responsibility of the Pakistani government.

Pakistan has millions of citizens living overseas, so protecting their interests should remain an important part of government policy.

Pakistani missions abroad can play a role in helping workers and citizens who face legal, employment or other difficulties.

Better support can also help prevent workers from becoming victims of fraud or exploitation.

The government can further improve training and information for people who plan to travel abroad for employment. Workers should know their rights, understand their contracts and have access to help when they face problems.

Such steps can make overseas employment safer and more beneficial.

A Call for Respect and Better Understanding

At the heart of Ahsan Iqbal’s statement is a call for respect.

Pakistanis are a diverse group of people with different professions, backgrounds and opinions. They cannot be described fairly through one negative comparison.

Some Pakistanis live in villages, while others live in major international cities. Some work with their hands, while others work in offices, laboratories and hospitals. Some run businesses, while others are students.

What connects them is their shared nationality and their connection with Pakistan.

That identity should not be used as a reason to insult them.

Conclusion

Ahsan Iqbal’s statement that Pakistanis are not cockroaches has brought attention to the importance of dignity and respect for people living abroad. His remarks reject the idea that an entire nationality should be judged through offensive language or stereotypes.

Millions of Pakistanis live outside the country and work hard to support their families. They contribute to foreign economies, send valuable remittances to Pakistan and, in many cases, build successful careers and businesses.

Pakistanis living abroad should follow the laws of their host countries and respect local communities. At the same time, they deserve fair treatment and basic human dignity.

Discussions about immigration, foreign workers and social problems should be based on facts rather than insults. Criticism can be strong without becoming hateful or disrespectful.

Iqbal’s message is ultimately about recognising the value of ordinary Pakistani citizens. Whether they are working in a foreign country, studying at a university or running a business, they remain people with families, responsibilities and ambitions.

Their nationality should never be used to deny their dignity.

For Pakistan, the overseas community is not only an important source of financial support but also a valuable part of the country’s global presence. Respecting these citizens and protecting their rights can help build a stronger relationship between Pakistan and its people around the world.

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Pakistan to Help Protect Arab World From US-Iran War

Usman Yaqoob
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0
Pakistan to Help Protect Arab World From US-Iran War

Pakistan is preparing to take a bigger role in protecting Arab countries as tensions betweenthe United States and Iran continue to create serious security concerns in the Middle East. Islamabad is set to contribute to a Saudi-led multinational maritime defense coalition that aims to improve the protection of important sea routes and help defend regional countries from possible attacks.

Under the new arrangement, Pakistan will provide the first deputy commander of the Saudi-led Multinational Maritime Defense Coalition. The move is an important step for Pakistan because it gives the country a direct role in the security structure being developed in the region.

The development comes at a time when the Middle East is facing a difficult security situation. The continuing conflict between the US and Iran has already affected several countries, while attacks on Gulf targets and concerns around major shipping routes have increased pressure on Arab states to improve their defenses.

For Pakistan, the new role is also a careful balancing act. Islamabad has close relations with Saudi Arabia and other Gulf countries, but it also shares a long border with Iran and has repeatedly tried to maintain diplomatic relations with Tehran. Pakistan has previously played a role in efforts to bring the United States and Iran closer to negotiations.

Pakistan to Take a Key Position

Pakistan’s decision to provide the first deputy commander of the maritime coalition shows the growing importance of its military experience in regional security.

The coalition is being developed under Saudi leadership and is expected to work on protecting maritime routes, supporting regional security and responding to threats that could affect Arab countries. Its importance has grown because the wider US-Iran conflict has created new risks for shipping and energy supplies.

The Gulf region is extremely important for the global economy. Large amounts of oil and other goods move through its waters every day. Any major disruption can quickly affect fuel prices, international trade and the economies of countries far outside the Middle East.

Pakistan’s participation therefore goes beyond military cooperation. It also has an economic and diplomatic side. A safer maritime environment can help protect trade routes and reduce the chances of further damage to regional economies.

