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Xiaomi 12 Series Redefines Flagship Category

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Xiaomi 12 Series Redefines Flagship Category

Xiaomi today announced the launch of the all-new flagship Xiaomi 12 Series for local markets, featuring two groundbreaking devices: Xiaomi 12 Pro and Xiaomi 12. Designed to empower users around the world with a cutting-edge videography studio and entertainment powerhouse, Xiaomi 12 Series delivers impressive advancements in Xiaomi’s AI algorithm, flagship processing power, and an all-round elevated experience. 

Capture cinematic shots at any time 

Xiaomi 12 Series enables users to record studio-quality shots no matter the scenario, be it challenging lighting conditions or moving objects. Both phones boast a pro-grade triple camera array for versatile shooting, starring a massive 50MP main wide angle camera, with 8K recording capabilities on both Xiaomi 12 Pro and Xiaomi 12.  Xiaomi 12 Pro stands out with its state-of-the-art triple 50MP array, which features a cutting-edge Sony IMX707 ultra-large main sensor. This sensor is capable of catching large amounts of light and empowers advanced imaging capabilities with faster focus speeds and increased color accuracy. Xiaomi 12 features a 13MP ultra-wide angle camera, along with a 5MP tele macro camera, for filming life from different perspectives.  

Beyond impressive hardware, Xiaomi 12 Pro and Xiaomi 12 also advance Xiaomi’s proprietary AI algorithms. These innovations make it easier than ever for users to record every moment the way they want to, even in low-light or moving subjects. Xiaomi ProFocus intelligently identifies and tracks objects, preventing blurring or out-of-focus shots of moving or veiled subjects. These advancements also include eye and face auto focus capabilities. Ultra Night Video uses Xiaomi’s proprietary algorithms to record video even under extreme low-light, meaning moody, atmospheric shots are clearer than ever.  

Available on both devices, One-click AI Cinema offers numerous creative options for show-stopping video editing, such as Parallel World, Freeze Frame Video, and Magic Zoom modes. 

Flagship processing, unprecedented performance and power-efficiency  

Flagship experience requires flagship performance. Xiaomi 12 Series features advanced Qualcomm® Snapdragon™ mobile platforms. Xiaomi 12 Pro and Xiaomi 12 boast a Snapdragon® 8 Gen 1 processor – Qualcomm’s most advanced mobile platform. Built on a 4nm process, this processor also boosts GPU graphic rendering capabilities by 30% and energy efficiency by 25% when compared to the previous generation. Both three devices come with UFS 3.1 exceptional loading and data transfer speeds, along with LPDDR5 RAM for memory speeds up to 6,400Mbps. For optimal product experience, Xiaomi 12 Series packs a high-performing cooling system, bolstered by a super-large vapor chamber and multiple layers of graphite to offer a leading–cooling capability. 

All-around elevated entertainment experiences 

Xiaomi 12 Series not only lets users capture every moment in exquisite detail, but also allows them to relive those moments in astonishing detail via an exceptional entertainment experience.  Both devices offer vivid viewing on an AMOLED Dot Display rated A+ by DisplayMate, and with TrueColor support. For added peace of mind, the display features scratch-resistant Corning® Gorilla® Glass Victus®, and supports Dolby Vision®, industry’s leading imaging technology that brings your content to life with vibrant color and details. Xiaomi 12 Series also supports HDR 10+. Xiaomi 12 Pro is SGS Eye Care Display Certified, showing care for users’ long-term visual health during marathon sessions.  

Meanwhile, Xiaomi 12 Pro redefines flagship display with incredibly smooth viewing, scrolling, swiping, and sliding. The device’s highly power-efficient 6.73-inch WQHD+ display leverages AdaptiveSync Pro to intelligently adjust dynamic LTPO display between 1Hz and 120Hz based on content. 

Xiaomi 12 delivers Xiaomi’s most colorful smartphone display to date, with more than 68 billion colors on 6.28-inch full-HD+ displays. Both feature 120Hz AdaptiveSync, for an impressively high-definition, vibrant, and flicker-free display that conveys every detail.  

 No cinematic experience is truly complete without pro-grade audio. Xiaomi 12 Series features SOUND BY Harman Kardon, and creates an immersive audio experience powered by Dolby Atmos®, delivering spatial sound with rich detail, clarity, and realism across all your favorite entertainment. Xiaomi 12 Pro’s quad speakers – in the form of two tweeters and two woofers – deliver clear details and cover an astounding range of sound. Xiaomi 12 delivers balanced stereo sound ideal for immersive gaming or video.  To optimize core user experience further, Xiaomi 12 Series incorporates MIUI 13, released globally earlier this year. The update includes faster storage, higher background process efficiency, smarter processing, and longer battery life. New features in the upgraded experience include Xiaomi’s proprietary Liquid Storage, Atomized Memory, Focused Algorithms, and Smart Balance. 

Next-generation charging 

Xiaomi 12 Series delivers pro-grade cinematic and entertainment experiences all day, the devices deliver next-level charging speed and safety.  

 Xiaomi 12 Pro features an incredibly fast 120W Xiaomi HyperCharge. With a 4,600mAh battery fully charged in just 18 minutes using Boost mode, Xiaomi 12 Pro delivers next-generation charging capabilities that keep up with user demands.  Xiaomi 12 fits a 4,500mAh battery into compact body designs. Xiaomi 12 Pro and Xiaomi 12 also support 50W wireless charging and 10W reverse charging.  Both leverage Xiaomi AdaptiveCharge, a smart charging algorithm that learns and adapts to charging habits, which prolongs battery life. 

Flagship capabilities packaged in an iconic design  

These portable pocket-sized studios fit comfortably in the palm of your hand thanks to Xiaomi 12 Series’ iconic and user-centered design. Slimmer high-capacity batteries and a narrower ridge gap save precious space within the device. Xiaomi 12 Pro’s 6.73-inch display is encased in a sleek middle frame with sophisticated 3D curves. Meanwhile, Xiaomi 12’s 6.28-inch display measures just 69.9mm in width and is accented by smooth curves for a perfect fit. Both devices are available in Gray, Purple, and Blue. 

Market Availability   

Xiaomi 12 Pro comes in one variant 12GB+256GB, and recommended retail price starts from PKR 208,999/-.

Xiaomi 12 comes in one variant, 12GB+256GB, and recommended retail price starts from PKR 179,999/-.

Purchase these devices and get a sweet bundle deal where you get a Mi Band 6 and a bag with the Xiaomi 12. Similarly with the Xiaomi 12 Pro, get a Mi Portable Bluetooth Speaker and a 10000mAh Mi Power Bank 3.  Available at top distributor partners such as Phonezo, Airlink, Smartlink etc. For those looking to purchase these online, we’ve news for you  too as these are also available on MiStore and Daraz. 

Quick Specs:

 Xiaomi 12Xiaomi 12 Pro
Display120Hz +  AMOLED DotDisplay120Hz 6.73” AMOLED Dot Display 
Rear Camera50MP main camera 13MP ultra-wide camera 2MP macro camera 5MP depth camera50MP wide angle, ultra-wide and tele macro camera
Front Camera32MP32MP in-display selfie camera
Dimension & Weight152.70mm x 69.90mm x 8.16mm – 180g163.60mm x 74.60mm x 8.16mm 205g
ProcessorSnapdragon ® 8 Gen 1Snapdragon ®r 8 Gen 1
Charging4500mAH – 67W charge4600mAH – 120W charge
Variant12GB + 256GB12GB + 256GB
Color AvailableGray, Purple & BlueGray, Purple & Blue

About Xiaomi Corporation  

Xiaomi Corporation was founded in April 2010 and listed on the Main Board of the Hong Kong Stock Exchange on July 9, 2018 (1810.HK). Xiaomi is a consumer electronics and smart manufacturing company with smartphones and smart hardware connected by an IoT platform at its core.  

Embracing our vision of “Make friends with users and be the coolest company in the users’ hearts”, Xiaomi continuously pursues innovations, high-quality user experience and operational efficiency. The company relentlessly builds amazing products with honest prices to let everyone in the world enjoy a better life through innovative technology.  

Xiaomi is one of the world’s leading smartphone companies. The company’s market share in terms of smartphone shipments ranked no. 3 globally in the third quarter of 2021. The company has also established the world’s leading consumer AIoT (AI+IoT) platform, more than 400 million smart devices connected to its platform as of September 30, 2021, excluding smartphones and laptops. Xiaomi products are present in more than 100 countries and regions around the world. In August 2021, the company made the Fortune Global 500 list for the third time, ranking 338th, up 84 places compared to 2020.  

Xiaomi is a constituent of the Hang Seng Index, Hang Seng China Enterprises Index, Hang Seng TECH Index and Hang Seng China 50 Index. 

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TECNO to launch its new Spark phone in Pakistan soon

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TECNO to launch its new Spark phone in Pakistan soon

TECNO to launch its new Spark phone in Pakistan soon

After massive success in the Pakistani Mobile market, TECNO is rumored to be preparing for a new addition to its Spark series. The globally eminent smartphone brand TECNO has been working tirelessly in Pakistan for quite some time now. The brand has brought forward some great phones over the years with advanced technologies, pocket-friendly prices, and stylish designs. 

Spark is TECNO’s famous mid-range series, bringing you quality devices at lower prices. Spark 8C is an entry mobile that is expected to be around PKR 19,499 to PKR 22,999. The price is not confirmed yet but we are expecting it around this segment. The phone is going to be a stunner in this range with Stylish Design and great Battery.

According to sources, Spark 8C will be equipped with better memory and memory fusion features than any other phone in this range. Memory Fusion Technology is specially designed to channel RAM operations by using unused read-only memory (ROM). This means it can expand the memory of 4+128GB to 7+128GB and that of 3+64GB into 6+64GB maximum. The RAM can be updated or expanded from 3GB to 6GB and 4GB to 7GB depending on the variant. If this is true, then Spark 8C shall be the only smartphone to provide such an amazing feature with 128GB in such an affordable price range.

Moreover, the phone is anticipated to provide efficient performance with a powerful processor and big battery. The 90Hz refresh rate, great display, and handy body design will make it a user-friendly device. The phone is expected to launch somewhere in mid-March 2022. Furthermore, the phone is being assembled in Pakistan to make it economical and pocket-friendly for the local consumers. 

So, fingers crossed for this new Spark device to be soon launched in Pakistan. Stay tuned for more updates and much more about tech!

Jazz appoints Atyab Tahir as CEO JazzCash

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Jazz appoints Atyab Tahir as CEO JazzCash

Jazz appoints Atyab Tahir as CEO JazzCash

Jazz, Pakistan’s leading digital operator (part of VEON Group NASDAQ: VEON, Euronext Amsterdam: VEON), announces the appointment of Atyab Tahir as the CEO of JazzCash effective May 1 2022.

Atyab, currently serving as Country Manager MasterCard Pakistan & Afghanistan, has over two decades of international experience in banking and consulting. Atyab has also held senior positions at Fidelity Investments, HBL, Telenor Bank and easypaisa. He holds a BA from Dartmouth College and an MBA from Babson College.

Commenting on Atyab’s appointment Aamir Ibrahim, CEO, Jazz  said: “While mobile phones and payment solutions have accelerated financial inclusion in the country, a significant portion of Pakistan’s adult population remain unbanked. I am confident that under Atyab’s dynamic leadership JazzCash will help boost financial inclusion across the board through innovative and customer-centric products.”

“JazzCash is at the forefront of Pakistan’s digital revolution processing more than 5 million transactions every day and accounting for almost 7% of Pakistan’s GDP. Our aim is to build a world-class fintech serving every single Pakistani, from youth, SMEs, freelancers, with a very strong focus on the unbanked and the underbanked. I look forward to joining the Jazz family and collaborating with our partners in the telecommunications and financial services sector to unlock the true potential of Digital Pakistan.” said Atyab.

A division of Jazz, JazzCash has grown rapidly to become a leader in the country’s marketplace for digital financial services. As shown in VEON Group’s FY21 results that were released on 28 February 2022, JazzCash has 15.2 million monthly active users (+24.9% YoY) and 130,800 monthly active merchants (up by 2.3 times YoY). 

Jazz appoints Atyab Tahir as CEO JazzCash.

vivo V23 5G — The Best in Camera, Technology, Performance and Appearance

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vivo V23 5G — The Best in Camera, Technology, Performance and Appearance

Due to the constant development in the technology space for smartphones, there is always hype surrounding any new ‘firsts’ in the market. There is always excitement as to what will be introduced and how well it will be accepted by the audience. 

Keeping this in mind, Vivo’s latest smartphone vivo V23 5G finds itself in a similar situation. The day it was announced, it received a lot of attention for its color-changing design. The design itself represents a significant advancement in smartphone research and design. Making smartphones not only technologically superior but also cosmetically superior is a step forward.

The continual excitement and experience since the smartphone’s launch has not only solidified its market position but also demonstrated that it is a well-balanced phone that isn’t only focused on aesthetics.

Delving more into the device, the vivo V23 5G dons a high-resolution 50MP AF Portrait Selfie camera on the front. This device focuses heavily on the selfie experience which makes it stand out in the market. The latest ISOCELL 3.0 technology helps the camera increase light sensitivity to capture a more crystal-clear picture for the user. Furthermore, the Eye Autofocus feature enables the users to be the center of attention while clicking the picture as the camera focuses on the user, even if they are in motion. 

The dual front camera system offers a much larger field of view with the help of its 8MP Super Wide-Angle Camera. Furthermore, with modes like the AI Extreme Night Portrait mode, the front camera delivers an unparalleled experience in this price range. The phone also sports a 64 MP main rear camera with an 8MP wide-angle lens and a 2MP Macro that can handle wide natural landscapes very easily. The user experience is further increased with features like the Super Night Mode, Bokeh Flare Portrait, and Ultra Stabilization. It is only right to say that both, the front camera and the rear camera together offer a device that is picture-perfect. 

When it comes to the visual and performance aspects of this phone, there’s no doubt that it’s the best of what vivo has to offer. vivo has always been on the cutting edge of device design and aesthetics. It’s also fair to say that Vivo takes pride in its technological advancements and innovations. Every device that vivo introduces exemplifies this completion.

V23 5G brings out the result of Vivo’s extensive research which is the Color Changing Fluorite AG Design. This material changes its color upon exposure to ultraviolet light and after about 30 seconds under the sun. This switch goes back to normal once the phone is out of sun exposure. Talking more about the appearance of the device, it is the combination of the Metal Flat Frame Design and the Color Changing Fluorite AG Design that gives the device the aesthetic appeal that has been the talk in the industry for a while now. 

All these powerful features that the phone flaunts are powered by the powerful MediaTek Dimensity 920 processor. This processor offers powerful performance and a fast user experience. The Extended RAM 2.0 further enhances the user experience with its versatile features to expand RAM when required. The 90Hz refresh rate display, a Liquid Cooling System, and Ultra Game Mode make it possible for users to enjoy super smooth gameplay performance. This experience is mutually assisted by the 4200mAh battery that features a 44W FlashCharge that helps in interrupted experience and performance. 

To summarise it all, the vivo V23 5G is a proud and well-balanced device that fulfills the requirements of every smartphone enthusiast whether it is for work, casual, or professional usage.

 

Tech Giant XIAOMI launches anticipated Redmi Note 11 Pro – Packing major upgraded to hardwares & software!

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Tech Giant XIAOMI launches anticipated Redmi Note 11 Pro – Packing major upgraded to hardwares & software!

Xiaomi announced the Redmi Note 11 Pro for Pakistani markets, pushing forward the legacy of the Redmi Note series with two all-new devices: Redmi Note 11 Pro and Redmi Note 11. Rising to the challenge to bring even stronger specs and features, Redmi Note 11 series packs powerful upgrades to its camera system, charging speed, display, and SoC—making flagship-level smartphone performance more accessible than before. All this available in a bundle deal, with Redmi Buds 3 completely free.

Flagship-level 108MP quad camera to deliver outstanding photography

Boasting a rear quad camera setup, Redmi Note 11 Pro delivers an outstanding photography experience with zero compromise. Its 108MP main camera captures stunning images in high-resolution and vivid colors; an 8MP ultra-wide angle camera extends your perspective with a 118-degree viewing angle; a 2MP macro camera that captures fine details up close and a 2MP depth sensor that’s for capturing more natural looking portrait shots. Accenting the front of the phone is a 16MP front camera that can capture clearer and natural-looking selfies. The 108MP pro-grade main camera utilizes the Samsung HM2 sensor with a large sensor size at 1/1.52 inch, and supports 9-in-1 pixel binning technology as well as a dual native ISO to deliver incredible images in all lighting conditions, with spectacular results especially in dim light.

120Hz FHD+ AMOLED DotDisplay packed into trendy flat-edge body

Featuring a large 6.67′ FHD+ AMOLED DotDisplay with 120Hz display refresh rate, Redmi Note 11 Pro levels up the screen experience with smooth scrolling response and lag-free transitions. The beautiful display is packed into a body with a trendy flat-edge design. Plus, with the dual super linear speakers located at the top and bottom of the phone, Redmi Note 11 offers immersive stereo sound for gaming or watching videos.

Performance powered by 67W turbo charging and MediaTek Helio G96

Redmi Note 11 Pro comes with flagship 67W turbo charging, allowing you to charge up

to 51% of its 5,000mAh high capacity battery in just 15 minutes Powered by MediaTek Helio G96, Redmi Note 11 Pro also delivers a smooth and seamless performance.

Market availability:

Redmi Note 11 Pro comes in two variants – 6GB+128GB, and 8GB+128GB and are available at top distributor partners such as Phonezo, Airlink Communication, Smartlink and Tech Sirat. For those looking to purchase these online, we’ve news for you  too as these are also available on MiStore.

Redmi Note 11 Pro

6GB+128GB: PKR 51,999/-

8GB+128GB: PKR 59,999/-

Redmi Note 11 Quick Specs:

 Redmi Note 11
Display120Hz  6.67” FHD+ AMOLED DotDisplay
Rear Camera108MP main camera 8MP ultra-wide camera 2MP macro camera 2MP depth camera
Front Camera16MP in-display front camera
Dimension & Weight164.19mm x 76.1mm x 8.12mm 202g
ProcessorMediaTek Helio G96
Charging5,000mAh (typ) battery Supports 67W wired Pro fast charging
Variant6GB+128GB, 8GB+128GB
Available ColorGraphite Gray, Polar White, Star Blue

The Redmi Note 11 Pro is available at PKR 51,999/- for the 6+128GB variant and PKR 59,999/- for the 8+128GB variant. A bundle deal with Redmi Buds 3 absolutely free!

About Xiaomi Corporation

Xiaomi Corporation was founded in April 2010 and listed on the Main Board of the Hong Kong Stock Exchange on July 9, 2018 (1810.HK). Xiaomi is a consumer electronics and smart manufacturing company with smartphones and smart hardware connected by an IoT platform at its core.

Embracing our vision of “Make friends with users and be the Coolest Company in the users’ hearts”, Xiaomi continuously pursues innovations, high-quality user experience and operational efficiency. The company relentlessly builds amazing products with honest prices to let everyone in the world enjoy a better life through innovative technology.

Xiaomi is one of the world’s leading smartphone companies. The company’s market share in terms of smartphone shipments ranked no. 3 globally in the third quarter of 2021. The company has also established the world’s leading consumer AIoT (AI+IoT) platform, more than 400 million smart devices connected to its platform as of September 30, 2021, excluding smartphones and laptops. Xiaomi products are present in more than 100 countries and regions around the world. In August 2021, the company made the Fortune Global 500 list for the third time, ranking 338th, up 84 places compared to 2020.

Xiaomi is a constituent of the Hang Seng Index, Hang Seng China Enterprises Index, Hang Seng TECH Index and Hang Seng China 50 Index.