Why Saudi Arabia Needs More Security Support

Saudi Arabia has been working to strengthen its defensive capabilities as attacks and threats in the region continue.

The kingdom has faced attacks involving Iran-linked groups, including threats to oil facilities, shipping and other important infrastructure. Saudi Arabia has responded by building stronger defense partnerships with regional countries while also trying to avoid becoming deeply involved in a wider war.

The new maritime coalition is part of this broader effort.

Saudi Arabia wants to make sure that its important sea routes remain open and that its ports, energy facilities and commercial interests remain protected. The country also wants regional partners to share responsibility for security rather than depending completely on Western powers.

Pakistan is a natural partner in this effort because of its long military relationship with Saudi Arabia. Pakistani military personnel have worked with Gulf countries for decades, providing training, advice and other forms of security cooperation.

A New Defense Arrangement

The latest move should also be viewed alongside the new defense agreement between Pakistan, Saudi Arabia and Turkey.

The three countries signed the Mecca Joint Defense Agreement on August 7, 2026. Pakistan’s Foreign Minister Ishaq Dar described the agreement as defensive and said it was not designed to target any particular country. Under the arrangement, an attack on one member is treated as an attack on all, in line with the right of self-defense under the UN Charter.

The agreement brings together three countries with different but important strengths.

Pakistan has a large and experienced military and is the only nuclear-armed Muslim-majority country. Saudi Arabia has major financial resources, a strong regional position and a large defense budget. Turkey brings advanced military technology, a powerful armed force and its position as a NATO member.

Together, these countries can provide a stronger regional security structure.

However, officials have made it clear that the agreement is defensive. This is especially important because Iran remains an important neighbor and trading partner for Pakistan, and Islamabad does not want its new partnerships to be seen as a direct move against Tehran.

Pakistan’s Difficult Position Between Saudi Arabia and Iran

Pakistan’s role in the Middle East is not simple.

Saudi Arabia is one of Pakistan’s closest partners in the Gulf. Millions of Pakistanis work in Saudi Arabia and send money back home. The two countries also have strong military and economic relations.

At the same time, Iran is Pakistan’s neighbor. The two countries share a border of around 900 kilometers and have long-standing cultural, religious and economic links.

Because of this, Pakistan has strong reasons to avoid a direct confrontation with Iran.

Islamabad has repeatedly called for dialogue and a peaceful solution to the US-Iran conflict. Pakistan has also tried to maintain communication with both sides rather than openly supporting one side against the other. Its previous mediation efforts have given it a useful diplomatic position in the region.

The new security role could make this balance more difficult.

Pakistan wants to protect Saudi Arabia and other Gulf partners, but it also does not want to become part of a war with Iran.

Maritime Security Has Become More Important

One of the biggest concerns in the current crisis is the safety of important shipping routes.

The Gulf and the wider Red Sea region are major routes for international trade. Oil, gas and other goods pass through these waters every day. Any attack on commercial ships or closure of a major waterway could create problems for countries around the world.

The Strait of Hormuz is especially important because it connects the Persian Gulf with the Gulf of Oman and the wider Indian Ocean. A serious security crisis in this area can have a major impact on global energy markets.

The ongoing conflict has already increased concerns about the safety of shipping. The United States and Iran have exchanged military attacks, while regional countries have faced pressure from different armed groups.

For Pakistan, maritime security is also directly connected to its own economic interests.

Pakistan has a long coastline along the Arabian Sea and depends on sea routes for much of its international trade. Any major regional conflict could affect shipping costs, fuel supplies and the movement of goods into and out of Pakistan.

This gives Islamabad another reason to support efforts aimed at keeping regional waters safe.

Pakistan’s Military Experience Could Help

Pakistan has considerable experience working with Gulf countries.

Pakistani military personnel have served as trainers and advisers in several Middle Eastern countries over the years. Saudi Arabia has maintained particularly close defense ties with Pakistan, and Pakistani troops have previously been deployed in the kingdom for defensive duties and training.

This experience can be useful in the new coalition.

Pakistan can provide military planning, training and operational experience while working with forces from other participating countries. Its navy can also bring knowledge of maritime security and the protection of sea routes.

The role of deputy commander will give Pakistan a place in the coalition’s command structure. This could allow Pakistani officers to take part in planning and coordination rather than simply providing individual military personnel.

The Coalition Is Not Only About War

Although the new defense structure has been created during a period of conflict, its purpose is not necessarily to prepare for an offensive war.

Officials have stressed that the arrangements are defensive. The main goal is to protect countries, people, infrastructure and important trade routes from attacks.

This distinction is important for Pakistan.

Islamabad has a long history of saying that it does not want regional conflicts to grow into larger wars. By focusing on defense and maritime security, Pakistan can support its Arab partners while still maintaining its position that disputes should be solved through talks.

The country can also use its position to encourage dialogue.

Pakistan has already tried to act as a bridge between different sides during the US-Iran crisis. Its location and relationships with both Gulf states and Iran give it a role that some other countries cannot easily play.

Growing Regional Cooperation

The new coalition is also part of a larger trend in the Middle East.

Regional countries are increasingly looking at ways to improve their own security rather than relying entirely on outside powers.

Saudi Arabia has been building partnerships with countries such as Pakistan and Turkey. A wider maritime coalition involving several regional countries could create a stronger security network across important waterways. Reports say a number of regional countries are expected to take part in efforts to secure Red Sea trade routes.

This could become important in the coming years.

If regional countries work together more closely, they may be able to respond faster to threats and protect important infrastructure without waiting for outside military powers to act.

For Pakistan, stronger cooperation with Arab countries could also increase its diplomatic and strategic importance.

What This Means for Pakistan

Pakistan’s involvement could bring several benefits.

First, it can strengthen relations with Saudi Arabia and other Gulf countries. These countries are important economic partners for Pakistan and provide jobs to millions of Pakistani workers.

Second, a stronger security partnership could increase Pakistan’s influence in the Muslim world.

Third, Pakistan could gain a greater role in regional diplomacy. Its ability to communicate with both Arab states and Iran gives Islamabad an opportunity to support peace efforts while also helping its partners improve their security.

There are risks, however.

The biggest concern is that Pakistan could be pulled deeper into the conflict between the US and Iran. If the situation becomes worse and Saudi Arabia comes under direct attack, Islamabad could face pressure to provide greater military support.

Pakistan would then have to carefully manage its relations with Iran.

Protecting National Interests

Pakistan’s main challenge will be protecting its own national interests while supporting its regional partners.

The country is already dealing with economic pressures and cannot afford a long or costly military engagement abroad. A wider Middle Eastern conflict could also increase fuel prices, disrupt trade and create problems for Pakistani workers in Gulf countries.

This is why Pakistan is likely to continue stressing the defensive nature of its military cooperation.

Islamabad can support Saudi Arabia’s security without necessarily seeking direct confrontation with Iran. At the same time, Pakistan can continue encouraging negotiations and peaceful solutions.

This approach could allow Pakistan to remain involved in regional security without completely abandoning its diplomatic relationship with Tehran.

A Larger Role for Pakistan

Pakistan’s decision to provide the first deputy commander of the Saudi-led Multinational Maritime Defense Coalition marks an important development in its foreign and defense policy.

The country is moving into a more active role in protecting important regional sea routes and supporting the security of Arab countries. At the same time, Pakistan is trying to keep its diplomatic doors open to Iran and support efforts to reduce the wider conflict.

The new role comes at a sensitive time. The US-Iran conflict has already created serious security and economic risks across the Middle East, while attacks on Gulf targets have increased concerns about the future of regional stability.

Pakistan’s challenge will be to remain a reliable security partner for Saudi Arabia while avoiding unnecessary escalation with Iran.

If Islamabad manages this balance successfully, it could become an even more important player in Middle Eastern security and diplomacy.

For now, Pakistan’s message is clear: it is ready to help protect its Arab partners and important maritime routes, but it also wants the region to move toward stability and peace rather than a wider war. The country’s new role shows that Pakistan is becoming increasingly involved in regional security at a time when cooperation between Muslim-majority countries is becoming more important.