KP Sets Up Rs. 50 Million Women Fund to Support Women

Usman Yaqoob
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KP Sets Up Rs. 50 Million Women Fund to Support Women

The Khyber Pakhtunkhwa (KP) government has taken a new step to support women by setting up a special fund worth Rs. 50 million. The fund is aimed at helping women become more financially independent and giving them better opportunities to take part in economic and social activities.

The initiative is expected to provide support to women who need financial help to start small businesses, improve their skills, or become involved in income-generating activities. The move is part of wider efforts to improve the role of women in the province and create more opportunities for them.

Women in KP face several challenges when it comes to education, employment, business, and access to financial resources. In many cases, a lack of money and limited access to training makes it difficult for women to start or expand their work. The new fund is designed to help address some of these problems.

Rs. 50 Million Fund for Women

The KP government has allocated Rs. 50 million for the new women-focused fund. The money will be used for activities and programmes aimed at improving the financial position of women across the province.

The fund can provide an important source of support for women who have ideas or skills but do not have enough money to turn those skills into a regular source of income. Small financial support can make a major difference for women looking to start home-based businesses, small shops, handicraft work, food businesses, tailoring services, or other small-scale activities.

The government has been working on different programmes to increase women’s participation in the economy. The new fund adds another possible channel through which women can receive support.

Focus on Financial Independence

One of the main goals of the initiative is to help women become financially independent. Having their own source of income can help women contribute to household expenses and make greater financial decisions.

Financial independence can also improve a woman’s confidence and provide more stability for her family. When women earn money through businesses or other work, the benefits can often reach the wider household as well.

For many women in KP, especially those living in smaller towns and rural areas, finding a formal job may not be easy. Small businesses and home-based work can offer another way to earn an income.

The Rs. 50 million fund can therefore play a role in helping women explore these opportunities.

Support for Small Businesses

Small businesses are an important part of the local economy. Many women already work from home or run small businesses, but they often operate with limited resources.

A woman may know how to make clothes, prepare food, produce handicrafts, provide beauty services, or sell products online, but she may not have enough money to buy equipment or raw materials.

Financial support can help such women expand their activities. It may allow them to purchase sewing machines, cooking equipment, business materials, packaging supplies, or other items needed for their work.

Even a small business can grow over time if it receives the right support. Women can start with a limited investment and gradually increase production and sales as their customer base grows.

Helping Women Develop Skills

Money alone is not always enough to build a successful business. Women also need useful skills, market knowledge, and basic business training.

The new initiative can potentially work alongside training programmes to help women understand how to manage their income, set prices, find customers, market their products, and keep simple business records.

Digital skills can also be useful. More women are now using social media and online platforms to promote and sell products. Learning how to use these platforms can help women reach customers beyond their local areas.

Training combined with financial assistance can give women a better chance of building sustainable sources of income.

Opportunities for Women in Rural Areas

Women living in rural parts of KP may face greater difficulties in accessing financial services and employment opportunities. Distance, limited transport, fewer businesses, and social restrictions can make it harder for them to participate in the formal economy.

For these women, home-based businesses can be especially useful. They can work from their homes while managing family responsibilities.

Activities such as livestock farming, embroidery, handicrafts, food preparation, tailoring, and small-scale agriculture can provide income opportunities when proper support is available.

A dedicated fund for women could help bring more of these women into income-generating activities.

Importance of Women’s Economic Participation

Women’s participation in the economy is important for the development of any region. When more women have opportunities to earn, families can benefit from additional income and communities can become more economically active.

Women also bring different skills and ideas to businesses. Supporting women-owned businesses can therefore help create new products, services, and employment opportunities.

In KP, where many families depend on small businesses and informal work, encouraging women to become economically active can have a wider impact.

The government initiative reflects the growing focus on women’s economic participation and the need to provide them with practical support.

Financial Support Can Remove a Major Barrier

Access to money is one of the biggest challenges faced by people who want to start a business. Women can face additional difficulties in getting loans or other financial services.

Traditional financial institutions may require documents, guarantees, or other conditions that some women cannot easily meet. As a result, many women with business ideas are unable to move forward.

A government-backed fund can provide an alternative source of support. If the money is provided through a simple and transparent process, more women may be able to benefit.

The success of the programme will depend not only on the amount allocated but also on how the funds are distributed.

Need for Transparent Distribution

The Rs. 50 million fund is a positive step in terms of creating a dedicated financial resource for women, but proper management will be important.

Women who qualify for support should be able to understand the application process and eligibility requirements. Information about the programme should be available in simple language so that women from different backgrounds can apply.

There should also be clear rules about how funds are approved and distributed. Transparency can help ensure that the money reaches women who genuinely need support.

Regular monitoring can further help the government determine whether the fund is achieving its goals.

Reaching More Women

Another important issue will be the geographical reach of the programme. KP is a large province with both urban centres and remote areas.

If the programme mainly reaches women in major cities, many women in rural and less-developed areas may remain outside its coverage.

The government can improve access by working through local organisations, women’s groups, training centres, and district-level offices. Digital applications may also help where internet access is available.

At the same time, women without strong digital skills should not be left behind. Physical application and support centres can make the programme easier to access.

Encouraging Women Entrepreneurs

Women entrepreneurs can play an important role in creating jobs and supporting local markets. Many successful businesses begin at a very small level.

A woman may start by selling products to neighbours, relatives, or people in her local community. With better equipment, training, and marketing, that small activity can gradually become a larger business.

The new fund can encourage more women to consider entrepreneurship as an option. It can also support women who are already running businesses and need additional resources to expand.

Helping existing businesses grow can be just as important as helping new businesses start.

Digital Business Opportunities

The internet has created new opportunities for small businesses. Women can now promote products through Facebook, Instagram, WhatsApp, and other digital platforms.

Online selling can be particularly useful for women who cannot easily travel to markets. They can display their products online, communicate with customers, and arrange deliveries.

However, many women still need training in digital marketing, online payments, customer service, and safe internet use.

If financial assistance is combined with digital training, the impact of the programme could be wider.

Benefits for Families

Supporting women financially can also help families. When a woman earns her own income, that money may be used for household expenses, children’s education, healthcare, food, or business investment.

In many families, women already make important contributions through unpaid household and family work. Providing opportunities for paid work can give them another way to contribute financially.

Additional household income can also provide families with greater financial stability, especially during difficult economic periods.

A Step Toward Greater Inclusion

The establishment of the Rs. 50 million fund is part of a broader discussion about women’s inclusion in economic activity.

Women need access to education, skills, finance, markets, technology, and safe working opportunities. No single programme can solve all these challenges, but targeted financial support can address one important barrier.

The fund can become more useful if it is linked with other government programmes related to training, education, business development, and employment.

Such coordination can help women receive support at different stages, from learning a skill to starting a business and eventually expanding it.

What the Fund Could Mean for Women in KP

For women who have been looking for a way to start earning, the new fund could create fresh opportunities. A small amount of financial assistance can help turn an existing skill into a business.

For example, a woman who already knows tailoring may need only a better sewing machine and some working capital to begin taking more orders. Similarly, someone skilled in cooking may be able to start a small food business with basic equipment and packaging.

These examples show why targeted support can be useful. Women often already have skills but lack the financial resources needed to use them commercially.

Long-Term Impact Will Depend on Implementation

The allocation of Rs. 50 million provides a starting point, but the long-term impact of the initiative will depend on implementation.

The government will need to ensure that the money is used for its intended purpose and reaches women across different parts of the province. Clear eligibility rules, simple application procedures, proper monitoring, and regular reporting can help improve the programme.

It will also be important to measure results. The government can track how many women receive support, how many businesses are started or expanded, how many jobs are created, and how much income beneficiaries generate.

Such information can help identify what is working and where changes are needed.

Conclusion

The Khyber Pakhtunkhwa government’s decision to establish a Rs. 50 million women fund is aimed at creating more financial and economic opportunities for women in the province. The initiative can support women who want to start small businesses, improve their skills, or increase their income.

For many women, access to finance remains a major challenge. A dedicated fund can help reduce this barrier and give women more opportunities to use their skills for earning.

The initiative can have wider benefits if financial support is combined with business training, digital skills, market access, and proper guidance. Reaching women in rural and less-developed areas will also be important to ensure that the programme benefits a broad section of the province.

The real impact of the fund will depend on how effectively it is managed and how easily eligible women can access it. With transparent distribution and proper monitoring, the initiative could become an important part of efforts to increase women’s participation in the economy and support small businesses across KP.

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Iranian Rial Falls to a New Record Low Against the US Dollar

Usman Yaqoob
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Iranian Rial Falls to a New Record Low Against the US Dollar

The Iranian rial has fallen to another record low against the US dollar, putting further pressure on Iran’s economy and increasing concerns about the financial situation in the country. The latest decline has made it harder for businesses and ordinary people to manage rising costs, especially as many goods in Iran are linked directly or indirectly to foreign currencies.

The fall in the value of the rial is not a new problem for Iran. The currency has faced pressure for years due to economic challenges, international sanctions, limited access to foreign markets, and political tensions. However, every new record low creates fresh pressure on prices and household budgets.

For ordinary Iranians, a weaker currency means that imported products become more expensive. Businesses also face higher costs when they need to buy raw materials, machinery, technology, or other goods from abroad. This can eventually lead to higher prices for consumers.

Rial Reaches Another Record Low

The Iranian rial has continued to lose value against the US dollar, reaching a new record low in the currency market. The latest move shows how difficult the economic situation remains for Iran despite efforts by the authorities to control the currency market.

The exchange rate of a country’s currency is closely watched because it affects almost every part of the economy. When a currency loses value quickly, the cost of imports usually rises. This can have a direct impact on food, medicine, electronics, vehicles, industrial equipment, and many other products.

Iran has faced a long period of currency weakness. The rial has lost a large part of its value over the years, making the dollar an increasingly important reference point for businesses and households.

The latest fall has again raised questions about whether the government can bring more stability to the currency market.

Why Is the Iranian Rial Falling?

There is no single reason behind the weakness of the rial. Several economic and political factors have contributed to the pressure on the currency.

One of the biggest problems is the impact of international sanctions. Iran has faced strict sanctions for years, particularly from the United States. These restrictions have made it difficult for Iranian companies and financial institutions to operate normally in international markets.