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Pakistan Seeks Fast Refinancing of $1.3 Billion Chinese Loan

Usman Yaqoob
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0
Pakistan Seeks Fast Refinancing of $1.3 Billion Chinese Loan

Pakistan has asked China to speed up the refinancing of a $1.3 billion commercial loan as the government works to maintain the country’s foreign exchange reserves and manage its external debt payments. Pakistani officials are in talks with Chinese authorities and want the refinancing process completed as soon as possible.

The request comes after Pakistan made large external debt payments in July. According to Ministry of Finance sources, the country paid around $2.2 billion in external debt during the month. About $1.3 billion of this amount was used to repay Chinese commercial loans.

Now, Pakistan wants the same amount to be refinanced by Chinese lenders. Officials expect the money to return to the country once the remaining terms and conditions are completed. The funds are expected to provide some relief to Pakistan’s foreign exchange reserves, which are closely watched because the country needs enough dollars to meet its external payment needs.

Pakistan Wants the Process Completed Quickly

The government has formally asked China to fast-track the refinancing of the $1.3 billion loan. Pakistani and Chinese officials are holding discussions to settle the remaining details.

Government sources say the two sides are working to complete the process at the earliest possible time. The final rules, terms and conditions are expected to be agreed soon. Once the process is completed, the refinanced amount could be released during the current month.

For Pakistan, the timing is important. When a large loan is repaid, the country’s foreign exchange reserves can come under pressure if the money is not quickly replaced. Refinancing helps reduce this pressure because the old loan is effectively replaced with new financing instead of requiring Pakistan to permanently lose that amount from its reserves.

This is why Islamabad is keen to see the Chinese refinancing completed without unnecessary delay.

Why the $1.3 Billion Matters

Pakistan has been working for years to improve its foreign exchange position and avoid pressure on its reserves. The country needs foreign currency to pay for imports, repay loans, meet interest payments and manage other international obligations.

A payment of $1.3 billion is significant for Pakistan. The amount is large enough to affect the country’s reserve position, particularly when it comes alongside other debt payments.

In July alone, Pakistan paid about $2.2 billion in external debt obligations. The $1.3 billion Chinese commercial loan was a major part of that payment. Officials therefore want the money to come back through refinancing so that the impact on reserves can be limited.

The government’s focus on refinancing also shows how important Chinese financing has become for Pakistan’s external financial management.

China Remains an Important Financial Partner

China has been one of Pakistan’s major financial partners for many years. Chinese banks have provided commercial loans, while China has also supported Pakistan through various other forms of financing.

In recent years, Pakistan has repeatedly relied on loan rollovers and refinancing arrangements with China to manage its external payment needs.

Such support has helped Pakistan avoid sudden pressure on its foreign exchange reserves. Instead of paying the full amount and losing the money from its reserves for a long period, the country can sometimes arrange for loans to be extended or refinanced.

China has previously rolled over major loans for Pakistan. For example, in February 2024, China rolled over a $2 billion loan that was due for repayment, giving Pakistan additional time to manage the payment.

More recently, China also refinanced a $1.3 billion commercial loan in 2025 after Pakistan had repaid the amount, according to reports at the time.

These arrangements are important because Pakistan continues to face large external financing requirements.

July Debt Payments Put Focus on Reserves

The latest request for refinancing follows Pakistan’s heavy debt payments in July.

The country paid around $2.2 billion in external debt during the month. This included the $1.3 billion payment to Chinese lenders. Such large payments can put pressure on foreign exchange reserves, especially when several obligations fall due around the same period.

State Bank of Pakistan Governor Jameel Ahmad also said that Pakistan had repaid $2.2 billion in external debt during July. He noted that the country’s overall external debt servicing requirement had fallen from $26.5 billion to $21.5 billion, while about $3.5 billion was expected to be paid in interest.

The figures show why the government is paying close attention to refinancing and other sources of external financing.

For Pakistan, maintaining a healthy reserve position is not only about having money in the central bank. Strong reserves also help the country meet international payments with greater confidence and reduce concerns about the ability to pay foreign creditors.

What Is Loan Refinancing?

Loan refinancing simply means replacing an existing loan with new financing.

In Pakistan’s case, the government has already repaid the $1.3 billion Chinese commercial loan. It is now seeking new financing from China to replace the amount that was paid.

This does not mean Pakistan is receiving free money. The refinanced amount remains a loan and will have to be managed under the new terms agreed between the lenders and Pakistan.

However, refinancing can provide important breathing space. It can help a country avoid losing a large amount of foreign currency from its reserves for a long period.

For a country facing high external debt payments, this can be an important part of financial planning.

Government Wants Better Reserve Management

Pakistan’s economic managers have been trying to improve the country’s financial position and build stronger foreign exchange reserves.

The government has also been working with international lenders and friendly countries to manage its financing needs. Support from China, Saudi Arabia and other partners has played a role in helping Pakistan meet its external obligations.

At the same time, Pakistan has been following reforms under its International Monetary Fund programme. These reforms are aimed at improving economic stability, increasing government revenue and reducing some of the financial problems that have affected the country in recent years.

The IMF’s latest review documents also show that Pakistan continues to depend on the rollover or refinancing of short-term bilateral financing as part of its overall external financing plan.

This makes the timely refinancing of Chinese loans even more important for the country’s financial planning.

Timing Is Important for Pakistan

The government’s decision to ask China to speed up the process is mainly linked to timing.

Pakistan has already made the $1.3 billion payment. Until the refinancing amount comes back, the country has to manage the effect of that payment on its reserves.

Officials therefore want the new financing to be released as quickly as possible after the remaining conditions are settled.

Sources have indicated that discussions between Pakistani and Chinese authorities are continuing. Once the final arrangements are completed, the funds are expected to be disbursed.

A quick inflow would give Pakistan additional room to manage other payments and protect its reserve position.

It Could Give Temporary Relief

The refinancing would provide relief, but it would not solve Pakistan’s larger debt problems on its own.

Pakistan still has major external financing needs. The country has to repay old loans, pay interest and continue meeting its import and other foreign currency requirements.

Loan refinancing can help with short-term pressure, but it does not remove the debt. The government will eventually have to repay the new financing as well.

This is why economists often stress the need for long-term reforms alongside external borrowing. Pakistan needs to increase exports, attract more investment, improve tax collection and reduce its dependence on borrowing to meet regular financial needs.

Still, refinancing can be useful when a country is trying to manage its cash flow and avoid sudden pressure on foreign exchange reserves.

Pakistan’s Dependence on External Financing

Pakistan has faced repeated pressure on its external account over the past several years. Weak foreign exchange earnings, high import bills and large debt payments have created challenges for the economy.

The country has therefore depended on support from international institutions and friendly countries.

China has been especially important because of its large role in Pakistan’s external financing. Chinese loans and rollovers have helped Islamabad manage several major payment deadlines.

In the last fiscal year, Pakistan secured billions of dollars in foreign loans, much of which came through rollovers from countries such as China and Saudi Arabia.

While this support helps Pakistan manage immediate financial pressure, it also highlights the need for the country to strengthen its own ability to generate foreign currency.

Broader Economic Impact

The successful refinancing of the $1.3 billion loan could have a positive effect on market confidence.

When investors and financial institutions see that Pakistan has enough financing to meet its external obligations, concerns about a possible payment crisis can decrease.

A stronger reserve position can also support stability in the foreign exchange market. It gives the central bank more room to manage external payments and helps reduce sudden pressure on the Pakistani rupee.

However, the impact of one refinancing deal should not be overstated. Pakistan’s financial stability depends on several factors, including exports, remittances, foreign investment, energy prices, debt repayments and international financing.

The government will therefore need to continue working on all of these areas.

China’s Role Remains Important

The latest request once again shows the importance of Pakistan-China financial relations.