Sanctions can reduce a country’s ability to earn and receive foreign currency. They can also make international trade more expensive and complicated. When access to dollars and other foreign currencies becomes limited, pressure on the local currency can increase.

Another issue is inflation. Iran has experienced high inflation for a long period. When prices rise quickly while the value of the local currency falls, people often try to protect their savings by buying foreign currencies or other assets.

This can increase demand for dollars and put even more pressure on the rial.

High Inflation Adds to the Pressure

Inflation is one of the biggest challenges facing the Iranian economy. Prices of everyday goods and services have increased significantly over time, reducing the purchasing power of households.

When the rial becomes weaker, imported goods become more expensive. Companies that depend on imported materials may then increase their prices to cover their higher costs.

This creates a difficult cycle.

A weaker rial increases import costs. Higher import costs push up prices. Rising prices reduce the value of people’s income and savings. In response, some people may look for foreign currency or other assets as a way to protect their money. Higher demand for foreign currency can then put additional pressure on the rial.

This cycle makes it difficult for authorities to restore confidence in the local currency.

Impact on Ordinary People

The fall in the rial is not simply a figure shown on a currency exchange board. It can have a real effect on people’s daily lives.

Iranian households may have to spend more money on products that depend on imports. Electronics, mobile phones, computers, vehicles, spare parts, medicines, and some food products can become more expensive when the local currency loses value.

People who earn their salaries in rials can be particularly affected. If wages do not rise as quickly as prices, households have less money available for their regular needs.

Families may have to reduce spending on non-essential items. Some may also delay major purchases because prices can change quickly.

The situation can be especially difficult for people who have limited savings or fixed incomes.

Businesses Also Face Problems

Iranian businesses are dealing with similar challenges. Companies that import products or raw materials have to manage higher costs when the rial weakens.

For example, a company that needs machinery from another country may have to pay more in local currency for the same equipment. A manufacturer that imports raw materials may also see its production costs increase.

Businesses then face a difficult choice. They can increase prices, reduce costs, lower production, or accept smaller profits.

Small businesses can be particularly vulnerable because they may not have enough financial resources to absorb sudden increases in costs.

Currency instability also makes business planning harder. Companies need to estimate future costs and revenues, but sharp exchange-rate movements can make those calculations much more difficult.

Foreign Currency Has Become More Important

The continued decline of the rial has increased the importance of foreign currencies in Iran’s economy.

The US dollar is widely used as a reference for many transactions and prices, especially when people are dealing with imported goods or international trade.

When confidence in a local currency falls, some people prefer to hold dollars or other foreign currencies instead of keeping all their savings in the local currency.

This does not automatically solve the economic problems, but it can show how people are reacting to concerns about the future value of their money.

The growing demand for foreign currency can itself place more pressure on the rial, particularly when the supply of dollars is limited.

Sanctions Remain a Major Challenge

International sanctions remain one of the most important factors affecting Iran’s economy.

Restrictions on banking, oil exports, international payments, and trade have limited Iran’s ability to fully participate in the global economy.

Iran is a major oil-producing country, and oil exports are an important source of foreign currency. However, sanctions have affected how easily Iran can sell oil and receive payments through normal international financial channels.

The country has developed different methods to continue trading despite sanctions, but these methods can be more costly and complicated than normal international transactions.

As a result, access to foreign currency remains a major concern.

Political Tensions Add Uncertainty

Political developments can also influence the rial.

When tensions between Iran and other countries increase, investors and businesses may become more concerned about future economic conditions. This can lead to higher demand for safer assets and foreign currencies.

Uncertainty can also discourage investment. Businesses may delay major decisions if they are unsure about future trade rules, sanctions, exchange rates, or political conditions.

For Iran, political and economic issues are closely connected. Changes in international relations can affect trade, oil exports, access to financial markets, and ultimately the supply of foreign currency.

Central Bank Faces a Difficult Task

Iran’s central bank has taken different steps over the years to manage the currency market and reduce pressure on the rial.

Authorities can use foreign currency reserves, exchange-rate policies, regulations, and other measures to try to control the market.

However, maintaining a stable currency becomes much harder when a country is facing high inflation, sanctions, limited foreign currency access, and strong demand for dollars.

The central bank also has to balance several different goals. It needs to support economic activity while trying to control inflation and maintain confidence in the currency.

If monetary measures are not enough to address the deeper economic problems, temporary currency controls may provide only limited relief.

What a Weak Rial Means for Imports

One of the clearest effects of a falling rial is the higher cost of imports.

Iran imports a wide range of products, from industrial equipment to consumer goods. When the local currency loses value against the dollar, importers need more rials to purchase the same amount of foreign goods.

This can affect supply chains across different industries.

For example, if a factory imports a machine part, the higher exchange rate can increase the final cost of production. The manufacturer may then increase the price of its products.

This means currency weakness can eventually affect consumers even when the product itself is made inside Iran.

Pressure on Savings

Currency depreciation can also change the way people think about their savings.

When inflation is high and the local currency is losing value, people may worry that money kept in cash will buy fewer goods in the future.

Some savers may therefore look for alternatives, including foreign currency, gold, property, or other assets.

This behavior can make the currency market even more difficult to manage. If large numbers of people want to exchange rials for dollars, demand for foreign currency rises.

At the same time, people with limited incomes may not have enough savings to protect themselves from rising prices.

A Long-Term Economic Problem

The latest record low is part of a much larger economic story.

Iran has faced currency problems for many years, and the weakness of the rial cannot be explained by a single event. Inflation, sanctions, limited access to international finance, political uncertainty, and domestic economic challenges have all played a role.

A lasting improvement would likely require more than short-term action in the currency market.

Greater economic stability depends on several factors, including inflation control, stronger trade conditions, better access to international markets, and increased confidence in the local economy.

Without improvements in these areas, the rial may continue to face pressure.

What Happens Next?

The future direction of the Iranian rial will depend on a number of factors.

International relations will remain important because any change in sanctions or Iran’s access to global financial markets could affect foreign currency flows.

Oil exports will also remain a key factor. Higher and more reliable foreign exchange earnings could provide additional support, while restrictions on exports and payments could increase pressure.

Domestic economic policies will matter as well. Controlling inflation and improving confidence in the local currency could help reduce demand for dollars.

However, if inflation remains high and economic uncertainty continues, households and businesses may continue looking for ways to protect themselves from currency losses.

Conclusion

The Iranian rial’s fall to another record low against the US dollar highlights the continuing economic challenges facing Iran. The decline is affecting households, businesses, importers, and investors at a time when the country is already dealing with high inflation and international sanctions.

A weaker currency can make imported goods more expensive, reduce the purchasing power of salaries, increase business costs, and create additional pressure on prices.

The problem is also linked to wider economic and political conditions. Sanctions have limited Iran’s access to international financial markets, while inflation and uncertainty have weakened confidence in the rial.

For ordinary people, the most important issue is what the currency decline means for their daily expenses and savings. For businesses, the focus is on managing higher costs and unpredictable exchange rates.

The latest record low therefore represents more than a change in the dollar-to-rial exchange rate. It is another sign of the wider economic pressure facing Iran. How the situation develops will depend on domestic economic policies, inflation, foreign currency availability, oil revenues, and Iran’s relations with the international community.

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Pakistan Stock Brokers Association Elects New Directors

Usman Yaqoob
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Pakistan Stock Brokers Association Elects New Directors

The Pakistan Stock Brokers Association (PSBA) has elected a new Board of Directors and Executive Committee as the association begins a new term. The election took place during the Annual General Meeting (AGM) held in Karachi, bringing a change in leadership for one of the key bodies representing stock brokers in Pakistan.

Muhammad Yasir Mahmoud has been elected as the new Chairman of the Pakistan Stock Brokers Association. Abdus Samad Salim has taken the position of Senior Vice-Chairman, while Muhammad Sharif has been elected Vice Chairman. Seven other members have also joined the Board and Executive Committee as directors.

The annual meeting was chaired by outgoing Chairman M. Munir Khanani. Members approved the resolutions placed before them, including the audited financial statements for the financial year ended June 30, 2026. They also approved the appointment of M. Saleem Associates as the association’s auditor for 2027, the minutes of the fifth AGM, and the PSBA Annual Report 2026.

The new leadership is expected to continue working on issues affecting Pakistan’s brokerage industry. These include regulatory matters, taxation, market development, innovation and the business concerns of stock brokers.

Muhammad Yasir Mahmoud Elected Chairman

The biggest development from the AGM was the election of Muhammad Yasir Mahmoud as the new Chairman of the Pakistan Stock Brokers Association.

Mahmoud will lead the association during its new term and represent the interests of its members in discussions with regulators, government departments and other important institutions linked with the capital market.

The new chairman has said that the association will continue to focus on innovation, regulatory alignment and member advocacy. He also highlighted the importance of maintaining communication with regulatory authorities and tax bodies.

This engagement is important for the brokerage industry because stock brokers operate under a detailed regulatory framework. Changes in taxation, market rules, compliance requirements and trading procedures can directly affect the way brokerage firms operate and provide services to investors.

The new chairman’s comments indicate that the association intends to keep these issues on its agenda while working with relevant authorities.

New Senior Vice-Chairman and Vice Chairman

Along with the chairman, the association has also elected new office-bearers.

Abdus Samad Salim has been elected Senior Vice-Chairman, while Muhammad Sharif has been elected Vice Chairman. Together with the chairman and other board members, they will form the new leadership structure of the PSBA.

The three senior office-bearers will have an important role in representing the association and helping it deal with issues faced by the brokerage sector.

The election also marks the completion of the previous board’s term. The outgoing leadership, headed by M. Munir Khanani, was thanked for its services during the meeting.

Seven Members Join the New Board

Seven other individuals have been elected as Directors and Executive Committee members.

The newly elected members are:

  • Fawad Yusuf
  • Habib Ullah Sheikh
  • Jahanzeb Mirza
  • Malik Dil Awayz Ahmed
  • Muhammad Amin Yousuf
  • Noman
  • Yasir Yaqoob

These members will work with the chairman and vice chairmen as part of the new PSBA leadership.