China has supported Pakistan during difficult economic periods by extending or refinancing loans. These arrangements have helped Islamabad manage some of its biggest external payment challenges.

For Pakistan, maintaining good financial relations with Beijing is therefore important.

At the same time, the government needs to make sure that future financing is managed carefully. New borrowing should ideally support economic growth and help the country generate enough income to repay its obligations.

The long-term goal should be to move from repeated emergency financing towards a stronger economy that can meet its external needs through exports, investment and sustainable growth.

What Happens Next?

The immediate focus is on completing negotiations between Pakistan and Chinese authorities.

Officials are expected to finalise the remaining terms and conditions for the $1.3 billion refinancing. After that, the funds could be disbursed to Pakistan.

If the process is completed quickly, the inflow would help replace the amount recently paid to Chinese lenders and provide support to the country’s foreign exchange reserves.

The government will also continue to monitor its other external payment obligations. Managing these payments without putting too much pressure on reserves will remain a key challenge for economic policymakers.

A Short-Term Solution With a Bigger Message

Pakistan’s request to China for fast refinancing of $1.3 billion is more than a routine banking arrangement. It reflects the pressure that large external debt payments can place on the country’s finances.

The government has already paid the Chinese commercial loan and now wants the money to be refinanced quickly. The expected inflow could give the foreign exchange reserves some much-needed support after the country paid around $2.2 billion in external debt during July.

For the short term, the refinancing could make it easier for Pakistan to manage its external payments. It could also provide some comfort to financial markets and reduce pressure on reserves.

But the larger challenge remains. Pakistan needs to reduce its dependence on repeated loan rollovers and refinancing. Building stronger exports, increasing investment, improving tax collection and keeping government spending under control will be important for long-term stability.

For now, however, Islamabad is focused on one immediate goal: getting the $1.3 billion refinancing from China completed as quickly as possible. If the remaining conditions are settled soon and the funds are released, the move will provide useful financial support at a time when Pakistan continues to carefully manage its foreign exchange position.

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Govt, Industry Remain Divided as New EV Policy Faces Delay

Usman Yaqoob
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0
Govt, Industry Remain Divided as New EV Policy Faces Delay

Pakistan’s electric vehicle (EV) industry is once again facing uncertainty as the government and industry stakeholders remain divided over the country’s new EV policy. The policy was expected to provide a clear direction for the growing electric vehicle market, but its approval has been delayed because key issues between government departments and industry representatives have not yet been settled.

The delay has created concern among vehicle manufacturers, investors, dealers, and other businesses connected with the automobile sector. Many companies are waiting for the government to announce clear rules before making major investment decisions. At the same time, policymakers are trying to balance the needs of the industry with the country’s economic situation, tax requirements, energy needs, and plans to reduce fuel imports.

Pakistan has been trying to encourage the use of electric vehicles for several years. The government believes that EVs can help reduce the country’s dependence on imported petrol and diesel while also lowering pollution in major cities. However, the industry says that strong policy support is needed if electric vehicles are to become common on Pakistani roads.

New EV Policy Still Waiting for Final Approval

The proposed EV policy is expected to cover several important areas, including taxes, duties, local manufacturing, charging stations, battery technology, vehicle prices, and incentives for consumers and manufacturers.

However, discussions between the government and industry have not reached a final agreement. Different groups have different views about how quickly Pakistan should move toward electric mobility and what type of support should be provided to companies.

Industry representatives want a policy that gives investors confidence for the next several years. They argue that companies cannot invest large amounts of money in factories, technology, batteries, and charging networks if government rules keep changing.

Government officials, on the other hand, are looking at the wider economic impact of the policy. Pakistan already faces pressure on its foreign exchange reserves and must carefully manage imports. Policymakers therefore want to make sure that the shift toward electric vehicles also supports local production and does not simply increase imports of completely built vehicles.

Industry Wants Clear and Stable Rules

One of the biggest concerns among industry players is uncertainty. Companies entering the EV business need to know what taxes and duties they will face, what incentives will remain available, and what requirements they will have to meet for local production.

Industry members believe that a long-term policy can help attract both local and foreign investment. They say investors are more likely to establish manufacturing facilities in Pakistan if they know the rules will remain stable for a reasonable period.

The automobile industry also wants the government to clearly explain its plans for electric cars, motorcycles, buses, and other types of vehicles. Pakistan’s EV market is not limited to passenger cars. Electric motorcycles and three-wheelers may have an even bigger role because they are widely used by ordinary citizens and can be more affordable.

According to industry stakeholders, the government should also focus on making EVs affordable for consumers. High prices remain one of the biggest barriers to wider adoption. Although electric vehicles can save money on fuel and maintenance over time, their initial purchase price can still be too high for many Pakistani families.

Government Focuses on Local Manufacturing

The government has repeatedly talked about increasing local manufacturing in the automobile sector. The new EV policy is also expected to support local production rather than relying heavily on imported vehicles.

Local manufacturing can bring several benefits. It can create jobs, support parts suppliers, improve technical skills, and reduce the need to spend foreign currency on imported vehicles.

However, setting up an EV manufacturing industry requires investment in new technology. Electric vehicles are different from traditional petrol and diesel vehicles, particularly because of their batteries, motors, electronic systems, and software.

Pakistan’s existing auto industry has experience in traditional vehicle manufacturing, but companies will need new skills and equipment to compete in the EV market.

The government therefore faces the difficult task of encouraging local production while also allowing consumers to access affordable electric vehicles during the early stages of the market.

Tax and Duty Issues Remain a Major Challenge

Taxes and duties are among the most important parts of the EV policy. Any major change in these areas can directly affect vehicle prices and investment decisions.

Industry representatives want tax incentives that can make electric vehicles more competitive with traditional vehicles. They believe higher taxes on EVs could slow down market growth and discourage consumers from making the switch.

At the same time, the government needs to protect its tax revenue. Pakistan depends heavily on taxes collected from the automobile and fuel sectors. A rapid move away from petrol and diesel vehicles could eventually affect government revenue.

This is why policymakers have to consider both short-term and long-term effects.

A balanced approach could allow the government to provide incentives during the early years while gradually increasing local production and reducing the need for imported components.

Charging Network Needs More Attention

Another major issue is the lack of a strong charging network across Pakistan.

For electric vehicles to become popular, people need to feel confident that they can charge their vehicles when needed. In major cities, charging facilities are slowly appearing, but the network remains limited compared with petrol stations.

The problem is even greater for people who travel between cities. Drivers may hesitate to buy an electric car if they are unsure whether they will find a charging point during a long journey.

The new EV policy is therefore expected to provide a clear framework for charging stations. This could include rules for private companies, electricity connections, charging fees, technical standards, and locations.

The government may also need to work with power distribution companies to make sure charging infrastructure can be developed without creating additional problems for the electricity system.

Electricity Supply Is Another Concern

While EVs can reduce petrol consumption, they increase demand for electricity. This means Pakistan’s EV plans must also be connected with the country’s energy strategy.

Pakistan has faced electricity supply and pricing problems for years. If millions of vehicles eventually move from petrol to electricity, the power system will need to handle additional demand.

This does not mean EV adoption is impossible. However, proper planning will be necessary.

Experts and industry players have therefore called for better coordination between the automobile, energy, finance, and other relevant sectors. A successful EV policy cannot work in isolation.

The country will need enough electricity generation, a reliable transmission system, and charging facilities in areas where EV owners need them.

Electric Motorcycles Could Lead the Market

While electric cars receive much of the attention, electric motorcycles could play a major role in Pakistan’s EV transition.

Motorcycles are widely used across the country because they are cheaper than cars and consume less fuel. If electric motorcycles become affordable, many consumers may consider switching from petrol-powered bikes.

Lower running costs could make electric motorcycles attractive to students, workers, delivery riders, and families.

However, consumers will still look at battery life, charging time, replacement costs, and resale value before buying an electric bike. Manufacturers will need to address these concerns through better products and after-sales services.