The Executive Committee plays an important role in the association because it provides a platform for members of the brokerage industry to discuss common issues and work on matters related to the sector.

The new committee will also have to deal with changes taking place in Pakistan’s capital market, including new rules, technology, investor services, taxation and compliance requirements.

Election Held Under DGTO Rules

The PSBA election was conducted according to the rules and regulations of the Directorate General of Trade Organizations (DGTO).

The election process was supervised by the PSBA Election Commission. This provided a formal process for selecting the new board and office-bearers.

The association has said that the election was conducted according to the applicable legal and regulatory requirements.

Following the election, the new leadership formally took charge of the association. The process also allowed the outgoing directors to complete their term and hand over responsibilities to the newly elected members.

The structure of the election is important because trade associations such as PSBA represent a large number of businesses operating in a particular sector. Their leadership is responsible for raising industry concerns and communicating with government and regulatory bodies.

Members Approve Financial Statements

The AGM was not limited to the election of the new board. Members also considered several important financial and administrative matters.

The audited financial statements and reports for the year ended June 30, 2026, were approved by the members. These statements provide information about the association’s financial position and activities during the previous financial year.

Members also approved the appointment of M. Saleem Associates as the auditor for 2027.

The appointment of an auditor is a normal but important part of an organization’s financial process. An independent audit helps review financial records and provides members with information about the association’s accounts.

The members also approved the minutes of the fifth AGM and the PSBA Annual Report 2026.

These approvals completed several of the formal requirements of the annual meeting and allowed the association to move into its new term with its administrative matters in order.

Focus on Pakistan’s Brokerage Industry

The stock brokerage sector is an important part of Pakistan’s capital market. Brokers provide services that connect investors with the stock exchange and help facilitate the buying and selling of shares.

However, brokerage firms also operate in a highly regulated environment. They have to follow rules relating to licensing, customer accounts, risk management, trading, reporting and other areas.

PSBA provides a platform through which brokers can discuss such matters and raise industry-wide concerns.

The association’s role becomes especially important when new regulations or tax measures are introduced. Brokers need to understand new requirements and may also seek changes where a rule creates practical difficulties for the industry.

The new board will therefore have several areas to work on during its term.

Regulatory Issues Remain Important

Regulation is expected to remain one of the major areas of focus for the new PSBA leadership.

Pakistan’s capital market continues to develop, and regulatory requirements also change with time. Authorities regularly introduce or update rules to improve market operations, investor protection and compliance.

For brokerage companies, however, new requirements can also mean additional costs, systems and reporting responsibilities.

The PSBA has previously been involved in discussions concerning securities broker regulations and other capital-market requirements. Its official website also lists regulatory and taxation matters among the areas covered by its committees.

The new board is expected to continue this engagement with regulators and other institutions.

Taxation Also on the Agenda

Tax-related issues are another important area for the brokerage sector.

Stock brokers and investors can be affected by changes in taxes, duties and other government measures connected with financial markets. Any major change can influence investment activity, business costs and investor decisions.

The new chairman has specifically mentioned engagement with tax bodies as part of the incoming board’s work.

This means the association is expected to continue raising industry concerns with relevant government departments and discussing possible solutions.

The aim, according to the new leadership, is to create a more suitable working environment for brokers and investors.

Push for Innovation

Technology is changing financial markets around the world, and Pakistan’s capital market is also moving towards greater use of digital systems.

Online trading platforms, digital account opening, mobile applications and electronic communication have changed how many investors interact with the stock market.

For brokerage firms, this creates both opportunities and new responsibilities.

The new PSBA leadership has said that innovation will remain an important area of focus. Continued development in this field could help brokerage firms improve their services and make market participation easier for investors.

At the same time, greater use of technology requires attention to security, data protection, system reliability and compliance.

These issues are likely to remain relevant as Pakistan’s capital market becomes more digital.

Member Advocacy

Another key area highlighted by the new chairman is member advocacy.

The PSBA represents stock brokers, so one of its main roles is to communicate the concerns of its members to relevant authorities and institutions.

Individual brokerage firms may face different business challenges, but many industry-wide issues can affect a large number of members at the same time.

Through the association, brokers can present these concerns collectively.

Member advocacy can cover areas such as regulations, taxation, market rules, operating costs, technology and other issues affecting the brokerage business.

The incoming board has indicated that it will continue this role during its term.

Importance for Investors

Although the PSBA mainly represents stock brokers, its work can also have an impact on investors.

A well-functioning brokerage sector is important for investors because brokers provide the services and systems through which many people access the stock market.

Regulatory changes, technology upgrades and improvements in brokerage services can affect the investor experience.

For this reason, discussions between the brokerage industry, regulators and tax authorities are relevant not only to brokers but also to people who invest in Pakistan’s capital market.

The new PSBA board has said that its engagement with authorities will focus on creating a more conducive environment for both brokers and investors.

Outgoing Board Receives Appreciation

The AGM also marked the end of the previous board’s term.

Outgoing Chairman M. Munir Khanani chaired the meeting, and the association expressed thanks to the outgoing directors for their services.

Leadership changes are a normal part of trade associations, allowing new office-bearers to bring their own priorities while continuing the organization’s existing work.

The new board will now take forward the association’s objectives and deal with the challenges facing the brokerage sector.

The transition also provides an opportunity to continue ongoing discussions with government agencies, regulators and other capital-market institutions.

New Leadership Begins Its Term

The election of Muhammad Yasir Mahmoud and the new Board and Executive Committee comes at a time when Pakistan’s capital market is dealing with changes in technology, regulation and investor participation.

The new leadership has already outlined several areas of focus, including innovation, regulatory coordination and member advocacy.

The association is also expected to maintain contact with regulatory authorities and tax bodies as it works on issues affecting brokerage firms and investors.

The new Board and Executive Committee members will now be responsible for representing the industry’s concerns and helping the association achieve its objectives.

The AGM concluded with a vote of thanks to the outgoing directors. The incoming leadership also renewed its commitment to the values and objectives of the Pakistan Stock Brokers Association.

With the new team now in charge, the focus will shift towards the practical work of the new term. Regulatory matters, taxation, innovation, investor-related issues and the operating environment for brokers are likely to remain important subjects for the association.

The election therefore marks not only a change in office-holders but also the beginning of a new phase for the PSBA. The performance and priorities of the new board will be closely relevant to Pakistan’s brokerage industry as the country’s

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Govt Bases FY27 Borrowing Plan on Rs. 290/Dollar Exchange Rate

Usman Yaqoob
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0
Govt Bases FY27 Borrowing Plan on Rs. 290/Dollar Exchange Rate

Pakistan’s government has prepared its borrowing plan for the financial year 2026-27 using an exchange rate of around Rs. 290 against the US dollar. The exchange rate assumption is an important part of the government’s financial planning because a large portion of Pakistan’s external loans and other foreign payments are linked to the US dollar.

The government uses an estimated exchange rate while preparing its annual budget and deciding how much money it may need to borrow from local and international sources. If the rupee remains close to the assumed level, the government can manage its foreign debt payments and borrowing requirements according to its financial plan. However, a major change in the rupee-dollar rate can increase the cost of external debt and put additional pressure on the country’s finances.

The FY27 borrowing plan therefore reflects the government’s expectations about the currency market, foreign financing needs, debt repayments, and overall economic conditions during the year.

Rs. 290 Per Dollar Used for FY27 Planning

The government has used Rs. 290 per US dollar as a working exchange rate for its FY27 borrowing calculations. This does not mean that the rupee will remain fixed at this level throughout the year. Instead, it is a planning assumption that helps the government estimate the rupee value of dollar-based loans, repayments, interest payments, and other external financial obligations.

Exchange rates play an important role in Pakistan’s budget because the country has significant foreign currency debt. A large share of this debt is denominated in US dollars, while the government collects most of its revenue in Pakistani rupees.

For example, if a payment is due in dollars, the government needs more rupees when the local currency becomes weaker. On the other hand, a stronger rupee can reduce the rupee cost of making the same dollar payment.

This is why even a small change in the exchange rate can have a noticeable impact on government finances.

Why the Exchange Rate Matters for Borrowing

Pakistan regularly borrows money to meet its budget needs, repay old debt, support development spending, and manage external financing requirements. Borrowing can come from domestic sources as well as international lenders and financial markets.

Domestic borrowing is mainly raised in rupees, while external borrowing is usually received in foreign currencies such as the US dollar, euro, Chinese yuan, Japanese yen, and other currencies.

When the government converts these foreign loans into rupee terms for budget planning, it needs an exchange rate assumption. The Rs. 290 figure provides a base for these calculations.

If the rupee stays near this level, the government’s estimates may remain relatively close to actual payments. But if the rupee loses value sharply, the cost of servicing foreign debt can rise.

For instance, a dollar payment of $1 billion would have a different rupee cost at Rs. 290 per dollar compared with Rs. 310 or Rs. 330. This difference can run into billions of rupees.

That is why currency movement remains an important risk for Pakistan’s debt management.

External Debt Creates Currency Pressure

Pakistan’s external debt is one of the major reasons why the exchange rate is closely watched by policymakers. The country has to make regular payments to international lenders and other creditors.

These payments include both the principal amount of loans and interest or other related charges.

When the rupee weakens, the rupee value of these payments increases. The government then needs more local currency to purchase the same amount of foreign currency.

This can put pressure on the budget, especially when several large payments are due during the same period.

The situation can become more difficult if the country also needs to borrow additional money in foreign currency. New loans may help meet immediate financing needs, but future repayments also become an obligation for the government.

As a result, exchange rate management is closely linked with Pakistan’s wider debt strategy.

Borrowing Plan Linked With Economic Expectations

The FY27 borrowing plan is not based on the exchange rate alone. The government also has to consider economic growth, inflation, interest rates, tax collection, exports, imports, remittances, foreign investment, and the country’s overall balance of payments position.

These factors can influence the amount of money the government needs to borrow.

If tax collection improves and government revenue increases, borrowing needs may be lower than expected. Similarly, stronger exports and higher remittances can improve the supply of foreign currency and support the rupee.

However, higher imports, weaker exports, lower remittances, or unexpected external payments can increase pressure on foreign exchange reserves and the currency.

The government therefore has to prepare its borrowing strategy while keeping these possible changes in mind.

What Happens if the Rupee Falls Below Rs. 290?

One important question is what could happen if the rupee becomes weaker than the rate used in the government’s plan.

Suppose the government has planned a foreign debt payment using an exchange rate of Rs. 290 per dollar. If the actual rate moves to Rs. 310, the government will require more rupees to make the same dollar payment.

This does not automatically mean that the government will face a financial crisis. However, it can increase pressure on the budget and may require adjustments elsewhere.

A weaker rupee can also increase the local cost of new foreign borrowing. The amount received in dollars does not change, but its value in rupees becomes higher.

This is one of the key risks that the government must consider while preparing its financial plans.

A Stronger Rupee Could Reduce Debt Costs

The opposite situation can also happen. If the rupee performs better than expected and stays stronger than the Rs. 290 planning rate, the rupee cost of foreign debt payments could be lower.

For example, if the actual exchange rate is Rs. 280 per dollar, a dollar-denominated payment would require fewer rupees than it would at Rs. 290.

This could provide some relief to the government’s budget.

However, exchange rates can move in both directions during a financial year. A rate used for planning should therefore not be treated as a guarantee of where the currency will trade throughout the year.

The government has to keep monitoring market conditions and adjust its financial management when required.

Impact on Pakistan’s Budget

The exchange rate can affect several parts of Pakistan’s budget. Debt servicing is one of the most important areas, but it is not the only one.

Foreign currency movements can also influence the cost of imported goods, energy, machinery, and other products purchased from international markets.

Pakistan imports large quantities of fuel and other essential products. If the rupee weakens, these imports can become more expensive in local currency terms.

Higher import costs can then affect businesses, consumers, transport costs, and inflation.

For the government, this can create additional pressure because higher costs may increase the need for spending in certain areas.

This shows why the exchange rate is not only a financial market issue. It can also have an impact on the wider economy.

Domestic and External Borrowing

Pakistan’s government uses both domestic and external borrowing to meet its financing requirements.

Domestic borrowing is generally raised through the local financial system and is denominated in rupees. External borrowing, meanwhile, involves international lenders, foreign markets, and bilateral or multilateral sources.

The balance between these two sources is important for debt management.

Too much reliance on domestic borrowing can put pressure on local interest rates and may affect private-sector access to credit. Heavy dependence on foreign borrowing, meanwhile, exposes the country to exchange rate risks.

The government therefore needs to manage both sides carefully.

The FY27 plan’s use of Rs. 290 per dollar is part of this broader financial planning process.

Why the Assumption Is Being Watched

The exchange rate assumption has attracted attention because currency movements can quickly change the numbers used in the budget.

If the rupee remains stable, the government may find it easier to manage its planned foreign debt payments. If the currency moves sharply, however, the actual rupee cost of external obligations can differ from the original estimates.

Investors, businesses, economists, and financial institutions therefore watch exchange rate assumptions closely when reviewing government borrowing plans.

The rate can also affect expectations about future government financing requirements.

Importance for Investors and Businesses

The government’s borrowing strategy can also have an impact on businesses and investors.

Companies that have foreign currency loans or import-related payments also face exchange rate risks. A weaker rupee can increase their costs, especially for businesses that depend heavily on imported raw materials, machinery, or energy.

Exporters can see different effects because they earn revenue in foreign currencies. However, their final results also depend on their production costs, demand in international markets, and other business conditions.

For investors, the exchange rate can influence inflation, interest rates, government borrowing, and overall economic conditions.

This makes the government’s exchange rate assumption an important part of the wider financial picture.

The Role of Foreign Exchange Reserves

Foreign exchange reserves are another key factor in managing the rupee and meeting external payment needs.

Pakistan needs sufficient foreign currency reserves to pay for imports and meet international debt obligations. Stable reserves can provide greater confidence in the country’s ability to manage external payments.

Remittances, exports, foreign investment, loans, and other foreign currency inflows can help increase reserves. At the same time, debt repayments and imports create demand for foreign currency.

The government and financial authorities therefore have to keep a close watch on these flows while implementing the FY27 borrowing plan.

Exchange Rate Is Only an Estimate

It is important to understand that Rs. 290 per dollar is a budgeting and planning assumption, not a promise that the exchange rate will remain at that level.

Currency markets are affected by many factors. Global interest rates, oil prices, international investor sentiment, political developments, foreign exchange reserves, trade flows, and domestic economic policies can all influence the value of the rupee.

Because of these factors, the actual exchange rate during FY27 could be different from the rate used in the government’s calculations.

The government will need to monitor these developments and respond if major changes take place.

What It Means for FY27

The use of Rs. 290 per dollar gives the government a common base for calculating its foreign borrowing and debt servicing requirements for FY27.

The assumption is particularly important because Pakistan has significant external financial obligations. Any major movement in the rupee can change the rupee value of those obligations.

If the currency remains broadly stable, the government may be able to manage its borrowing and debt payments closer to the estimates included in its financial plan.

If the rupee weakens significantly, however, the government could face higher costs in rupee terms. This could increase pressure on public finances and potentially require changes to spending or borrowing plans.

For this reason, the exchange rate will remain an important factor throughout FY27.

Conclusion

Pakistan’s government has based its FY27 borrowing plan on an exchange rate of Rs. 290 per US dollar. The rate is being used as a planning benchmark to estimate the rupee value of foreign borrowing, debt repayments, and other external financial commitments.

The assumption is important because Pakistan has a large amount of foreign currency debt. Any major change in the value of the rupee can affect how much the government needs to pay in local currency.

A weaker rupee could raise the cost of external debt servicing, while a stronger currency could reduce the rupee value of foreign payments. The final impact will depend on how the exchange rate performs during FY27 and how other economic factors develop.

For now, the Rs. 290 figure should be viewed as a financial planning assumption rather than a fixed exchange rate. The government’s ability to manage its borrowing requirements will depend on several factors, including revenue collection, foreign exchange reserves, exports, remittances, interest rates, and overall economic stability.

As FY27 progresses, changes in the rupee-dollar rate will remain closely linked with Pakistan’s borrowing costs and broader public finances.

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Govt May Allow Private LNG Imports in Pakistan

Usman Yaqoob
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Govt May Allow Private LNG Imports in Pakistan

Pakistan may soon open the door for private companies to import Liquefied Natural Gas (LNG) as the government looks for new ways to meet the country’s energy needs. The possible move could bring more flexibility to the LNG market and help industries arrange gas supplies according to their own requirements.

For years, LNG imports in Pakistan have largely been handled through government-linked arrangements. The system was designed to ensure gas availability for important sectors and manage the country’s energy needs. However, changing demand, rising energy costs, and pressure on the gas sector have created a need for a more flexible approach.

Allowing private LNG imports could give businesses another option when they need additional gas. It could also reduce pressure on the government to arrange all LNG supplies itself.

The proposal is being considered at a time when Pakistan continues to face challenges in managing its energy resources. Local gas production has been under pressure, while demand from power plants, industries, and other consumers remains significant.

Why Pakistan Is Looking at Private LNG Imports

Pakistan depends on imported energy to meet part of its domestic requirements. Natural gas remains an important source of energy for power generation, industrial activity, transport, and household use.

However, local gas supplies are not enough to meet total demand. This has increased the importance of LNG, which is natural gas cooled to a very low temperature so it can be transported by ships.

The government has traditionally played a major role in importing LNG. While this arrangement provides central control over supplies, it can also make the process less flexible for private businesses.

A private import system could allow companies to arrange LNG directly when they believe they need it. Instead of waiting for government-arranged supplies, eligible businesses could potentially purchase LNG from international markets and bring it into Pakistan under approved rules.

This could be particularly useful for industries that depend heavily on gas and want greater control over their energy supply.

Private Sector Could Get More Freedom

If the proposal is approved, private companies may receive greater freedom to manage their LNG requirements.

Under such an arrangement, businesses could negotiate with international LNG suppliers and select cargoes based on their own needs. They may also have more control over the timing of imports.

This does not necessarily mean that private LNG imports would replace government imports. Instead, both systems could operate alongside each other.

Government agencies could continue arranging LNG for consumers covered under existing public supply arrangements, while private companies could import additional gas for their own use.

Such a system could create a more open market and give large consumers another way to deal with supply shortages.

Industries Could Benefit

Industrial consumers are among the groups that could benefit from private LNG imports.

Many industries require a steady gas supply for their operations. Any interruption can affect production, increase costs, and create problems for businesses that have to meet orders and delivery deadlines.

Companies that are able to import LNG privately could have greater control over their gas supply. They could plan purchases according to their production schedules and market conditions.

For export-oriented industries, reliable energy is especially important. A stable gas supply can help factories maintain production and reduce the risk of delays.

However, the actual benefit would depend on the price of imported LNG. International LNG prices can change quickly, and private companies would have to consider shipping costs, taxes, terminal charges, currency rates, and other expenses.

LNG Prices Will Remain an Important Factor

The biggest question for private companies will likely be the final cost of LNG.

International LNG prices are influenced by global demand, weather conditions, shipping costs, supply disruptions, and geopolitical developments. Prices can rise sharply when major markets compete for limited supplies.

A private company importing LNG would have to manage these risks itself.

The cost would also depend on the price at which the company purchases the LNG, the cost of transporting it to Pakistan, and the charges involved in handling and regasifying the gas.

The Pakistani rupee’s value against the US dollar would also matter because LNG deals are generally linked to international markets and foreign currencies.

As a result, private LNG imports could provide more flexibility, but they would not automatically mean cheaper gas for every consumer.

What Could Happen to the LNG Market?

Opening LNG imports to private companies could bring changes to Pakistan’s gas market.

More participants could increase competition among suppliers and buyers. Private companies may look for better deals from international suppliers and compare different sources before purchasing cargoes.

Competition could also encourage companies involved in LNG trading and supply to improve their services.