A clear government policy could help companies invest in local production of electric motorcycles and their components.

Consumers Are Waiting for Better Options

For ordinary Pakistani consumers, the biggest question is simple: Will electric vehicles become affordable?

At present, price remains a major concern. People may understand the benefits of EVs but still choose petrol vehicles because they are cheaper to purchase and easier to service.

Electric vehicles can offer lower fuel and maintenance costs, but buyers often focus on the upfront price. If the government wants faster EV adoption, it will need to help bring prices down.

Better local production could eventually reduce costs. More competition among manufacturers could also give consumers more choices.

However, this process will take time. Companies need confidence that there will be enough demand before investing in large-scale production.

Investors Need Policy Certainty

The continuing delay is also important for investors.

Automobile companies generally make investment decisions based on long-term plans. Building factories and supply chains requires large amounts of money and cannot be done quickly.

If investors remain unsure about taxes, duties, local manufacturing rules, and future incentives, they may delay their projects.

This could slow down Pakistan’s EV industry at a time when other countries are moving ahead with electric mobility.

Industry representatives therefore want the government to settle differences quickly and announce a clear policy. They believe that even a policy with gradual targets would be better than continued uncertainty.

Pakistan Cannot Ignore the Global EV Shift

The global automobile industry is moving toward electric vehicles. Many countries are supporting EV production and sales through tax incentives, infrastructure development, and other measures.

Pakistan cannot completely ignore this change. If local companies fail to prepare, the country could become more dependent on imported electric vehicles and technology in the future.

A strong local EV industry could instead create new business opportunities.

Pakistan has a large population and a sizeable market for motorcycles and cars. With the right policies, local companies could develop products for domestic consumers and eventually explore export markets.

However, this requires cooperation between the government and private sector.

Need for Cooperation Instead of Disagreement

The current disagreement between the government and industry shows that EV policy is not a simple matter.

The government has to protect national economic interests, manage taxes, reduce imports, and support local manufacturing. Industry players need stable rules, incentives, and a reasonable environment for investment.

Both sides have valid concerns.

The best solution may be a policy that provides clear long-term targets while allowing the government to adjust certain measures as the market develops.

For example, incentives could be linked to local production levels. Companies that increase local manufacturing could receive greater support, while businesses that depend mainly on imports could face different rules.

Such an approach could encourage investment without putting excessive pressure on the national economy.

What the Delay Means for the EV Market

The delay in approving the new EV policy means that manufacturers and investors will likely continue waiting for clarity.

Consumers may also delay purchasing decisions if they expect prices or taxes to change after the policy is announced.

The longer the uncertainty continues, the harder it may become for the industry to plan investments.

However, the delay also gives the government and industry more time to resolve important issues. If used properly, this period could help produce a policy that is practical and beneficial for both businesses and consumers.

A Major Decision for Pakistan’s Transport Future

Pakistan’s electric vehicle transition is still in its early stages, but the decisions made today could shape the automobile industry for many years.

The country needs a policy that supports cleaner transportation without ignoring economic realities. It also needs to ensure that local companies get opportunities to grow and that consumers are not left with expensive vehicles they cannot afford.

A successful EV strategy will require more than tax incentives. It will need investment in charging stations, electricity infrastructure, local manufacturing, technical training, battery services, and after-sales support.

Most importantly, the government and industry will need to work together.

The new EV policy can become an important step toward reducing fuel imports, improving air quality, creating jobs, and developing new industries. But these benefits will only be possible if the policy provides clear rules and a stable direction.

For now, the industry remains in a waiting position as differences with the government continue. The key challenge is no longer simply deciding whether Pakistan should move toward electric vehicles. That direction is already becoming clear around the world.

The bigger question is how Pakistan can make that transition affordable, practical, and useful for its economy.

A timely and well-planned EV policy could give the sector the confidence it needs. If disagreements continue and the policy remains delayed, Pakistan risks losing valuable investment opportunities at a time when the global automobile industry is changing rapidly.

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