At the same time, the government would need to make sure that the market operates under clear and fair rules.

Private imports would require a proper regulatory system covering issues such as import permissions, terminal access, transportation, gas quality, safety standards, and payment arrangements.

Without clear rules, companies could face uncertainty when planning large LNG purchases.

Government’s Role Would Still Be Important

Even if private LNG imports are allowed, the government would continue to have an important role in the energy sector.

Authorities would need to set the rules under which private companies could import LNG. They would also need to monitor the market and make sure that imports meet safety and technical requirements.

Gas infrastructure is another important issue.

LNG must be unloaded at suitable terminals and converted back into gas before it can enter the transmission system. This means private importers need access to the required infrastructure.

If terminal capacity is limited, companies may face difficulties bringing in LNG even if they have secured international supplies.

Therefore, allowing private imports would only be one part of a larger energy-market reform.

Terminal Access Could Become a Key Issue

Pakistan already has LNG-related infrastructure, but access to that infrastructure would be important if private imports are expanded.

A company may be able to purchase LNG from an international supplier, but it still needs a place to receive the shipment and process the LNG.

This makes terminal access a major part of the proposed system.

If private importers are given fair access to available terminals, more companies could potentially enter the market. On the other hand, limited capacity could restrict the number of private players.

The government may therefore need to establish transparent rules for booking and using terminal capacity.

Impact on the Power Sector

The power sector is another major area where LNG availability matters.

Gas-fired power plants can play an important role in Pakistan’s electricity supply. When gas is available at a suitable price, these plants can support electricity generation.

Private LNG imports could give some power producers another option for securing fuel.

However, the economics would again depend on LNG prices. If imported gas becomes too expensive, electricity generation costs could increase.

For this reason, power companies would need to carefully compare LNG prices with other available fuel sources before making long-term decisions.

Could Private Imports Reduce Pressure on the Government?

One possible advantage of private LNG imports is that the government may not have to arrange every LNG cargo needed by the country’s private sector.

If large consumers can manage some of their own requirements, the government could focus its resources on essential public supply arrangements.

This could also reduce some of the financial pressure linked with energy imports.

However, this would depend on how the new system is designed. The government would still need to manage the country’s wider gas supply situation and ensure that important consumers are not left without fuel.

Private imports should therefore be viewed as an additional option rather than a complete solution to Pakistan’s gas problems.

Challenges Cannot Be Ignored

Despite the possible benefits, private LNG imports could also create challenges.

One concern is affordability. Not every company can afford to purchase LNG directly from international suppliers. Smaller businesses may not have the financial strength or technical resources needed to enter the market.

Large companies with stronger financial positions could find it easier to arrange international contracts.

Another challenge is price risk. A company buying LNG at a high international price could face significant costs if market prices later fall.

Currency risk is another issue. Since international LNG purchases are linked to foreign currencies, changes in the exchange rate can affect the final cost in Pakistan.

These risks mean that private LNG imports would likely be more suitable for companies that have the financial capacity and expertise to manage international energy purchases.

A More Flexible Energy System

Pakistan’s energy sector has been looking for ways to become more flexible and financially sustainable.

Private LNG imports could become one part of this effort.

Instead of relying on a single purchasing system, the market could have a combination of government-arranged and privately arranged supplies. This could give consumers more choices.

For industries, having another source of gas could make it easier to plan production. For the government, private participation could reduce some of the responsibility for arranging additional supplies.

But the success of such a system would depend on proper planning and regulation.

Need for Clear and Simple Rules

For private LNG imports to work smoothly, businesses will need clear rules from the beginning.

Companies should know how they can obtain approval, how terminal capacity will be allocated, how imported LNG will enter the gas network, and what charges will apply.

The process should also be predictable.

Businesses make investment decisions based on long-term expectations. If regulations keep changing, companies may hesitate to commit large amounts of money to LNG imports or related infrastructure.

A transparent system could encourage more private investment in the energy sector.

What It Could Mean for Consumers

The impact on ordinary consumers may not be immediate.

Private LNG imports would mainly affect companies and large energy users that are able to participate directly in the market. Any wider impact on household gas supplies or prices would depend on government policy and how the overall gas market develops.

If private imports help industries maintain production, there could be broader economic benefits through more stable industrial activity.

On the other hand, higher LNG costs could increase the cost of production for businesses that rely on imported gas. Companies may then face pressure to increase the prices of their products or services.

This is why the pricing structure will remain an important part of the policy.

A Possible Change for Pakistan’s Energy Market

The possible permission for private LNG imports marks an important discussion for Pakistan’s energy sector.

The country needs reliable energy supplies, but it also needs to manage costs and reduce pressure on public finances. Giving private companies a greater role could provide another way to meet energy demand.

The proposal could also encourage more private-sector involvement in the LNG market and give businesses greater control over their fuel supplies.

At the same time, private LNG imports are not a quick fix for all of Pakistan’s energy challenges. The country still needs to address local gas production, transmission capacity, energy losses, pricing issues, and the financial problems affecting the wider power and gas sectors.

The government will therefore need to carefully design the policy if it decides to move forward.

What Comes Next?

The next stage will depend on government decisions regarding the structure and rules for private LNG imports.

If the plan receives approval, authorities are likely to work on the regulatory framework needed to allow private companies to purchase and import LNG.

Businesses will then have to assess whether private imports make financial sense for them.

For some large industrial users, direct LNG purchases could offer greater flexibility. Others may continue using existing gas supply arrangements depending on cost and availability.

The overall impact will become clearer once the government announces the final policy details.

For Pakistan, the key goal will be to balance private-sector participation with energy security, affordability, and proper market regulation. If handled carefully, private LNG imports could give the country’s energy market another source of flexibility while allowing businesses to take a greater role in managing their own fuel needs.

The proposal comes at a time when Pakistan is trying to improve its energy system and reduce pressure on government resources. Whether it delivers meaningful benefits will depend largely on LNG prices, infrastructure access, regulatory rules, and the ability of private companies to manage international energy-market risks.

For now, the possibility of allowing private LNG imports signals a potential shift toward a more open and flexible gas market in Pakistan.

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HM the King Appoints Fatima Ezzahra El Mansouri as Head of Government

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HM the King Appoints Fatima Ezzahra El Mansouri as Head of Government

Rabat (Morocco) – His Majesty King Mohammed VI, received on Tuesday at the Royal Palace in Rabat, Fatima Ezzahra El Mansouri, coordinator of the collective leadership of the Authenticity and Modernity Party, whom the Sovereign appointed as Head of government and entrusted with the formation of the new government, announced the Ministry of the Royal Household, Protocol and Chancellery in a statement.

Here follows the translation of the statement:

“The Ministry of the Royal Household, Protocol and Chancellery announces that His Majesty King Mohammed VI, received on Tuesday September 29, 2026 at the Royal Palace in Rabat, Fatima Ezzahra El Mansouri, coordinator of the collective leadership of the Authenticity and Modernity Party, whom the Sovereign has appointed, in accordance with article 47 of the Constitution, as Head of Government, and entrusted with the formation of the new government”.

Fatima Ezzahra El Mansouri, coordinator of the collective leadership of the Authenticity and Modernity Party, who HM King Mohammed VI, affirmed that she “will work towards proposing a government that lives up to the expectations of His Majesty the King and all citizens”. In a statement to the press following the Royal Audience, El Mansouri said she was honored to have been received by the Sovereign and to have been appointed by HM King Mohammed VI, as Head of government. She emphasized that this Royal Audience “was an opportunity to receive His Majesty the King’s High Guidelines for managing the coming phase”.

“This is a historic moment for our country,” she pointed out, stressing that “this is the first time that a woman has been appointed to head a government, which is a source of pride for me and for all the women of the country“. Highlighting the High Solicitude that the Sovereign has consistently shown toward Moroccan women, El Mansouri said that her appointment carries a message to all women to contribute to building a harmonious society, together with all its vital forces.

Since His Majesty King Mohammed VI ascended the throne in 1999, the status of Moroccan women has undergone significant changes in legal, political, economic and institutional terms. This progress has been reflected in particular by the reform of the “Moudawana” in 2004, the increase in women’s representation in institutions, and women’s gradual access to positions of responsibility, including within the diplomatic service and local government.

In this occasion, Pakistan’s First Lady Bibi Asifa Bhutto Zardari has warmly congratulated Fatima Ezzahra El Mansouri on her historic appointment as the first female prime minister of the Kingdom of Morocco, expressing hope that the milestone will inspire women across the Muslim world to pursue leadership roles.  The First Lady stated that she feels a special connection with this historic moment as the daughter of Shaheed Mohtarma Benazir Bhutto, the former Pakistani leader and first female prime minister of the Muslim world. She noted that her mother’s pioneering journey continues to inspire generations of women across the Muslim world and beyond. Conveying her warm greetings and good wishes to both Prime Minister El Mansouri and the brotherly people of Morocco, Bhutto Zardari expressed her best wishes for the new leader’s success in her responsibilities. The First Lady added that she hopes the appointment will further encourage women and girls to contribute to the progress and prosperity of their respective societies.

 

vivo X500 Series Debuts with Advanced ZEISS Telephoto Lens System and Cinematic Video Capabilities

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vivo X500 Series Debuts with Advanced ZEISS Telephoto Lens System and Cinematic Video Capabilities

SHANGHAI, China, September 21, 2026 – vivo today unveiled the new X500 Series, comprising three flagship models: the X500 Pro Max, X500 Pro, and X500. The series introduces an advanced ZEISS Telephoto Lens System, with powerful telephoto cameras and extenders to deliver exceptional long-range imaging. Leading the lineup, the X500 Pro Max features a 200 MP ZEISS APO Telephoto Camera, paired with the 400 mm Equivalent vivo ZEISS Telephoto Extender Gen 2 Ultra for outstanding telephoto performance. Powered by the smoother, smarter experience of OriginOS 7 and the largest battery capacity ever offered in the X Series, the new lineup elevates the flagship smartphone experience to new heights, delivering effortless versatility and professional-grade creative capabilities.

Next-Level Flagship Imaging, From Pro Telephoto to Everyday Moments

Co-engineered with ZEISS, the X500 series combines vivo’s innovation with ZEISS’s expertise in imaging to deliver a comprehensive flagship imaging experience, from professional telephoto to everyday creation. X500 Pro Max features a 200 MP ZEISS APO Telephoto Camera with a 1/1.4-inch Ultra-Sensing Sensor HP0 and an 85 mm equivalent focal length. It incorporates CIPA 7.0 Professional Stabilization, enabling longer handheld exposure times in low-light conditions while reducing motion blur.

Powered by the X-Track Engine, the X500 Pro Max and X500 Pro deliver professional-grade subject tracking across both snapshot and video modes. Lock-On Subject Tracking keeps subjects sharply in focus, even when they briefly move out of the frame or become temporarily obstructed. The X500 Pro Max supports AF Tracking at up to 60 fps in Snapshot Mode, delivering smooth and responsive tracking performance. The Super Snapshot Engine enhances long-range shooting capabilities, with 30x Long-Range Motion Snapshot on X500 Pro Max and 20x on X500 Pro. This makes it easier to capture fast-moving subjects from a distance with clarity and consistency. For video creation, 4K 120 fps Pro AF Tracking Video and Auto Framing Video further support precise subject tracking and framing. Together, these advanced capabilities enhance the motion photography experience when capturing fast-moving subjects in dynamic scenarios such as sports, wildlife, and concerts.

For creators demanding even greater reach, X500 Pro Max supports the 400 mm Equivalent vivo ZEISS Telephoto Extender Gen 2 Ultra, delivering powerful super-telephoto capabilities for effortless long-range creation. Supporting more than 10 shooting modes, including Stage, Snapshot, and Pro, it gives creators greater flexibility to capture distant subjects across a range of shooting conditions.

X500 Pro, another flagship model in the X500 series, shares some of the imaging DNA of X500 Pro Max, while distinguishing itself with an 85 mm equivalent ZEISS APO Telephoto Camera equipped with a 64 MP vivo x Sony LYTIA 610 sensor. Certified to ZEISS APO standards for chromatic aberration control and featuring ZEISS T* Coating, the camera delivers accurate color reproduction and exceptional clarity, even at high zoom levels. The camera supports 20x Long-Range Motion Snapshot and is compatible with the 200 mm Equivalent vivo ZEISS Telephoto Extender Gen 2.

The third model in the series, X500, is designed as an everyday creative companion, combining a 72 mm equivalent ZEISS APO Telephoto Camera with a ZEISS Pro-Level Ultra-Sensing Camera featuring a 50 MP 1/1.28-inch sensor like the one used in the X300 Pro. For portrait enthusiasts, the all-new Cinematic Portrait intelligently optimizes portrait lighting across daylight, dusk, and indoor environments, applying film-inspired styles to make it easy to capture natural-looking portraits anytime, anywhere. Taking portraiture a step further, vivo Color Palette offers granular control over tone, glow, and grain, helping users achieve a more distinctive and personalized portrait color expression.

Cinematic Excellence, Mastered from Dynamic Action to Portraits

X500 Pro Max and X500 Pro feature imaging systems centered around a ZEISS TrueDynamic Main Camera, empowering professional creators to produce exceptional video content with rich details and dynamic range in challenging lighting conditions.

The ZEISS TrueDynamic Main Camera supports Cinematic Pro Log Video, capturing greater detail across highlights and shadows for cinematic visual latitude comparable to professional cinema cameras. A dedicated Log curve, specifically tuned to the camera’s 17 EV ultra-high dynamic range, preserves rich detail and tonal gradation while providing professional creators with greater flexibility in post-production. From backlit portrait videos to sunrise and sunset scenes, creators can maintain greater control throughout the entire video workflow, from capture to final edit.

The main camera also debuts groundbreaking 4K Cinematic Portrait Video, bringing cinematic image quality and intelligent portrait enhancement to video. It preserves rich tonal depth and natural skin tones across complex lighting conditions, making it easy to capture stunning portrait videos against the backdrop of a breathtaking sunset. The new 4K Cinematic Portrait Video mode offers a range of cinematic color styles, including the Sunny Day and Vibrant styles co-developed by vivo and ZEISS. Combined with ultra-high dynamic range, these styles deliver a classic cinematic look straight out of the camera.

For high-speed video capture, the ZEISS TrueDynamic Main Camera supports native 4K 240 fps High Frame Rate Video with extended recording time. Available in Video, Pro Video, and Slo-mo modes, it offers greater flexibility for slow-motion shooting and post-production, preserving fine detail and fluid motion even when capturing fast-moving subjects. Complementing this high-speed capture capability, X500 Pro Max features 3° Gimbal-Grade OIS, helping keep footage stable and smooth.

Meanwhile, the X500 series is an ideal companion for everyday content creation, offering versatile and effortless video capabilities. It supports Multi-Focal 4K 120 fps High-Spec Video and 4K Cinematic Color Video. With Film Style mode, it delivers a 2.4:1 aspect ratio and industry-leading film effects, including motion blur, halation, and grain, to faithfully recreate the distinctive look of film—enabling cinematic, atmospheric footage to be captured with a single tap. Stage Mode 3.0 features Auto Framing Fancam Video, 4K Dual-View Stage Video, 4K Stage All-in-One Recording, and Super Telephoto Stage Snapshot, making it easy to capture memorable concert moments—whether recording themselves, their favorite artist, or both together.

To further enable cinematic storytelling, the X500 series features enhanced 4K Cinematic Color Video, offering classic film-inspired color styles including Paris Afterglow, Golden Hour, and Pastel, along with support for 4K recording.

Beyond color and image effects, additional creative tools in Movie Workshop on the X500 series bring greater versatility and creative possibilities to video creation. Auto Framing intelligently tracks subjects to keep them centered in the frame, while Vortex Shot enables ultra-steady 360° rotating shots with just one tap.

OriginOS 7: Smoother, More Connected, and Smarter

X500 Series runs on OriginOS 7, delivering a fresh smartphone experience that combines lasting smoothness, seamless cross-device connectivity, and AI-powered productivity.

For a smoother experience, Origin Workbench enables seamless task switching with floating windows and drag-and-drop file transfers across apps, making complex workflows feel effortless. Origin Smooth Engine delivers fluid animations with interruptible interactions, making every swipe and tap feel instantly responsive. Powered by the Ultra-Core Computing, Memory Fusion, and Dual Rendering, it is designed to maintain a consistently smooth experience over time.

One of the key highlights of OriginOS 7 is its enhanced cross-ecosystem connectivity, enabling seamless interoperability with Apple devices, including AirPods and Apple Watch, as well as connectivity with iCloud. For everyday sharing, Quick Share simplifies file transfers across devices, supporting interoperability with AirDrop, while Seamless Device Switch supports one-tap migration by transferring only essential information and excluding unnecessary cached data. For productivity and entertainment, vivo Office Kit facilitates collaboration between vivo smartphones and Mac computers through tools such as Jovi PC and Camera Sharing. It enhances productivity by providing convenient access to content and seamless continuity across devices. Together, these capabilities enable a more seamless cross-device workflow across multiple ecosystems, helping content creators stay connected and productive.

On the design front, OriginOS 7 offers a rich range of personalization features. Dynamic Translucent Material adds a distinctive visual aesthetic, while Wiggle (Boing) transforms static images into dynamic visuals. System-level StickIt extracts subjects from photos, allowing subjects to be placed anywhere for greater creative expression.

AI-powered productivity tools further simplify everyday tasks. Snap & Go intelligently recognizes information in screenshots, while AI Next Up turns recognized schedules into automatic reminders on the home screen. AI Recorder enhances recording with intelligent features, including speaker recognition, transcript outlining, transcript refinement, and smart summaries. Supporting six templates, such as Meeting Summary, Lecture Notes, and Interview Summary, it helps turn recorded conversations and content into clear, structured insights.

Unleashing Advanced Performance, Efficiency, and Endurance

X500 Pro Max and X500 Pro are powered by the MediaTek Dimensity 9600 Pro, built on TSMC’s 2nm process with a new 2+3+3 architecture to deliver powerful GPU performance and power efficiency. X500 is equipped with the MediaTek Dimensity 9600M for smooth everyday performance.

The X500 series introduces the largest batteries ever in the X series with the BlueVolt Battery System: X500 Pro Max houses a 7800 mAh battery, X500 Pro carries a 6510 mAh battery, and X500 is equipped with a 7500 mAh battery. All models support 90W wired FlashCharge and 40W wireless FlashCharge. The 2nd-Gen Semi-Solid‑State Battery Technology enables reliable operation even at temperatures as low as -20°C, while Bypass Charging keeps the device cool even when used while charging. In addition, On-device AI learns individual usage patterns to intelligently optimize battery consumption without compromising core experiences like photography and gaming.

The entire series features a ZEISS Master Color Display, delivering master-level visual performance with natural, true-to-life colors. For an even smarter and more comfortable viewing experience, X500 Pro Max is equipped with an advanced 2K ZEISS Master Color Display, offering ultra-clear visuals that reveal every detail with stunning clarity. Across the series, displays deliver up to 2,000 nits of global peak brightness and a 100% P3 color gamut.

Inspired by nature, travel, and expansive landscapes, the X500 series brings this design story to life. X500 Pro Max features a 6.85-inch display, the largest display ever on a vivo flat-screen smartphone, delivering a more immersive visual experience. X500 Pro features a 6.36-inch display in a compact flagship form factor, and X500 features a 6.59-inch display. X500 introduces an all-new Floating Camera Module with a squared, streamlined form, available in Dusk Black, Sunny White, Starry Gray, and Dawn Pink. X500 Pro and Pro Max debut a premium look with Tideline Design, where the camera module meets the body in a gentle slope inspired by the smooth curve of a receding tide. X500 Pro and Pro Max are available in Moonlit Black, Sunny White, Starry Gray, and Sunset Orange. Across the lineup, IP68/IP69 dust and water resistance, 3D Ultrasonic Fingerprint Scanning, USB 3.2, and an infrared blaster add even more convenience to everyday use.

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